Blue Coast Perry FL Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Blue Coast! Located at 1825 S Jefferson St, Perry, FL 32348, our credit union has been a trusted financial partner since 1956. With over 11,147 members, we are dedicated to providing exceptional services that cater to the needs of our community. At Blue Coast, we understand that financial stability is key to a fulfilling life. That's why we have grown our total assets to an impressive $156,106,446, allowing us to offer competitive rates and a variety of products designed just for you. Our commitment to supporting our members is reflected in our total loans of 7,516, ensuring that whether you need an auto loan or personal financing, we're here to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 1825 S. Jefferson St., Perry, FL 32348. We are proud of our community impact and strive to make every interaction meaningful. Our team of 41 dedicated employees, led by CEO Jay Blake and Board President David Sullivan, is ready to assist you with personalized service tailored to your financial journey. We believe in building lasting relationships with our members and ensuring that you feel valued at every step. With total deposits reaching $18,515,307 and a net worth of $16,098,787, we are not just financially sound but also committed to enhancing your banking experience. Our robust cash reserve of $4,687,468 allows us the flexibility to support your needs effectively. Explore what Blue Coast can do for you whether it's opening a new account or applying for a loan. We invite you to visit our website at myBCFCU.com or call us at 850-223-7100 for more information. Join us in making financial dreams come true!

Branch History & Mission

Community Partnerships

We take pride in forming partnerships with local organizations and participating in community outreach programs. Through these efforts, we not only provide financial assistance but also foster connections among residents in Perry and surrounding areas. With an ATM available at our branch and shared service centers nearby for additional convenience, we aim to make banking accessible for everyone.

Join Us

The journey of Blue Coast is one filled with commitment, growth, and community spirit. We invite you to join us as a member today! Experience firsthand how we can support your financial goals while being an active participant in making Perry a better place for all. For more information or to apply for membership, visit us at myBCFCU.com or give us a call at 850-223-7100. Together, let's build a brighter future!

Our Evolution

Over the years, Blue Coast has seen significant growth and change. Today, we are proud to serve 11,147 members with total assets amounting to an impressive $156,106,446. Our journey began with humble beginnings, focusing on meeting the needs of our members through personal banking solutions. As we grew, so did our commitment to innovation and community support. Located at 1825 S Jefferson St, our branch is easily accessible for all your banking needs. You can also reach us by mail at 1825 S. Jefferson St., Perry, FL 32348 if you prefer official correspondence. Our friendly staff is here to assist you during our operating hours: Monday, Tuesday, Thursday, and Friday from 8 am to 5 pm; Wednesday from 9 am to 5 pm; and extended Drive-Thru hours throughout the week.

Our Mission

At Blue Coast, our mission is simple yet powerful: We aim to empower our members by providing reliable financial services while actively contributing to the well-being of our community. We offer various products tailored to suit individual needs from checking and savings accounts to auto loans and mortgages. We believe that when our members thrive, so does the entire community. Our commitment goes beyond traditional banking; we strive for inclusivity through ADA compliance and digital advancements like online banking and mobile payments. Whether you prefer face-to-face interactions or modern convenience, we are dedicated to ensuring your experience is smooth and satisfying.

Branch Location & Accessibility

Come Visit Us!

We invite you to explore what Blue Coast has to offer! Feel free to call us at 850-223-7100 if you have any questions or need assistance before your visit. We look forward to welcoming you through our doors soon!

Easy Access and Convenient Features

At Blue Coast, we understand the importance of accessibility. Our location offers ample parking spaces for all our members, including spots designed for those with disabilities. Our branch is fully ADA compliant, ensuring everyone can easily access our services. If you need to make a quick visit but prefer not to come inside, we also have a drive-thru option available.

Operating Hours Tailored to You

We know that life can be busy, which is why our operating hours are designed to fit your schedule. Visit us in our lobby from 8 am to 5 pm on Monday, Tuesday, Thursday, and Friday. On Wednesdays, we open a little later at 9 am but still welcome you until 5 pm. For those who prefer the convenience of drive-thru banking, we're ready to assist you starting at 7:30 am on Mondays and offer extended hours on Thursdays and Fridays until 6 pm.

Services Just for You

At Blue Coast, we offer a range of financial services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Need cash? Our ATM is conveniently available for withdrawals and balance checks anytime during business hours. While members can visit us at 1825 S Jefferson St, any official correspondence should be sent to the same address as our mailing address: 1825 S. Jefferson St., Perry, FL 32348.

Member Eligibility

Becoming a member of Blue Coast is more than just opening an account; it's about joining a caring community that prioritizes your financial well-being. If you live, work, or worship in the area around 1825 S Jefferson St Perry Fl 32348, you're likely eligible to join us! We welcome individuals from various backgrounds, ensuring that everyone has access to our friendly services and support. By choosing Blue Coast, you gain access to a range of benefits designed to help you achieve your financial goals, from competitive loan rates to personalized banking options. Starting your membership is simple! You can find all the details about eligibility on our website at . When you're ready to open an account, head over to https://mybcfcu.com/apply/ . Should you have any questions or need assistance, feel free to call us at (850) 223-7100 we're here to help! Join us today and experience the difference a supportive community can make in your financial journey.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $565,895, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that simplify payment processing for your business. Imagine accepting payments seamlessly whether you're at a local market or running an online store. Our services are designed to enhance your customer experience while making transactions straightforward and secure. If you're ready to take your business to the next level, visit us at 1825 S Jefferson St Perry Fl 32348 in Perry, FL, or call us at (850) 223-7100. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Services

For those who own businesses or are entrepreneurs at heart, our business banking solutions include essential merchant services and business loans. We aim to support local businesses by making banking easier so that you can focus on growing your company without financial stress.

Credit Cards & Rewards

We understand the importance of flexibility and rewards in today's economy. That's why our credit cards with rewards are designed not just for spending but for earning benefits that matter to you. Whether it's cash back or points toward travel, we want every purchase you make to bring you closer to what you enjoy most.

Digital Banking Features

In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, managing your finances has never been simpler. You can access your accounts anytime from anywhere, making transfers, paying bills, or checking balances straightforward and hassle-free. Plus, our ATM services ensure that cash withdrawal is easy whenever you need it.

Drive-Thru & Shared Services

For those who prefer face-to-face interactions without stepping inside the branch, our drive-thru banking offers a quick way to handle deposits and withdrawals. We also participate in shared branching transactions which means if you're a member of partner credit unions, you can conduct basic transactions here too! At Blue Coast, we strive for excellence in every service we provide. If you're ready to explore how we can assist with your financial needs or if you have any questions about our offerings, don't hesitate to call us at (850) 223-7100 or visit us online at Bcfcu-perry. We're excited to help you achieve your financial goals!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed to fit your lifestyle. From checking and savings accounts that help you manage your day-to-day finances, to auto loans and vehicle financing tailored to get you on the road quickly and affordably. If you're considering purchasing a home, our mortgage loans and refinancing options can make that dream a reality. Additionally, we provide personal loans and debt consolidation services to help you take control of your finances.

Digital & Online Banking

Key Features

Our online banking platform is packed with user-friendly features. You can quickly check balances, view transactions, and transfer money between accounts with just a few taps. Plus, if you're looking to send money to friends or family, our person-to-person transfer service makes it simple and fast. For those who prefer managing their finances on the go, our mobile application is available for download. This app not only allows for easy access to your account but also supports mobile payments, letting you pay bills or make purchases directly from your phone.

Security and Accessibility

We know how important security is when it comes to banking. That's why we provide electronic signature authorization for your peace of mind. Your personal information is protected while you enjoy the convenience of digital banking. Additionally, you can opt for e-statements instead of paper ones saving trees and keeping your financial documents organized in one place. With these options available at Blue Coast, staying on top of your finances has never been easier or more secure. In short, our digital and online banking services are designed with you in mind. Whether you're using our website or mobile app, you'll find that managing your money is straightforward and hassle-free. Join us today and experience banking that fits into your life seamlessly!

Financial Strength

A Dedicated Team for You

We also take pride in having 37 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we're dedicated to helping you navigate your financial journey successfully.

Growing Together

Our strength is further demonstrated through our robust member base of 19,135, showing that many trust us with their finances. Net Shares available for lending and investments stand at $7,895,611, highlighting our ability to support your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blue Coast is your trusted partner. Visit us at 1825 S Jefferson St Perry Fl 32348 or call (850) 223-7100 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secure with us. We have $37,157,512 in share certificates and $1,124,976 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

Our commitment to serving you extends to our undivided earnings. With $15,246,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Solid Financial Health

With a net worth of $16,098,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,030 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand that loans are crucial for achieving your dreams. With $1,721 in used auto loans and $115,859,274 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,299,132 in used vehicle loans and $9,794,102 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can drive away in the vehicle you desire without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $565,895 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to supporting local entrepreneurs with accessible financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,163,204, make buying or refinancing simple. We offer tailored solutions to help you secure financing for your dream home, whether it's your first property or an investment opportunity.

Refinancing Options

If you're considering refinancing existing loans, we can assist with that as well. Our team is dedicated to finding solutions that improve your financial situation, whether it's lowering monthly payments or consolidating debt into one manageable loan. Our branch is located at 1825 S Jefferson St Perry Fl 32348 in Perry, FL, and we invite you to reach out at (850) 223-7100 for more information about our loan offerings or to schedule an appointment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Blue Coast, we're committed to providing you with personalized service and expert guidance every step of the way. Let us help you turn your financial aspirations into reality!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $5,757,118 in loans helping members manage their finances effectively. This is an excellent option for those looking to consolidate debt or cover unexpected expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

One of the key features of LendMesh is its commitment to impartiality. There are no sponsored listings, meaning lenders are not prioritized based on paid promotions. Instead, LendMesh focuses on delivering unbiased results so that users can make informed decisions without any hidden agendas. Additionally, LendMesh provides real-time rate comparisons from multiple institutions, keeping users updated with the latest loan rates available. This feature empowers individuals to make educated choices about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take advantage of this reliable tool to compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. The platform prides itself on providing verified data; all loan offers come from legitimate financial institutions, ensuring you can trust the information presented.

BLUE COAST FEDERAL CREDIT UNION