Blue Chip Credit Union Harrisburg PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Blue Chip, your trusted partner in financial success, located at 5050 Derry St, Harrisburg, PA 17111. Since our establishment in 1948, we've been dedicated to serving our community with reliable banking solutions tailored to meet the diverse needs of our members. With a total membership of 3,937 and assets exceeding $41,899,953, we pride ourselves on being a cornerstone of financial stability and support in Harrisburg. At Blue Chip, we understand that every member's financial journey is unique. That's why we offer a comprehensive range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to excellence is reflected not only in our robust offerings but also in our strong financial foundation boasting over $5,840,075 in deposits and a net worth of $5,191,727. We are here to help you achieve your financial goals while ensuring that your funds are secure and well-managed. Our leadership team is devoted to fostering a welcoming environment for all members. Under the guidance of CEO Matthew White and Board President Brian Henry, our dedicated staff of 13 employees is always ready to assist you with personalized service. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 5050 Derry St, Harrisburg, PA 17111-5606. We invite you to explore how Blue Chip can make a difference in your financial life. Whether you're looking for competitive loan options or simply want to open a new savings account, we're just a phone call away at (717) 564-3081. Visit our website at bluechipfcu.org for more information or stop by during our operating hours: Monday and Tuesday from 8:30 AM to 4:30 PM; Wednesday from 9:00 AM to 4:30 PM; Thursday from 8:00 AM to 5:00 PM; and Friday from 8:00 AM to 6:00 PM. Join us at Blue Chip today and experience the benefits of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Blue Chip, a credit union with a rich history and a commitment to serving our community in Harrisburg, PA. Founded in 1948, Blue Chip has grown from a small group of dedicated members to an organization that proudly serves over 3,900 members today. Our branch is located at 5050 Derry St, Harrisburg, PA 17111, a central spot that's easy for our members to access. Over the years, we have achieved remarkable milestones, including amassing total assets of $41,899,953. This growth reflects not just our financial health but also the trust placed in us by our members. As part of our mission, we aim to provide personalized financial services that meet the diverse needs of our community. We believe in empowering individuals and families through accessible banking options that include personal checking and savings accounts, auto loans, mortgage refinancing, and more. At Blue Chip, we are driven by a mission that goes beyond just banking. We strive to support our local community through various outreach programs and partnerships that foster economic development and social well-being. Our goal is to make a positive impact on the lives of those we serve while ensuring that our financial services remain approachable and user-friendly. Our operating hours are designed for your convenience: Monday and Tuesday from 8:30 AM to 4:30 PM, Wednesday from 9:00 AM to 4:30 PM, Thursday from 8:00 AM to 5:00 PM, and Friday from 8:00 AM to 6:00 PM. For those who prefer quick transactions, we offer drive-thru banking services as well. While members can visit us at 5050 Derry St, official correspondence should be sent to 5050 Derry St, Harrisburg, PA 17111-5606 if needed. If you ever have questions or need assistance, feel free to call us at 717-564-3081. We invite you to join Blue Chip and experience the benefits of being part of a member-focused credit union dedicated to your financial success. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Accessibility and Parking

At Blue Chip, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can comfortably visit us. Ample parking is available on-site, so you won't have to worry about finding a spot when you come by.

Operating Hours

We want to fit into your busy schedule! Our lobby hours are as follows: Monday and Tuesday from 8:30 AM to 4:30 PM, Wednesday from 9:00 AM to 4:30 PM, Thursday from 8:00 AM to 5:00 PM, and Friday from 8:00 AM to 6:00 PM. Whether you need personal banking assistance or have questions about loans or credit cards, our friendly staff is ready to help.

Services Offered

Though we currently do not have ATM availability at this location, we do offer convenient drive-thru banking services for deposits, withdrawals, and simple transactions. You can also take advantage of our comprehensive range of personal banking services including checking and savings accounts, auto loans, mortgage financing, and more. If you're looking for business banking solutions or online and mobile banking options, we've got you covered too! While our main address is 5050 Derry St, please note that official correspondence should be directed to the same mailing address if needed. For any questions or assistance before visiting us, feel free to give us a call at 717-564-3081. We look forward to welcoming you into the Blue Chip family!

Member Eligibility

At Blue Chip, we believe that becoming a member is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the Harrisburg area, you're already on your way to enjoying all the benefits we offer. Our eligibility criteria are designed to welcome a diverse range of individuals, ensuring that everyone can take advantage of our services. Whether you're looking for personal banking solutions, auto loans, or credit cards with rewards, we're here to support you every step of the way. To start your journey with us at Blue Chip, simply check out the detailed eligibility information available at https://www.bluechipfcu.org/membership/ . If you have any questions or need assistance, don't hesitate to give us a call at (717) 564-3081. We're eager to help you open an account and become part of our community at our location on 5050 Derry St Harrisburg Pa 17111!

Business Banking & Commercial Services

Member and Non-Member Loan Opportunities

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you're running a busy café, and customers want to pay quickly and easily. With our reliable merchant services, you can accept various payment methods seamlessly, allowing you to focus on what you do best serving great food and creating memorable experiences. With an outstanding commercial loan portfolio of $0, we are ready to help finance new and expanding businesses in the Harrisburg, PA area. Your success is our priority! For more information or to discuss how we can assist your business further, feel free to reach out at (717) 564-3081 or visit us at 5050 Derry St Harrisburg Pa 17111.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we recognize that managing finances can be complex. That's why Blue Chip offers specialized business banking services that include merchant services and business loans designed to support your growth ambitions. We understand the unique challenges businesses face, and we're here to assist every step of the way.

Easy Access with Drive-Thru Banking

We also understand that sometimes you need quick access without stepping inside the branch. That's why we provide basic drive-thru banking services for deposits, withdrawals, and simple transactions perfect for those busy days when time is of the essence. At Blue Chip, member satisfaction is our top priority. We invite you to experience our comprehensive suite of services firsthand by visiting us at 5050 Derry St Harrisburg Pa 17111 or giving us a call at (717) 564-3081. Join us today and discover how we can help you achieve your financial dreams!

Embracing Digital Banking

Our commitment to convenience is evident through our online and mobile banking features. You can access your accounts anytime, anywhere, allowing you to manage transactions on the go. Whether it's checking your balance, transferring funds, or making payments through our mobile app, we've made banking accessible at your fingertips. Additionally, our person-to-person payment feature simplifies sending money to friends or family without any hassle.

Personal Banking Made Simple

In today's fast-paced world, having a reliable banking partner is essential. At Blue Chip, we offer various personal banking solutions, including checking and savings accounts that cater to your lifestyle and financial goals. For those looking to purchase a vehicle, our auto loans and vehicle financing options make it easy to drive off in your dream car. Need help with home ownership? Our mortgage loans and refinancing solutions provide flexible terms that fit your budget. If you're facing debt challenges, our personal loans and debt consolidation services can help ease the burden and put you back on track. Plus, with credit cards featuring rewards programs, you can earn while you spend turning everyday purchases into exciting benefits.

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you can check balances, transfer funds, and manage your accounts whenever it suits you. No more waiting in lines or rushing to the bank before closing hours! If you prefer to handle things on your smartphone, our mobile application offers the same features right at your fingertips. You can even make mobile payments with ease, allowing you to shop securely without needing cash or cards. We also understand the importance of keeping your documents organized and accessible. Our e-statements feature lets you receive your account statements electronically, reducing clutter and making it easier to track your finances. Plus, signing important documents is a breeze with our electronic signature authorization, providing a secure way to handle paperwork without the hassle of printing or mailing. For those moments when you need to send money quickly, our person-to-person transfers enable you to send funds directly to friends and family in just a few taps. This feature is perfect for splitting bills or sending gifts, making transactions fast and straightforward.

Security You Can Trust

Your security is our top priority. All of our digital banking services come equipped with advanced security measures to protect your personal information and financial data. We take pride in offering a safe environment where you can manage your money confidently. Whether you're checking balances from home or making payments while out and about, Blue Chip ensures that managing your finances is simple, secure, and always within reach. Experience all these benefits by visiting us online today!

Financial Strength

Commitment to Growth and Stability

With $5,125,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $583 in used auto loans and $22,578,448 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust Among Members

Total Share and Deposit Accounts stand at 6,747, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $981,768, reinforcing our commitment to responsible growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blue Chip is your trusted partner. Visit us at 5050 Derry St Harrisburg Pa 17111 or call (717) 564-3081 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $4,016,800 in share certificates and $2,441,914 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,191,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,237 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,936,602 in used vehicle loans and $3,012,687 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles. Plus, if you're considering refinancing your current auto loan, we can help with that too.

Credit Lines

For those looking for more flexibility in their borrowing options, our total credit lines amount to $600,000. This allows you to access funds when needed without the hassle of applying for separate loans each time. At Blue Chip, our goal is to support you through every step of your financial journey. For any questions or assistance regarding our loan offerings or eligibility requirements, feel free to reach out at 717-564-3081. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the perfect loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,654,993, make buying or refinancing simple. We provide guidance through the process and work hard to find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,554,767 in loans helping members manage their finances effectively. Our credit cards come with various benefits to help you make the most of your spending while building credit.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are both fair and transparent, giving users peace of mind when comparing loans.

BLUE CHIP FEDERAL CREDIT UNION