Blue Chip Credit Union Burnham PA | Best Auto Loans & ATM Services

Introduction

Welcome to Blue Chip, your trusted financial partner in Burnham, PA! Nestled at 101 1st Ave, we have been serving our community since 1948. With a commitment to providing exceptional service and financial solutions tailored to your needs, we take pride in being a cornerstone of local banking. At Blue Chip, we understand that each member is unique. That's why our dedicated team, led by CEO Matthew White and Board President Brian Henry, works tirelessly to support over 3,900 members. We offer a range of services, including personal banking, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our financial strength speaks volumes our total assets stand at an impressive $41,899,953, with total deposits reaching $5,840,075. We believe in fostering a financially secure environment for our members, demonstrated by our solid net worth of $5,191,727 and cash in hand amounting to $295,560. While you can visit us directly at our branch for all your banking needs, official correspondence should be sent to the same address: 101 1st Ave, Burnham, PA 17009-1621. We're proud to have a workforce of 13 employees who are passionate about helping you achieve your financial goals. Our drive-thru service makes banking convenient for everyone on the go! If you're looking for a reliable financial institution where community matters and member satisfaction is paramount, look no further than Blue Chip. Explore more about what we offer on our website at bluechipfcu.org or give us a call at 717-248-7701. Join us today and experience the difference of being part of something special!

Branch History & Mission

Community Focus

Beyond banking services, Blue Chip is dedicated to giving back to Burnham and surrounding areas. We regularly engage in community outreach efforts that foster relationships and create opportunities for growth among local organizations. Whether it's sponsoring events or participating in local initiatives, we are committed to making a positive impact. As technology advances, we embrace digital innovations that enhance member experiences while ensuring ADA compliance for accessibility. With features like online banking and mobile payments available to all members, managing finances has never been easier.

Join Us

We invite you to become part of the Blue Chip family! Experience firsthand how we can assist you with your financial journey while supporting your community's growth. Visit us today or check out our website at Blue Chip FCU for more information on membership eligibility and services. Together with you, let's build a brighter future!

Our Journey

From our humble beginnings, Blue Chip has grown significantly over the decades. Today, our total assets stand at an impressive $41,899,953. This growth reflects not just numbers but the trust and loyalty of our members. As we evolved, so did our services, adapting to meet the changing needs of our community while maintaining a personal touch that sets us apart. Our headquarters is located in Harrisburg, PA, where we continue to uphold our mission: to provide exceptional financial services while fostering a spirit of collaboration and support within the communities we serve. At Blue Chip, we believe that everyone deserves access to reliable banking services and financial education.

Our Mission

At the core of Blue Chip's mission is a commitment to empower our members through affordable financial solutions and responsive customer service. We offer a wide range of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans with debt consolidation options, and credit cards with rewards. Our business banking services further extend this commitment by providing merchant services and business loans tailored for local entrepreneurs. Additionally, we strive to be accessible to all members of our community. While we do not currently offer ATM services at this branch, we ensure convenience through drive-thru banking for deposits and withdrawals during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:30 PM, and Wednesday from 9:00 AM to 4:30 PM. While members can visit us at 101 1st Ave, official correspondence should be sent to 101 1st Ave, Burnham, PA 17009-1621 if different from the branch address.

Branch Location & Accessibility

Welcome to the Blue Chip branch, conveniently located at 101 1st Ave in Burnham, PA. Our location is easily accessible and designed with your convenience in mind. You can find us near popular local spots, making it a breeze to stop by while you're out running errands or enjoying a day in the community. At our branch, we prioritize accessibility for all members. The building is ADA compliant, featuring ramps and ample parking to ensure everyone can visit us comfortably. Whether you prefer to walk in or use our drive-thru service for quick transactions like deposits and withdrawals, we've got you covered. Our operating hours are designed to fit your busy schedule. We welcome you Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:30 PM, and on Wednesdays from 9:00 AM to 4:30 PM. If you have any questions or need assistance, don't hesitate to call us at 717-248-7701. While members can visit us at our branch address, official correspondence should be sent to the same address: 101 1st Ave, Burnham, PA 17009-1621. At Blue Chip, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans and refinancing options, personal loans for debt consolidation, as well as credit cards with rewards. Our online and mobile banking services make managing your finances easier than ever. We invite you to stop by our branch today! Experience how Blue Chip can help you achieve your financial goals with friendly service and expert guidance.

Member Eligibility

Joining the family at Blue Chip is more than just opening an account; it's about becoming part of a caring community that supports you in your financial journey. If you're interested in membership, we welcome individuals who live, work, worship, or attend school in our local area. This means that if you're a resident or have connections to Burnham, PA, you're likely eligible! Plus, we believe everyone deserves access to great financial services, so our process is designed to be straightforward and inclusive. For the most up-to-date eligibility details, feel free to visit our website at https://www.bluechipfcu.org/membership/ . Becoming a member at Blue Chip opens the door to a variety of benefits tailored just for you from competitive loan rates to personalized service that truly understands your needs. It's simple to get started; all you need to do is reach out to us at (717) 248-7701 or stop by our branch located at 101 1St Ave Burnham Pa 17009 during our friendly operating hours. We can't wait for you to join our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to providing flexible financing solutions that can adapt to your needs when the time comes. Imagine a local café dreaming of expanding into a larger space. With the right financing, they could transform that dream into reality, creating more jobs and serving even more customers. This is the kind of support we aim to provide.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for businesses like yours. Picture this: a busy retail store seamlessly processing payments while keeping track of sales data all in one place. Our merchant services make it easy for you to focus on what matters most growing your business. If you're ready to take the next step or want more information about how we can assist you at Blue Chip, located at 101 1St Ave Burnham Pa 17009 in Burnham, PA, give us a call at (717) 248-7701. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, Blue Chip offers tailored solutions through our business banking services, including merchant services and business loans. We recognize how vital it is to have the right financial tools when managing a business, so let us support your journey towards success.

Convenient Access to Your Accounts

We pride ourselves on making banking easy for everyone. With features like ATM services (though we currently do not have ATMs available), basic drive-thru banking for simple transactions such as deposits and withdrawals, plus comprehensive online capabilities like mobile payments and person-to-person transfers, accessing your funds has never been simpler.

Empowering Your Financial Journey

In addition to these offerings, we also provide personal loans and debt consolidation services. Life can throw unexpected expenses your way, and having access to funds can make all the difference. Our personal loans come with flexible terms that allow you to tackle those financial hurdles head-on. Don't forget about our credit card options! With credit cards featuring rewards, you can earn points on everyday purchases. It's like getting rewarded for spending wisely perfect for anyone who enjoys shopping or dining out.

Get in Touch with Us!

Ready to explore what Blue Chip can do for you? Reach out today at 717-248-7701 or visit us at our branch in Burnham, PA. Our friendly staff is eager to assist you with any questions or needs you may have. Together, let's build a brighter financial future!

Home Financing Made Easy

When it comes to home ownership, we know that securing the right mortgage is crucial. That's why we provide mortgage loans and refinancing options tailored to fit your budget. Picture yourself settling into your dream home with manageable monthly payments, thanks to our supportive mortgage team.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer checking and savings accounts that can help you manage your finances effectively. Imagine having a checking account that not only simplifies your everyday transactions but also provides a savings account where your money can grow. With our competitive rates and easy access through online and mobile banking, you can monitor your accounts from anywhere. If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options are designed just for you. We understand that getting behind the wheel is important, and our straightforward process makes it easier than ever.

Digital & Online Banking

At Blue Chip, we understand that managing your finances should be simple, convenient, and secure. That's why we've embraced digital and online banking solutions designed to put you in control of your money, no matter where you are. With our services, you can access your accounts anytime and anywhere, ensuring that your banking experience is as smooth as possible. Our Online Banking platform at https://www.bluechipfcu.org/ offers a user-friendly interface that makes it easy to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you'll have 24/7 access to your accounts. We also provide E-Statements, giving you the option to receive your account statements electronically saving paper and keeping your information organized and accessible. If you're looking for convenience in making payments, our Mobile Payments feature allows you to pay for purchases directly from your phone. Plus, our Mobile Application makes banking even easier; manage your finances right from your smartphone! You can download it today and take advantage of all the features we offer. Need to send money to a friend or family member? Our Person-to-Person Transfers make it quick and easy to send money instantly without hassle. Also, for added security, we support Electronic Signature Authorization, ensuring that all transactions are safe and verified. With all these tools at your fingertips, managing your finances has never been easier. Join us at Blue Chip today and discover how our digital banking services can enhance your financial journey!

Financial Strength

A Dedicated Team

We also take pride in having 10 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we work diligently to make sure your needs are met promptly and effectively.

Growing Membership Base

With a total of 6,747 accounts held by our strong membership base of 3937 individuals who trust us with their finances, we demonstrate not only stability but also growth within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blue Chip is your trusted partner. Visit us at 101 1St Ave Burnham Pa 17009 or call (717) 248-7701 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $4,016,800 in share certificates and $2,441,914 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $5,125,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that your experience with us continually improves.

Strong Financial Health

With a net worth of $5,191,727, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,237 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is evident with $583 in used auto loans and $22,578,448 in total loans and leases. This enables us to support our members' financial goals across various sectors. Moreover, our operational efficiency is reflected in our $0, allowing us to keep offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,936,602 in used vehicle loans and $3,012,687 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle.

Credit Lines

For those who prefer more flexibility in managing expenses, we provide credit lines with a total amount of $600,000. This option allows you to access funds as needed while only paying interest on what you use. If you're interested in refinancing any existing loans or would like to explore eligibility options for any of our products, feel free to contact us at 717-248-7701. We're here to assist you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply or simply want more information about our services available at our branch located at 101 1st Ave Burnham PA 17009, we're committed to supporting your financial journey. Visit us today or check out our website at bluechipfcu.org for more details!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,654,993, making it easier than ever to step into your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,554,767 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit you every day.

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BLUE CHIP FEDERAL CREDIT UNION - Burnham, PA

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