BluCurrent Credit Union Nixa MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Blucurrent, your trusted financial partner in the heart of Nixa, Missouri! Located at 310 W Mount Vernon St, Nixa, MO 65714, our branch has been serving the community since 1929. With a commitment to providing exceptional service and fostering strong relationships, we are proud to support over 23,251 members with their financial needs. At Blucurrent, we understand that banking is more than just transactions; it's about building a brighter future for you and your family. Our total assets of $347,474,130 reflect our stability and reliability as a credit union. With $10,630,329 in total deposits and a net worth of $37,501,449, you can trust that your money is safe with us. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and even business banking solutions. Our dedicated team, led by CEO Craig Tabor and Board President Garry Rose, is here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 310 W MT. VERNON, NIXA, MO 65714. Feel free to reach out at (417) 887-1983 during our operating hours: Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. Join us at Blucurrent today to discover how we can help you achieve your financial goals! Visit our website at blucurrent.org or give us a call we're excited to serve you!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Blucurrent family. Experience personalized service that puts your needs first while enjoying the benefits of being part of a cooperative community-focused credit union. Together, let's build a stronger future for ourselves and each other right here in Nixa. For any inquiries or assistance, feel free to call us at 417-887-1983 during our operating hours: Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. Come visit us today!

Our Growth and Achievements

From our humble beginnings to now, Blucurrent has made significant strides. Today, we are honored to support over 23,000 members with total assets of $347,474,130. This growth is a testament to the trust placed in us by our community. We have expanded our services to include personal banking accounts, auto loans, mortgage options, and business banking solutions. Our commitment goes beyond traditional banking. We believe in leveraging technology to enhance member experiences. With offerings like online and mobile banking, e-statements, and person-to-person payments, we ensure that managing your finances is easy and convenient. Our drive-thru service is available for quick transactions, making it even simpler for members on the go.

Our Mission

At Blucurrent, our mission is straightforward: we aim to provide exceptional financial services while fostering community growth and support. We focus on empowering individuals with the tools they need to succeed financially. Whether it's through providing loans for vehicles or mortgages or offering resources for debt consolidation and business loans, we are dedicated to making a positive impact on the lives of those we serve. We also take pride in being actively involved in community outreach efforts. By forming partnerships with local organizations and participating in events that promote financial literacy and well-being, we strive to give back to Nixa and its residents. While members can visit us at 310 W Mount Vernon St for all their banking needs, official correspondence should be sent to 310 W MT. VERNON, NIXA, MO 65714 if different from our branch address.

Branch Location & Accessibility

Accessibility Features

At Blucurrent, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and wide entryways for those who may need additional assistance. Your comfort is important to us, and we strive to make every visit pleasant and straightforward.

Connect With Us

Have questions or want to learn more about how we can assist you? Don't hesitate to give us a call at 417-887-1983! Our friendly team is eager to help you find the right solutions for your financial journey. We look forward to welcoming you at the Blucurrent Nixa Branch soon!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM for your convenience. Whether you have a quick question or need more extensive help with your accounts, we're here for you during these hours.

Services Offered

As a full-service credit union, Blucurrent provides a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer drive-thru banking for quick transactions like deposits and withdrawals. If you prefer online banking options, rest assured that we provide mobile banking services so you can manage your accounts anytime, anywhere.

Member Eligibility

At Blucurrent, we believe that everyone deserves a chance to be part of a community that truly cares about their financial well-being. Becoming a member is straightforward and welcoming! You can join us if you live, work, worship, or attend school in the area around Nixa, MO. This means that whether you're a long-time resident or just starting out, there's a place for you here. Plus, our members enjoy a variety of benefits, from competitive rates on loans to personalized service that feels like family. If you're ready to take the next step, opening an account is easy! Simply visit us at 310 W Mount Vernon St Nixa Mo 65714 or give us a call at (417) 887-1983 for more information on how to get started. For detailed eligibility criteria, feel free to check out our website at . We're excited to welcome you into the Blucurrent family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $73 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,538,536, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. With easy payment processing options, you can accept payments seamlessly, enhancing customer satisfaction and boosting sales. Located at 310 W Mount Vernon St Nixa Mo 65714, Nixa, MO, we're dedicated to providing exceptional service that meets the demands of today's dynamic market. Reach out to us at (417) 887-1983 to discover how we can partner in your business journey!

Comprehensive List Of Services

Embracing Digital Convenience

In today's fast-paced world, we know convenience matters. That's why Nixa Branch provides robust online and mobile banking features. You can easily manage your accounts, pay bills, transfer funds, and even make person-to-person payments right from your smartphone or computer. Our digital platform allows you to bank anytime, anywhere making it easier than ever to stay on top of your finances. For those moments when you prefer in-person assistance, our branch features basic drive-thru banking for quick deposits, withdrawals, and simple transactions.

Flexible Lending Options

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation options are designed for those moments when you need a little extra help. Additionally, with our credit cards featuring rewards, you can earn benefits while making everyday purchases. For those running a business, we offer comprehensive business banking solutions, including merchant services and business loans that allow you to focus on growth without financial strain.

Get Started Today!

At Blucurrent, we're more than just a credit union; we're your partner in achieving financial wellness. Whether you're interested in opening an account or exploring loan options, our friendly staff is ready to assist you. Don't hesitate to reach out at (417) 887-1983 for any questions or visit us at 310 W Mount Vernon St Nixa Mo 65714 in Nixa, MO. We look forward to helping you achieve your financial goals!

Personal Banking Made Easy

Our personal banking services cater to everyone, whether you're just starting out or looking to expand your financial portfolio. We offer checking and savings accounts that help you manage your everyday transactions while earning interest on your savings. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored to make car ownership affordable and straightforward. Homeownership is a significant milestone, and our mortgage loans and refinancing services ensure you have the support you need every step of the way. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to help.

Digital & Online Banking

Key Features

Our online banking services offer 24/7 access, so you can check your balances, transfer funds, and pay bills whenever it suits you. The ability to sign documents electronically means you can complete transactions quickly and securely with Yes. Plus, enjoy the ease of e-statements with Yes, which lets you view and download your account statements without cluttering your mailbox. For those on the go, our mobile application makes banking even simpler. You can make mobile payments with ease thanks to our Yes feature. Whether you're out shopping or dining with friends, rest assured that managing your money is just a tap away.

Stay Connected

Need to send money to a friend? Our person-to-person transfer service makes it easy! With just a few taps in our app or online portal, you can send money instantly. This feature is perfect for splitting bills or sharing expenses without the hassle of cash. At Blucurrent, we prioritize not just accessibility but also the security of your information. Our platforms are designed with robust security measures so you can bank with confidence. Enjoy real-time account management that empowers you to stay on top of your finances effortlessly. Join us at Blucurrent and experience the freedom of digital banking tailored for today's busy lifestyles!

Financial Strength

Commitment to Growth

With $34,803,703 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,661 in used auto loans and $276,789,957 in total loans and leases. Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Investments

Members' savings are secured through $77,168,660 in share certificates and $54,046,423 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,728,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $37,501,449, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Presence

Total Share and Deposit Accounts: 49,485, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,942. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blucurrent is your trusted partner. Visit us at 310 W Mount Vernon St Nixa Mo 65714 or call (417) 887-1983 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,658,800 in used vehicle loans and $10,300,422 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used option, our team is here to guide you through the financing process.

Business Financing

For business owners, our outstanding commercial loans totaling $31,538,536 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and are committed to supporting local entrepreneurs in achieving their dreams. At Blucurrent, we pride ourselves on providing personalized service and expert guidance throughout your borrowing experience. Feel free to reach out to us at (417) 887-1983 or visit us at 310 W Mount Vernon St Nixa Mo 65714 for more information about our loan products and how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial well-being is our priority, and we look forward to serving you!

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $7,349,442 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing for manageable repayment plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,599,512, make buying or refinancing simple. We offer competitive rates and flexible terms that can fit your budget and lifestyle. If you're considering refinancing your existing mortgage, we can help explore eligibility options that might save you money.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing credible options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user sees the same information without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature is especially useful in a fast-moving market where rates can change frequently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

BLUCURRENT CREDIT UNION - Nixa, MO