Bloomington Postal Employees Credit Union IL

Introduction

Welcome to Bloomington Postal Employees Credit Union, your trusted partner in financial growth since 1933. Located at 1511 E Empire St, Bloomington, IL 61701, we pride ourselves on being more than just a financial institution; we are a community dedicated to serving our members' needs. With over 1,400 members and total assets of $21,754,444, we are here to help you navigate your financial journey. At Bloomington Postal Employees, our commitment goes beyond numbers. Our dedicated team of 5 employees, led by CEO Shannon Fritcher and Board President Tim Defebaugh, works tirelessly to ensure that each member receives personalized service and support. Whether you're looking for loans totaling over 1,008 in various forms or simply want to grow your savings with our deposits reaching $267,159, we're here for you. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to the same address: 1511 E EMPIRE ST, BLOOMINGTON, IL 61701. We are proud of our financial health with a net worth of $3,874,294 and cash in hand amounting to $149,434. This stability allows us to focus on what matters most: our members. With services designed to foster community engagement and support local initiatives, we are committed to making a positive impact right here in Bloomington. Ready to take the next step? Call us today at (309) 663-5841 or visit our website at https://www.ea.financial-net.com for more information about how we can assist you on your path to financial success!

Branch History & Mission

Commitment to Innovation

As part of our mission, we are committed to embracing technology that makes banking easier for you. Our online banking services allow you to manage your accounts conveniently from anywhere, ensuring that your financial matters are always at your fingertips. Although we currently do not offer ATMs or drive-thru services, we continuously explore ways to enhance accessibility for all members.

Join Us

While members can visit us at 1511 E Empire St, official correspondence should be sent to 1511 E EMPIRE ST, BLOOMINGTON, IL 61701 if different from the branch address. You can reach us at (309) 663-5841 during our lobby hours from 8:00 AM to 5:00 PM Monday through Friday. We invite you to become part of the Bloomington Postal Employees Credit Union family today! Experience firsthand how we blend tradition with innovation in serving your financial needs while making a positive impact in the Bloomington community. Join us as we continue this journey together!

Our Journey

Located at 1511 E Empire St, Bloomington, IL 61701, our branch has grown from humble beginnings to become a trusted institution for over 1,400 members. With total assets of ${total_assets}, we pride ourselves on our stability and commitment to helping individuals and families achieve their financial goals. Our journey is marked by significant milestones that showcase our dedication to service and community support. Throughout the years, we've adapted to meet the changing needs of our members while maintaining a personal touch that sets us apart. We understand that banking is not just about transactions; it's about building relationships and fostering trust. That's why we have created an environment where every member feels valued and supported.

Our Mission

At Bloomington Postal Employees Credit Union, our mission is clear: to provide accessible financial services while empowering our community through education and support. We believe that everyone deserves the opportunity to thrive financially. Whether you are looking for a loan, savings account, or guidance on budgeting, we are here to help. We strive to be more than just a financial institution; we aim to be a pillar of support within our community. Our initiatives include partnerships with local organizations and outreach programs designed to enhance financial literacy among residents. By investing in education and resources, we hope to uplift not only our members but also the entire community of Bloomington.

Branch Location & Accessibility

A Friendly Invitation

We invite you to stop by the Bloomington Postal Employees Credit Union soon! Whether you're a long-time member or considering joining us for the first time, our knowledgeable team is eager to help you achieve your financial goals. Feel free to give us a call at 309-663-5841 if you have any questions before your visit. We look forward to seeing you!

Accessibility Features

Our branch has been designed with accessibility in mind. We ensure that all members can comfortably access our services. You will find ramps for easy entry and staff ready to assist you as needed.

Operating Hours and Services

We understand how busy life can get, which is why we offer welcoming lobby hours from 8:00 AM to 5:00 PM, Monday through Friday. This gives you plenty of time during the week to come in and discuss your financial needs or ask questions about our services. Although we don't have ATMs or drive-thru banking available at this branch, we are proud to offer essential services that cater to our members' needs. Our friendly team is here to assist with everything from opening accounts to providing guidance on loans and other financial products.

Member Eligibility

At Bloomington Postal Employees, we believe that becoming a member means joining a caring community that values your financial well-being. Membership is open to those who work for or are retired from the postal service, as well as their family members. This makes it easy for you and your loved ones to access our friendly services designed to help you thrive financially. By choosing to bank with us at our location on 1511 E Empire St Bloomington Il 61701, you're not just opening an account; you're gaining access to personalized support, competitive rates, and a range of financial products tailored to your needs. Getting started is simple! You can learn more about the specific eligibility requirements by visiting our website at . If you're ready to take the next step, feel free to reach out at (309) 663-5841 for assistance with the account opening process. We're excited to welcome you into our Bloomington Postal Employees family!

Business Banking & Commercial Services

Loan Options for Growth

Imagine securing the funding you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to providing flexible financing solutions when the time comes.

Merchant Services that Matter

In today's fast-paced market, having reliable merchant services can set your business apart. We offer practical tools that help streamline transactions and improve customer experiences. Whether it's processing payments or managing cash flow, our services are tailored to fit the real-world demands of your business. When you choose Bloomington Postal Employees, you're not just getting a financial partner; you're gaining a team ready to help your business thrive right here in Bloomington, IL. Reach out today at (309) 663-5841 to learn more about how we can assist you!

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, we understand that convenience is key. That's why we offer robust online banking options. With our online platform, you can check your account balances, transfer funds between accounts, and pay bills all from the comfort of your home or on-the-go. Imagine being able to manage your finances anytime, anywhere! This means no more waiting in long lines; everything you need is just a few clicks away.

Join Us Today!

We invite everyone in Bloomington and surrounding areas to experience the benefits of being a member at Bloomington Postal Employees Credit Union. With our comprehensive list of services like ATM access and convenient online banking features, managing your finances has never been easier. For more information about our services or to speak with one of our team members, feel free to call us at 309-663-5841 during business hours from 8:00 AM to 5:00 PM, Monday through Friday. We look forward to serving you!

Personalized Banking Experience

Whether you are looking to manage your day-to-day finances or plan for future goals, we have the tools to help you succeed. At our credit union, you can take advantage of various services designed to simplify your banking experience. For instance, if you're in need of quick access to cash, our ATM services are readily available, ensuring that you can withdraw funds without any hassle.

Support When You Need It

Our friendly staff is always here to assist you with any questions or concerns. Whether you're navigating your first savings account or seeking advice on loan options, we are committed to guiding you every step of the way. We believe that personalized service makes all the difference in creating a positive banking relationship.

Digital & Online Banking

Access Anytime, Anywhere

While we currently do not have a mobile application or mobile payments feature available, our website is optimized for mobile use so you can still bank on the go. With just a few taps on your smartphone or tablet, you can stay connected to your finances wherever life takes you. In summary, digital banking at Bloomington Postal Employees is all about providing convenience and peace of mind. We invite you to explore our online banking services today at https://www.ea.financial-net.com/ and take control of your financial journey!

Key Features for You

With our online banking platform, you can easily check your account balances, view transaction history, and transfer funds between accounts. If you need to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free. Forget about writing checks or dealing with cash; simply send money directly through your account!

Security You Can Trust

Your security is a top priority for us at Bloomington Postal Employees. Our online banking services are designed with robust security measures to keep your information safe. You can feel confident knowing that your financial data is protected while you enjoy the convenience of managing your accounts from anywhere.

Stay Informed and Organized

To help you keep track of your finances, we offer e-statements that allow you to view your monthly statements electronically. This not only saves paper but also provides a secure way to manage your records without clutter. Even better, no electronic signature authorization is needed for accessing these statements, making it even easier for you.

Financial Strength

Commitment to Reinvestment

With $3,848,023 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on growth supports our ability to help you achieve your financial goals.

Growing Member Base

Total Share and Deposit Accounts: 2,488, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bloomington Postal Employees is your trusted partner. Visit us at 1511 E Empire St Bloomington Il 61701 or call (309) 663-5841 to learn more about how we can help you achieve your financial goals.

Lending Support

Our lending capacity is substantial, with $268 in used auto loans and $6,444,796 in total loans and leases. This support enables us to assist our members across various sectors while ensuring flexibility when it comes to borrowing.

Operational Efficiency

Our $26,271 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,874,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,781 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,441,687 in used vehicle loans and $2,555,255 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Credit Lines

For those who need extra flexibility, our total credit lines amount to $1,500,000. This option allows you to draw funds as needed, giving you access to cash when unexpected expenses arise. If you're considering refinancing any of these products, our team is ready to assist you in exploring your options. We encourage you to contact us at (309) 663-5841 for personalized support and guidance tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Bloomington Postal Employees, we're dedicated to helping you navigate your financial journey with confidence. Visit us at 1511 E Empire St Bloomington Il 61701 in Bloomington, IL, and let us help you find the right loan product for your needs!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While our Junior Lien 1-4 Family Residential Properties loans currently total $0, we can guide you through various eligibility options to find the best fit for your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $494,047 in loans available, our cards help members manage their finances effectively without the burden of collateral.

Loan Aggregator

Ensuring Accurate Comparisons

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BLOOMINGTON POSTAL EMPLOYEES CREDIT UNION - Bloomington, IL