Bloom Credit Union Coopersville MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Bloom Credit Union, where your financial success is our top priority! Located at 1147 W Randall St, Coopersville, MI 49404, we have been serving our community since 1951. As a trusted partner in personal and business banking, we proudly support over 13,361 members with a commitment to providing exceptional service and tailored financial solutions. At Bloom, we believe in making banking accessible and straightforward. With total assets of $193,113,978 and total deposits amounting to $14,790,884, we are well-equipped to meet your needs. Our dedicated team of 46 employees, led by CEO Joe Heintskill and Board President Roxanne Speck, works tirelessly to ensure that every member feels valued and supported. We offer a range of services from checking and savings accounts to auto loans and mortgages. Whether you're looking for a new vehicle or planning for your dream home, our loan portfolio includes 8,884 loans and leases, ensuring you find the right fit for your financial journey. Plus, with cash in hand totaling $1,572,674, we're ready to help you make those dreams come true. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1147 W Randall St, Coopersville, MI 49404-1315. Join us at Bloom Credit Union today! Reach out by phone at 616-452-2161 or explore our services online at bloomcu.org. Let's grow together your future starts here!

Branch History & Mission

Join Us

The story of Bloom is not just about numbers or services; it's about people like you who choose to be part of something bigger. We invite you to join us in this journey towards financial empowerment and community enrichment. Experience the benefits of membership today together, let's build a brighter future for Coopersville! For more information or assistance, don't hesitate to reach out at (616) 452-2161. We look forward to welcoming you into the Bloom family!

Our Evolution

Bloom has seen remarkable growth over the decades. With total assets reaching an impressive $193,113,978, we have consistently worked towards enhancing our offerings and services. From traditional banking products to modern digital solutions, our evolution reflects our dedication to meeting the diverse needs of our members. Our branch at 1147 W Randall St is more than just a location; it symbolizes our commitment to fostering relationships within the Coopersville area. As a member-focused institution, we offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. In addition, we support local businesses through tailored banking services and loans designed to help them thrive. Our drive-thru service and ATM availability ensure that convenience is always at your fingertips.

Our Mission

At Bloom, our mission is clear: we aim to empower individuals and families by providing reliable financial services while actively contributing to the well-being of our community. We understand that financial stability is crucial for personal and collective growth. That's why we strive not only to serve but also to uplift those around us through various outreach programs and partnerships with local organizations. While members can visit us at 1147 W Randall St Coopersville Mi 49404, official correspondence should be sent to 1147 W Randall St, Coopersville, MI 49404-1315. Our team is here during convenient hours so you can access the support you need when you need it. We are committed to maintaining ADA compliance and continuously improving our customer-centric initiatives. As technology advances, so do we offering online banking and mobile payment options that put control back in your hands.

Branch Location & Accessibility

Welcome to the Bloom Credit Union branch located at 1147 W Randall St in Coopersville, MI! Our convenient location is easily accessible for all members of the community. Whether you're stopping by for a quick transaction or looking to explore our financial services, you'll find us right off the main road and close to local landmarks, making your visit hassle-free. While members can visit us at 1147 W Randall St, official correspondence should be sent to the same address. We take pride in providing ample parking options for our visitors, ensuring that your experience starts off smoothly. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and facilities to accommodate everyone. Our operating hours align with those of our Wyoming branch, so you can plan your visit accordingly. We are open during convenient hours that fit your schedule. If you're in need of cash or want to perform basic banking tasks without stepping inside, we also offer a drive-thru service for quick deposits and withdrawals. Plus, our ATM is available for easy access to your funds anytime. At Bloom Credit Union, we focus on delivering a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're here to help you achieve your financial goals. If you have any questions or need assistance, don't hesitate to give us a call at 616-452-2161. We invite you to stop by our Coopersville branch today! Discover how Bloom Credit Union can support your financial journey with friendly service and expert advice.

Member Eligibility

Becoming a member of Bloom is like joining a caring family that supports you every step of the way. If you live, work, or worship in the Coopersville area, you're already on your way to enjoying all the benefits we offer. We believe that everyone deserves access to friendly financial services, which is why our membership criteria are designed to be inclusive and welcoming. You can find more details about eligibility by visiting this link. Opening an account is simple and straightforward. Just give us a call at (616) 452-2161, or visit us at 1147 W Randall St Coopersville Mi 49404 to get started. Our team is here to guide you through the process and answer any questions you may have. Once you're a member, you'll gain access to a range of personalized banking services tailored just for you. Join us today and experience the difference at Bloom!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a bustling café where customers can pay easily with their cards or mobile devices. Our merchant solutions empower you to accept various payment methods seamlessly, making transactions smoother and enhancing customer satisfaction. Visit us at 1147 W Randall St Coopersville Mi 49404 in Coopersville, MI, or call us at (616) 452-2161 to learn how we can support your business journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $75 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,175,115, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, our business banking services, including merchant services and business loans, provide the support needed to grow. We believe in helping local businesses thrive by offering tailored financial solutions.

Connect With Us

With all these services available, our friendly team at Bloom is here to assist you every step of the way. If you're ready to explore how we can meet your financial needs, give us a call at (616) 452-2161 or visit us today! Together, let's find the right solutions tailored just for you at Coopersville. Your financial journey is important to us, and we're excited to be part of it!

Credit Cards & Rewards

Looking for a little extra perk? Our credit cards with rewards let you earn benefits while making everyday purchases. This could mean cash back on groceries or travel points for that vacation you've been dreaming about.

Digital Banking & Convenience

At Bloom, we prioritize convenience with our robust online and mobile banking platforms. Whether you're checking your balance from home or transferring funds on the go, our digital features make banking easy. You can even use our ATMs for cash withdrawals or balance checks anytime you need. Additionally, we have basic drive-thru banking available for quick deposits, withdrawals, and simple transactions perfect for when you're in a hurry but still want personalized service.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having the flexibility to manage your money effortlessly while earning interest on your savings. For those looking to purchase a vehicle, our auto loans and vehicle financing solutions make it simple and affordable. You can drive away in your dream car without breaking the bank. If homeownership is on your radar, our mortgage loans and refinancing options can guide you through the process smoothly. We know that life can bring unexpected expenses, so we also provide personal loans and debt consolidation options to help ease financial burdens.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://bloomcu.org/ , managing your accounts has never been easier. You can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our user-friendly platform ensures that you can navigate with ease.

Mobile Convenience at Your Fingertips

Our mobile application makes banking on the go a breeze. With features like mobile payments, you can easily make transactions directly from your smartphone. Want to send money to a friend? Our person-to-person transfer option lets you do just that in seconds! In a world where convenience meets security, Bloom ensures that all your digital banking needs are met effectively and efficiently. Join us today and experience banking tailored for your lifestyle!

Secure Transactions

Security is a top priority for us. Enjoy peace of mind knowing that your financial information is protected with advanced encryption methods. Plus, our electronic signature authorization feature allows you to securely sign documents online without the need for paper forms.

Stay Organized with E-Statements

Keeping track of your finances is simpler with e-statements, which are readily available for members. No more cluttered mailboxes just quick access to your statements anytime you need them.

Financial Strength

Growing Together

Total Share Accounts stand at 28,724, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,620,208. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bloom is your trusted partner. Visit us at 1147 W Randall St Coopersville Mi 49404 or call (616) 452-2161 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $37,622,568 in share certificates and $10,483,665 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $19,960,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $2,568 in used auto loans and $125,011,123 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Foundation

With a net worth of $19,960,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,034 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $34,226,335 in used vehicle loans and $2,642,823 in new vehicle loans, helping members get on the road confidently. Whether you're interested in financing a brand-new vehicle or a reliable used car, Bloom can tailor an auto loan that suits your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $12,175,115 provide the capital needed to expand your operations or invest in new projects. We are committed to supporting local businesses and helping them thrive in our community. At Bloom, we also provide refinancing options for existing loans and eligibility assessments tailored to meet individual financial situations. Visit us today or check out our website at Bloom for more details about our loan products and services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to guide you every step of the way towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With total Junior Lien 1-4 Family Residential Properties loans amounting to $22,784,816, we provide flexible terms and competitive rates to help you secure your dream home without the hassle.

Unsecured Credit Card Loans

Managing finances can be challenging. That's why we offer flexible terms on unsecured credit card loans with a total of $8,297,670 in loans available to help members effectively manage their finances. Our cards come with various benefits designed to meet your everyday spending needs while keeping your budget in check.

Loan Aggregator

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BLOOM CREDIT UNION