Blaze Credit Union Waseca MN | Top Checking & Auto Loans

Introduction

Welcome to Blaze, your trusted financial partner located at 105 15Th Ave Ne, Waseca, MN 56093. Since our establishment in 1934, we have been dedicated to serving our community with a commitment to exceptional member service and robust financial solutions. With over 247,960 members and assets totaling $4,543,826,551, we pride ourselves on our strength and stability. At Blaze, we understand that every dollar matters. That's why we manage $889,828,134 in deposits and have provided loans and leases amounting to 168,459. Our net worth stands at an impressive $362,859,277, showcasing our resilience and dedication to your financial wellbeing. We also maintain $30,376,872 in cash on hand to ensure we can meet your needs promptly. Led by our CEO Dan Stoltz and Board President Tom Heinzen, our team of 616 employees is here to support you with a range of services including personal banking, auto loans, mortgages, business banking solutions, and more. We believe in making banking easy and accessible for everyone offering online and mobile banking options so you can manage your finances anytime, anywhere. While members can visit us at our Waseca branch for friendly assistance or to explore our offerings further, official correspondence should be sent to the same address. For any inquiries or support, don't hesitate to reach out at 651-215-3500. Join us at Blaze today! Experience how we can help you achieve your financial goals while being part of a caring community-focused credit union. Visit our website at Blaze Credit Union or stop by for a warm welcome!

Branch History & Mission

Commitment to Accessibility

In our pursuit of excellence, we ensure that all members can access our services easily. Although we currently do not have ATMs or drive-thru services at this location, we strive for ADA compliance and offer personalized assistance whenever needed. Your experience matters to us. As we look ahead, Blaze remains committed to enhancing the lives of our members through meaningful financial solutions and community engagement. We invite you to join us on this journey! Experience firsthand the benefits of being part of Blaze by visiting us today or calling us at 651-215-3500. Let's build a brighter financial future together!

Our Evolution

Blaze began its journey with a simple mission: to provide accessible financial services to the people of Waseca. Over the years, we have adapted to meet the changing needs of our members. We've expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our dedication to innovation is evident through our online and mobile banking platforms that allow members to manage their finances conveniently. Our growth has not gone unnoticed; we are recognized as a vital part of the local economy. We understand that financial health goes hand in hand with community well-being. That's why we actively participate in community outreach programs and forge partnerships that uplift those around us.

Our Mission

At Blaze, our mission is clear: to empower our members by providing exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking products tailored to their unique needs. Whether you're opening your first savings account or seeking financing for your dream home, we're here to support you every step of the way. While members can visit us at 105 15th Ave NE, official correspondence should be sent to 105 15th Ave NE, Waseca, MN 56093 if necessary. Our doors are open Monday through Friday from 8:00 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

Convenience and Accessibility

At Blaze, we prioritize your convenience. Our branch features ample parking to ensure a hassle-free visit. We are committed to providing accessibility for all members, with features designed to assist those who may need extra support when visiting us. Our operating hours are tailored to fit your busy schedule. We're open Monday through Friday from 8:00 AM to 4:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. This gives you plenty of opportunities to stop by when it suits you best.

Services Offered

Inside our Waseca Office, you'll discover a range of services designed to help you manage your finances effortlessly. From personal checking and savings accounts to auto loans and mortgage refinancing, we're here to meet your financial needs. Plus, with online and mobile banking options available, you can handle transactions anytime and anywhere. While we currently do not have ATM availability or drive-thru banking at this location, our dedicated staff is ready to assist you directly inside the branch. If you have any questions or need assistance, don't hesitate to call us at 651-215-3500.

Visit Us Today!

We invite you to come experience the warm service at Blaze. Whether you're looking for a new account or exploring loan options, our team is eager to assist you every step of the way. Remember, while members can visit us at 105 15th Ave NE for all their banking needs, official correspondence should be sent to the same address as our mailing address: 105 15th Ave NE, Waseca, MN 56093. Come see how easy banking can be with Blaze your trusted partner in financial wellness!

Member Eligibility

Joining the Blaze community means stepping into a world of support and financial empowerment! At Blaze, we welcome anyone who lives, works, or worships in Waseca and the surrounding areas to become a member. This means you'll be part of an organization that prioritizes your needs and helps you reach your financial goals. If you're eager to learn more about the specific eligibility criteria, feel free to check out this link. Becoming a member is simple and inclusive. Once you meet the eligibility requirements, you can open an account with ease by visiting our online portal at this page. Should you have any questions during the process, don't hesitate to reach out at 651-215-3500. We're here to help every step of the way!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $79 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $318,092,629, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

In addition to loans, we offer merchant services that simplify payment processing. Picture this: accepting payments seamlessly from customers through various channels, whether it's in-person or online. Our services are designed to help you focus on what you do best running your business while we handle the financial details. Visit us at 105 15Th Ave Ne Waseca Mn 56093 in Waseca, MN, or call us at (651) 215-3500 to explore how we can assist you on your business journey!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, our business banking services include merchant services and business loans. Imagine having the financial support to expand your business operations or invest in new equipment our team is here to guide you through every step.

Call Us Today!

At Blaze, we're dedicated to helping you achieve your financial goals with a friendly touch. Whether you have questions about our services or want to explore how we can assist you further, don't hesitate to reach out! Give us a call at (651) 215-3500 or visit us at 105 15Th Ave Ne Waseca Mn 56093 in Waseca, MN. We're here for you Monday through Friday from 8:00 AM - 4:00 PM and Saturday from 9:00 AM - 12:00 PM. Your journey towards better financial health starts here!

Digital Convenience

We believe that banking should be easy and accessible for everyone. With our robust online and mobile banking features, managing your finances has never been simpler. You can transfer funds, pay bills, or even send money to friends instantly with person-to-person payment options all from your smartphone or computer.

Loans and Financing

For those looking to make significant purchases or investments, Blaze provides auto loans and vehicle financing options that can get you on the road without financial stress. Our mortgage loans and refinancing solutions are ideal for anyone considering buying a home or lowering their monthly payments. Picture yourself moving into your dream house with an affordable mortgage plan that fits your budget! If life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control. We also offer credit cards with rewards, making everyday purchases rewarding. You can earn points while enjoying the flexibility of using credit when needed.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts tailored to fit different lifestyles. If you're saving for a special event or just want easy access to your funds, our accounts come with benefits that make managing money straightforward. Imagine having access to your account anytime through our online and mobile banking platforms no more waiting in lines!

Digital & Online Banking

Key Features of Our Online Banking

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills without stepping foot in a branch. You can rest easy knowing that your information is protected with the latest security measures. Plus, if you prefer handling paperwork digitally, we offer electronic signature authorization, making it simple to sign documents securely from your device.

Mobile Accessibility

For those who are always on the move, our mobile application brings all the power of online banking right to your fingertips. With features like mobile payments, you can easily make purchases or send money through person-to-person transfers no cash required! Plus, signing up for e-statements means you can keep track of your finances without cluttering your mailbox. At Blaze, we believe that banking should fit into your lifestyle effortlessly. Our digital services allow real-time account management so that you can stay informed about your financial health whenever you need to. Experience the ease and convenience of modern banking today!

Financial Strength

A Strong Foundation

With a net worth of $362,859,277, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Membership

Total Share Accounts: 531,077, showing a strong and growing member base that trusts us with their finances. With available funds for lending and investments at $39,605,828, we have the capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Blaze is your trusted partner. Visit us at 105 15Th Ave Ne Waseca MN 56093 or call 651-215-3500 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $882,648,514 in share certificates and $761,816,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,242,385, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $21,689,925 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 584 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $133,640,302 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $45,095 in used auto loans and an impressive $2,484,600,063 in total loans and leases.

Loan Offering

Additional Services

In addition to these loan offerings, we provide options for refinancing existing loans and assessing eligibility for new ones. Our goal is to ensure that every member receives personalized service that meets their individual financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of these loan products or would like to learn more about our services such as personal banking or debt consolidation options, don't hesitate to reach out! You can contact us at 651-215-3500, or visit us online at Blaze. Your journey towards achieving your financial goals starts here at Blaze!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $565,178,134 in used vehicle loans and $107,965,090 in new vehicle loans already helping members get on the road, you're sure to find an option that fits your budget. Whether you're purchasing a brand-new model or a reliable used car, our team is here to assist you with competitive rates and flexible terms.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $318,092,629 provide the capital needed to grow and thrive. We are committed to supporting local businesses with tailored solutions that suit their unique needs.

Credit Card Loans

Managing daily expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $107,835,364 in these loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have support when unexpected costs arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $278,868,823, ensuring that you have access to affordable financing for your dream home. Our experienced staff will guide you through the application process and help you understand your eligibility options.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers presented are fair and transparent. Each lender listed has been vetted to ensure reliability, giving users peace of mind as they navigate their loan options.

BLAZE CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans