Blaze Credit Union Saint Michael MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Blaze, your trusted financial partner located at 900 Central Ave E, Saint Michael, MN 55376. Established in 1934, we have proudly served our community for decades, helping over 247,960 members achieve their financial goals. At Blaze, we understand that every member's journey is unique, which is why we offer a range of personalized banking services designed with you in mind. With total assets exceeding $4.54 billion, and total deposits reaching $889.83 million, we are committed to providing a secure and supportive environment for your finances. Whether you're looking for auto loans, mortgage solutions, or business banking options, our dedicated team is here to help you navigate your choices confidently. Our CEO, Dan Stoltz, and Board President, Tom Heinzen, lead our team of 616 employees who are passionate about making a positive impact in our community. While you can visit us at the branch for all your banking needs, please note that official correspondence should be sent to the same address: 900 Central Ave E, Saint Michael, MN 55376. At Blaze Credit Union, we believe in building lasting relationships with our members based on trust and reliability. With a net worth of $362.86 million and cash in hand amounting to $30.38 million, your savings are not only safe but also working hard for you. We invite you to explore our services further by visiting our website at blazecu.com or giving us a call at 651-215-3500 during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. Let Blaze be your guide on the path to financial success!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of technology in banking. That's why we've embraced digital advancements that make managing finances easier than ever. From online banking and mobile payments to e-statements and person-to-person transfers, Blaze Credit Union provides tools designed with our members' needs in mind. Additionally, we are committed to accessibility for all members. Our facilities comply with ADA standards ensuring everyone can navigate our spaces comfortably.

Community Focus

Blaze Credit Union believes in giving back to the community that supports us. We engage in various partnerships with local organizations to promote financial literacy and provide resources for those who need it most. Our efforts extend beyond just banking; we strive to uplift the community through dedicated outreach initiatives. As part of this commitment, we encourage potential members to explore what Blaze can offer them. Join us today and become part of a credit union that truly cares about your financial well-being and community prosperity! If you have any questions or wish to learn more about becoming a member, feel free to reach out at 651-215-3500 or visit our website at Blaze Credit Union. Experience the benefits of being part of something bigger where your financial success is our mission!

Our Mission

Our mission at Blaze is simple yet impactful: to empower our members by providing affordable financial solutions while fostering a sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their dreams. This commitment drives us to not only offer competitive rates but also support local initiatives and outreach programs that benefit our community. While members can visit us at 900 Central Ave E, official correspondence should be sent to the same address as there is no difference between our mailing and branch addresses. We ensure that all interactions are smooth and efficient, whether you're visiting us in person or using our digital services.

Branch Location & Accessibility

Convenient Access

At Blaze, we understand that accessibility matters. You'll find our branch equipped with features that make your visit easy and comfortable. While parking is available for our members, those requiring additional support will appreciate our ADA-compliant facilities, ensuring everyone can access our services without hassle.

Get in Touch

We invite you to visit us at Blaze or give us a call at 651-215-3500 if you have any questions or need assistance. Our dedicated team is excited to help you achieve your financial goals! Whether it's exploring new loan options or managing your existing accounts, we're here for you every step of the way. Come see how we can make banking work for you!

Operating Hours

Our doors are open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM. Whether you're stopping by after work or during your lunch break, we're here when you need us.

Services at Your Fingertips

Blaze offers a range of services designed to help you manage your finances effortlessly. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have what you need all under one roof. Plus, enjoy the convenience of ATM access for quick withdrawals and balance checks whenever you're on the go. If you ever need assistance beyond our regular offerings, our shared service center allows for basic transactions for members of partner credit unions as well.

Member Eligibility

At Blaze, we believe that joining our community is about more than just opening an account; it's about becoming part of a supportive family that truly cares for your financial well-being. If you're looking to become a member of Blaze, located at 900 Central Ave E, Saint Michael, MN 55376, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the area. It's a welcoming space for all those who want to take charge of their finances and enjoy the benefits of being part of a credit union. Becoming a member is simple and straightforward! You can easily start the process by checking out our eligibility details online here. Once you know you qualify, opening an account is just a few clicks away through our online system at this link. If you have any questions or need assistance along the way, don't hesitate to give us a call at 651-215-3500. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a payment solution that fits seamlessly into your daily operations. Our merchant services simplify transactions so you can focus on what matters most running your business. From accepting various payment types to easy reporting tools, we ensure you have the right support at your fingertips. Located at 900 Central Ave E, Saint Michael, MN 55376, our team is here to help you navigate the complexities of business finance. Contact us today at 651-215-3500 to discover how we can partner with you for success!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $79 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $318,092,629, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential banking services such as merchant services and business loans designed to help your company grow. We recognize that running a business comes with its own set of challenges, so we offer tailored solutions that make managing finances easier.

Credit Card Rewards

At Blaze, we also offer credit cards with rewards that allow you to earn while you spend. Enjoy perks like cash back or travel points that make every purchase more rewarding.

Digital Access & Convenience

In today's fast-paced world, ease of access is key. That's why we emphasize our online and mobile banking features. You can check balances, make transfers, and even deposit checks without stepping foot in the branch! Plus, our ATM services ensure you have access to your cash whenever you need it.

Flexible Loan Choices

Need some extra cash? Our personal loans and debt consolidation options can help simplify your finances and provide immediate relief for unexpected expenses. Whether it's consolidating debt or funding a special project, we're here to assist you with straightforward terms and transparent processes.

Home Financing Options

For those looking to buy a home or refinance an existing mortgage, we provide mortgage loans with personalized guidance throughout the process. Our experienced staff will help you navigate your options and find the best mortgage solution tailored to your financial situation.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that can help you manage your day-to-day finances effectively. Imagine having a checking account that not only keeps your money safe but also offers easy access through online and mobile banking. With just a few taps on your phone, you can transfer funds, pay bills, or check your balance anytime, anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever to drive off in the car of your dreams. We understand that buying a car is a big decision, so we work hard to offer competitive rates and flexible terms that fit your budget.

Shared Branching & More

As part of our commitment to serve our members better, we also offer basic shared branch transactions for partner credit union members. This means whether you're depositing or withdrawing cash, you're covered even if you're away from home. If you have any questions about how we can assist you or want to learn more about specific services at St Michael - Cub, feel free to reach out at (651) 215-3500. We're here to help you thrive financially! So why wait? Come visit us at 900 Central Ave E Saint Michael Mn 55376 in Saint Michael, MN today or explore our offerings online at our website. Your journey towards financial success starts here!

Digital & Online Banking

Key Features

With our user-friendly online banking system, you can easily access your account anytime, anywhere. Enjoy the convenience of e-statements, which are readily available for those who prefer a paperless option saving trees and keeping your financial information organized. Plus, our electronic signature authorization feature allows you to sign important documents securely from home. Want to make quick payments? Our mobile payments feature lets you pay with just a tap on your phone. And speaking of phones, don't forget to download our mobile application! It makes banking on-the-go simple and efficient. You can check balances, transfer money, and even set up person-to-person transfers with ease.

Real-Time Management

No more waiting in lines or rushing to the bank before closing time. With Blaze, enjoy real-time account management from wherever life takes you. Whether you're at home or out running errands, everything you need is just a click away. Join us today and experience hassle-free banking that fits seamlessly into your lifestyle!

Security First

We prioritize your security above all else. With robust measures in place, you can bank with confidence knowing that your personal information is protected. Our platform is designed to be intuitive and straightforward so that managing your finances feels effortless.

Financial Strength

At Blaze, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reflecting our commitment to providing reliable services and peace of mind. With a net worth of $362,859,277, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $882,648,514 in share certificates and $761,816,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,242,385, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,640,302 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well: we have $45,095 in used auto loans and a total of $2,484,600,063 in loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $21,689,925, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 584 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 531,077, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $39,605,828, which further illustrates our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blaze is your trusted partner. Visit us at 900 Central Ave E Saint Michael Mn 55376 or call 651-215-3500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Benefits

Whether you're looking for personal loans or debt consolidation options, Blaze offers various services to help you manage your finances efficiently. Plus, if you're interested in refinancing any existing loans, we encourage you to contact us for more information about eligibility options that may suit your needs. We invite you to visit us at our branch located at 900 Central Ave E Saint Michael Mn 55376 or give us a call at (651) 215-3500 during our operating hours from Monday through Thursday 9:00 am to 5:00 pm and Friday 9:00 am to 6:00 pm. Our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Blaze, we're dedicated to providing products that empower our members financially while ensuring they feel supported throughout their borrowing journey.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $565,178,134 in used vehicle loans and $107,965,090 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, we have flexible options tailored for your budget.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $318,092,629 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs through accessible financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,868,823, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $107,835,364 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards, allowing you to make purchases while earning benefits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, helping you find the best options quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh as a reliable resource. Ready to take control of your finances? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh sources loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that all offers are fair and transparent, allowing users to compare rates confidently.

BLAZE CREDIT UNION - Saint Michael, MN

Type of Loan Offerings

Home Equity Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Saint Michael, MN (55376)