Blaze Credit Union Isle MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Blaze, your trusted financial partner located at 390 W Isle St, Isle, MN 56342. Since our establishment in 1934, we have been dedicated to serving our community with reliable banking solutions. As a proud member of the local area, we currently boast a membership of over 247,960 individuals who rely on us for their personal and business banking needs. At Blaze, we understand that financial health is vital for both individuals and families. With total assets reaching an impressive $4,543,826,551, and total deposits amounting to $889,828,134, we are well-equipped to support your financial aspirations. Our commitment extends beyond numbers; it's about building lasting relationships with our members. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at 390 W Isle St, official correspondence should be sent to P.O. Box 697, Isle, MN 56342. Under the leadership of our CEO Dan Stoltz and Board President Tom Heinzen, our team of 616 employees is here to ensure you receive exceptional service tailored to your unique needs. With a net worth of $362,859,277 and cash in hand amounting to $30,376,872, Blaze stands ready to help you navigate your financial journey confidently. Whether you are looking to secure a loan or simply need advice on managing your finances better, we invite you to reach out. Feel free to call us at 320-676-3607 or visit our website at Blaze Credit Union for more information. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Commitment

We understand that being part of a community means giving back. That's why we actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. From supporting local schools to sponsoring charitable events, we strive to make a positive impact in every way we can. In an effort to stay ahead of the curve in providing excellent service, we've embraced digital advancements such as online banking and mobile payments. These tools ensure that you can manage your finances on your terms while enjoying ADA-compliant facilities at our branch.

Join Us

We invite you to become part of the Blaze family! Experience first-hand how we prioritize your financial well-being along with the betterment of our community. Visit us today or call us at 320-676-3607 for more information about membership options or any questions you may have. Together, let's build a brighter financial future!

Our Journey

Blaze Credit Union started with a simple mission: to provide accessible financial services to individuals and families in Isle and surrounding areas. As we grew, so did our offerings. Today, we proudly provide a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We've evolved to meet the changing needs of our members while maintaining our core values of trust, integrity, and community support. Our branch is conveniently located near local landmarks that resonate with our community spirit. Whether you're visiting us for your banking needs or attending one of our community events, you will find us ready to assist you with friendly faces and open arms.

Our Mission

At Blaze Credit Union, our mission is clear: We aim to empower our members through superior financial products and exceptional service while fostering a sense of belonging and support within the community. We believe that every member's success contributes to the overall prosperity of Isle and its residents. While members can visit us at 390 W Isle St for their banking needs, official correspondence should be sent to P.O. Box 697, Isle, MN 56342 if different from our branch address.

Branch Location & Accessibility

Operating Hours

We understand that life can be busy, so we strive to make banking as convenient as possible. Our lobby hours are Monday through Thursday from 8:30 a.m. to 4:30 p.m., and on Fridays we stay open until 6:00 p.m., giving you extra time to take care of your banking needs. If you prefer drive-thru banking, we offer this service Monday through Thursday from 8:00 a.m. to 5:00 p.m., and Fridays until 6:00 p.m., with Saturday hours from 8:00 a.m. to 12:00 p.m.

Services Offered

At Blaze Credit Union, we offer a range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgages, we've got you covered! Enjoy the convenience of online and mobile banking right at your fingertips. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need them. We also proudly provide shared services for members of partner credit unions, allowing deposits and withdrawals through our branch network. Ready to experience hassle-free banking? We invite you to visit us or give us a call at 320-676-3607 today! Your financial journey starts here at Blaze Credit Union where we're committed to serving our community with care and dedication.

Member Eligibility

Becoming a member of Blaze is like joining a family where your financial well-being is the top priority. We warmly welcome anyone who lives, works, or attends school in our community. If you're passionate about being part of a supportive environment and enjoy the benefits that come with credit union membership, you're already on the right track! At Blaze, we offer a range of services designed to help you thrive financially, from personal loans to savings accounts tailored to your needs. To get started, simply visit us at our branch located at 390 W Isle St Isle Mn 56342 or give us a call at (320) 676-3607 for more information. You can also check out the detailed eligibility criteria on our website at . Opening an account is easy and straightforward; just follow the instructions available at https://digitalbanking.blazecu.com/blazedigital/sdk/autoenrollmente2e , and you'll be on your way to enjoying all the perks of membership in no time!

Business Banking & Commercial Services

Empowering Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $79 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $318,092,629, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a busy Saturday at your café or retail store. With our merchant services, you can easily process transactions, track sales, and manage inventory all from one platform. Whether you're looking to accept credit cards or set up an online payment system, we've got your back. Located conveniently at 390 W Isle St Isle Mn 56342, Isle, MN, we're here to help your business thrive. Reach out today at (320) 676-3607 to learn how we can support your financial needs!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services make it simple for you to drive away in the vehicle you want. We offer competitive rates and flexible terms that fit your budget. Picture this: you find the perfect car and with our support, you can secure the financing needed without hassle.

Business Banking Support

For entrepreneurs and business owners, we provide comprehensive Business Banking solutions including merchant services and business loans. Running a business is no small feat, but with our support, managing finances becomes one less thing to worry about.

Convenient Access

We know convenience matters. Our Online & Mobile Banking services allow you to manage your accounts from anywhere at any time. Plus, with ATM and cash withdrawal services available 24/7, accessing your money has never been easier. We also have a basic drive-thru banking service for quick transactions like deposits and withdrawals.

Credit Cards with Rewards

With our Credit Cards featuring Rewards, every purchase can earn you points toward great perks. Whether it's cash back or travel rewards, using our card means getting more out of your everyday spending.

Home Financing Options

If homeownership is on your mind, our Mortgage Loans & Refinancing services are tailored just for you. Whether you're buying your first home or looking to refinance an existing mortgage, we're here to guide you through every step of the process. Let's turn that dream home into reality together.

Personal Banking Solutions

For those looking to manage their finances easily, we offer Personal Banking options that include checking and savings accounts. Imagine having a place where you can securely stash away your savings while also enjoying the benefits of easy access to your funds. With online and mobile banking features, checking your balance or making transfers is just a tap away.

Personal Loans & Debt Consolidation

Sometimes life brings unexpected expenses. That's where our Personal Loans & Debt Consolidation services come into play. We understand how overwhelming debt can be, and our loans can help simplify your payments or fund that special project you've been planning.

Shared Branch Transactions

As part of our commitment to community collaboration, we facilitate Basic Shared Branch Transactions for members of partner credit unions too! This means even if you're traveling or away from home, accessing your funds remains straightforward. In addition to all these offerings, we're proud of our friendly team available at (320) 676-3607 who are eager to assist you with any questions or concerns you may have. Explore all that Blaze has to offer by visiting us today at 390 W Isle St Isle Mn 56342 in Isle, MN! Your financial journey starts here let's work together toward achieving your goals! For more information on any service or to get started today, visit us at Isle.

Digital & Online Banking

Effortless Transactions

Need to send money to a friend? Our person-to-person transfer service allows you to do just that in a few simple steps. You can also take advantage of our mobile payments feature, making it easy to make purchases right from your phone. At Blaze, we believe that banking should be accessible and straightforward. Whether you're at home or out and about, managing your finances has never been easier. Explore all that our digital banking services have to offer by visiting https://blazecu.com/ today!

Key Features for Your Convenience

Imagine being able to check your balance, pay bills, or transfer money with just a few taps on your phone or clicks on your computer. Our user-friendly online banking system provides all this and more. You can easily set up electronic statements, so you never have to worry about paper clutter again. Plus, with our mobile application, available for download, you can manage your finances on the go. Security is our top priority. We use advanced encryption technology to keep your information safe. Additionally, if you need to sign documents electronically, our electronic signature authorization feature makes it quick and hassle-free.

Financial Strength

A Solid Foundation

With a net worth of $362,859,277, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investment in Growth

With $133,640,302 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $45,095 in used auto loans and a total of $2,484,590,063 in loans and leases.

Member-Centric Savings

Members' savings are secured through $882,648,514 in share certificates and $761,816,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,242,385, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $21,689,925 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 584 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Community Support

Total Share Accounts: 531,077, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $39,605,828 further strengthens our commitment to your success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blaze is your trusted partner. Visit us at 390 W Isle St Isle Mn 56342 or call 320-676-3607 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $565,178,134 in used vehicle loans and $107,965,090 in new vehicle loans already helping members get on the road. We offer straightforward financing options that fit your budget, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $318,092,629 provide the capital needed to grow and expand your business. We tailor our services to support local entrepreneurs and ensure you have access to the resources necessary for success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $107,835,364 in loans helping members manage their finances effectively. Whether you're looking to build credit or need a reliable source of funds for unexpected expenses, our credit card options cater to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,868,823, make buying or refinancing simple. We provide clear guidance throughout the mortgage process so you can feel confident every step of the way.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we have options available that could save you money over time. We encourage you to explore these possibilities with us our team is ready to assist you in assessing your current financial situation and determining eligibility. At Blaze, we prioritize transparency and customer service. Our knowledgeable staff is always available at (320) 676-3607 to answer any questions you may have about our loan offerings or help you start the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're dedicated to helping our members succeed financially by providing a range of loan products tailored just for you!

Loan Aggregator

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BLAZE CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans