BLACKHAWK AREA CREDIT UNION

Welcome to Blackhawk Area, where we are more than just a credit union; we are a community. Located at 201 E Dixon St, Polo, IL 61064, our branch has been proudly serving members since 1935. With a strong commitment to our members and the local community, we've grown to support over 3,870 members and manage total assets of $37,510,519. At Blackhawk Area, we believe in building lasting relationships with our members. Our dedicated team of 16 employees, led by CEO Rhonda Schroeder and Board President Beth Wiegmann, is here to help you navigate your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with loans and mortgages, our knowledgeable staff is ready to assist. In addition to offering exceptional services, we take pride in our sound financial health. With total deposits of $1,927,040 and net worth reaching $4,652,077, you can trust that your money is in safe hands. Our focus on member satisfaction has led us to provide various loan options, totaling 42,180 loans and leases available for your needs. While you can visit us at our Polo branch for all your banking needs, official correspondence should be sent to the same address: 201 E Dixon St, Polo, IL 61064-1206. If you have any questions or would like more information about our services, feel free to give us a call at 815-946-3660. Join us at Blackhawk Area today let's work together towards achieving your financial goals! For more details about what we offer, visit our website at www.bacu.org.

Welcome to the Blackhawk Area community! Joining us at Blackhawk Area is a wonderful way to experience personalized banking that truly cares about your needs. To become a member, you'll need to meet some simple eligibility criteria. Generally, if you live, work, or worship in the Polo area, you're likely eligible! Our membership is designed to be inclusive and welcoming, so whether you're new to the area or have been here for years, we'd love to have you on board. Becoming a member opens the door to a range of benefits such as competitive rates on loans and savings accounts, convenient online banking services, and friendly support from our dedicated team. If you're ready to take the next step, opening an account with us is straightforward and can be done in just a few easy steps. For more detailed information about eligibility requirements, feel free to visit our website at or give us a call at (815) 946-3660. We're excited to help you start your journey with us at Blackhawk Area, located at 201 E Dixon St Polo Il 61064!

At Blackhawk Area, we understand that convenience and security are essential when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With our easy-to-use tools, you can access your accounts anytime, anywhere, ensuring you have full control over your money. Our online banking platform, accessible at https://www.bacu.org/ , provides members with 24/7 service. Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. We also offer e-statements, which means you can view and manage your statements electronically. This feature not only saves paper but also allows for quick and easy access to your financial information. For those who prefer using their smartphones, our mobile application is available for download. With this handy app, you can enjoy mobile payments that let you make purchases directly from your device. Plus, if you need to send money to a friend or family member quickly, our person-to-person transfer feature makes it simple and fast. We prioritize your security. While we currently do not offer electronic signature authorization for transactions, rest assured that all online interactions are protected with state-of-the-art security measures to keep your information safe. Overall, our digital banking services at Blackhawk Area are crafted to enhance accessibility and ease-of-use while giving you real-time control over your finances. Join us today and experience banking that works for you!

At Blackhawk Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being, which is why we continuously monitor and enhance our financial strength. With a net worth of $4,652,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,237 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,320,509 in share certificates and $6,697,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,125,665 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $27,774 in used auto loans and $29,157,416 in total loans and leases available. Our $352,450 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $286,983. Total Share Accounts: 7,036, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blackhawk Area is your trusted partner. Visit us at 201 E Dixon St Polo Il 61064 or call (815) 946-3660 to learn more about how we can help you achieve your financial goals.