BLACK HILLS FEDERAL CREDIT UNION

Welcome to the Sturgis Member Service Center, a proud branch of Black Hills Credit Union located at 1020 Lazelle St, Sturgis, SD 57785. Since our establishment in 1941, we have been dedicated to serving our community with integrity and commitment. With over 105,000 members benefiting from our services, we strive to create a welcoming environment where you can confidently manage your finances. At Black Hills Credit Union, we understand that each member's needs are unique. That's why we offer a wide range of financial products and services tailored just for you, including personal banking, auto loans, mortgage options, and business banking solutions. Our total assets exceed $2.3 billion, reflecting our strong position in the industry and our ability to support your financial journey. In addition to offering competitive rates on loans totaling 76,488, we take pride in having deposits amounting to an impressive $56,401,782. Our net worth stands at $233,163,323, which ensures that your money is not only safe but also working for you effectively. With over 39 employees ready to assist you, led by our CEO Jerry Schmidt and Board President Karen Holloway, we are here to guide you every step of the way. Whether you're visiting us in person or accessing our services online at blackhillsfcu.org, our goal is to make your banking experience seamless and enjoyable. While members can visit us at 1020 Lazelle St, official correspondence should be sent to the same address. We invite you to reach out with any questions or stop by for a visit. Call us at 605-718-1818 today! Together, let's achieve your financial goals!

At Black Hills, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easy! If you live, work, or attend school in the areas we serve, you're already eligible. We're committed to offering you personalized services that can help you achieve your financial goals while enjoying benefits like competitive loan rates and low fees. For more detailed information about our eligibility criteria, please visit us at . If you're ready to open an account, just stop by our branch located at 1020 Lazelle St Sturgis Sd 57785 or give us a call at (605) 718-1818. We can't wait to welcome you into our family!

At Black Hills, we understand that banking needs to fit into your busy lifestyle. That's why we've created a suite of digital and online banking services designed for your convenience and security. With our 24/7 online banking, you can manage your finances anytime, anywhere, whether it's checking balances or transferring funds. Our online banking platform is user-friendly and secure. You can easily access your accounts at http://www.blackhillsfcu.org , allowing you to view transactions, pay bills, and transfer money with just a few clicks. Plus, if you're on the go, our mobile application makes banking even easier. Whether you're using it for mobile payments or keeping track of your spending, you'll have all the tools you need right in your pocket. We prioritize your safety with features like electronic signature authorization. This means you can securely sign documents from the comfort of your home without needing to visit a branch. And speaking of convenience, e-statements are available as well no more paper clutter; just easy access to your financial records. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and effortlessly. It's perfect for splitting bills or sending gifts without having to write checks or carry cash. At Black Hills, we believe in making banking accessible for everyone. With our digital services, you're not just managing money; you're gaining control over your financial life with ease and confidence. Enjoy the freedom of real-time account management and let us help you stay connected with your finances!

At Black Hills, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel secure about your finances, and we are here to ensure that confidence. With a net worth of $233,163,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $614,736,568 in share certificates and $616,510,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,011,830, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $224,264,335 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant: with $21,311 in used auto loans and $1,764,242,204 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $8,888,367, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $32,065,816. Total Share and Deposit Accounts: 246,661, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Black Hills is your trusted partner. Visit us at 1020 Lazelle St Sturgis Sd 57785 or call (605) 718-1818 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*