BLACK HILLS FEDERAL CREDIT UNION

Welcome to Black Hills, your trusted partner in financial well-being right here in Sioux Falls, SD! Since our establishment in 1941, we have proudly served our community with a commitment to providing exceptional banking services tailored to your needs. Located at 921 W 10th St, we invite you to discover how our member-focused approach can make a difference in your financial journey. As part of the Black Hills Federal Credit Union family, we have grown significantly over the years, now boasting a membership of over 105,311 individuals who rely on us for their banking needs. Our total assets amount to an impressive $2,331,429,590, reflecting our stability and dedication to serving you. With total deposits reaching $56,401,782 and a net worth of $233,163,323, you can trust that your money is safe with us. Led by our CEO, Jerry Schmidt, and Board President Karen Holloway, our team of 398 employees is committed to delivering personalized service that puts you first. Whether you're looking for auto loans, mortgages, or personal banking solutions, we are here to help you achieve your financial goals. While members can visit us at 921 W 10th St, official correspondence should be sent to our mailing address: 921 W 10th St, Sioux Falls, SD 57104-3519. Have questions or need assistance? Don't hesitate to reach out! You can call us at 605-937-4600 or visit our website at http://www.blackhillsfcu.org for more information. Join us today and experience the Black Hills difference a credit union that truly cares about its members and the community!

At Black Hills, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Sioux Falls area, you're already eligible to join our family. Whether you're looking for personal banking solutions or planning your next big purchase, joining us opens the door to exclusive benefits tailored just for you. We pride ourselves on offering competitive rates and personalized service that puts your needs first. Ready to take the next step? It's easy to become a member at Black Hills. Just visit us at 921 W 10Th St Sioux Falls Sd 57104 or give us a call at (605) 937-4600 for more information. You can also check out our eligibility criteria in detail by visiting this link. We're here to help you every step of the way!

At Black Hills, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to keep you connected to your money whenever you need it. With our online banking platform, you can take control of your accounts 24/7, right from the comfort of your home or on the go. Check your balances, pay bills, and transfer funds with just a few taps on your smartphone or computer. Our services include e-statements, which allow you to view your account activity anytime without waiting for paper statements to arrive in the mail. If you're looking for convenience, you'll love our mobile payments feature that makes it easy to pay using your phone at checkout no wallet needed! For those moments when you need to send money to friends or family, our person-to-person transfer option is quick and hassle-free. Just enter their details, and you can send money instantly! Plus, with our mobile application available for download, managing your finances is literally at your fingertips. Security is a top priority at Black Hills. We use electronic signature authorization to keep your transactions safe and secure. You can rest easy knowing that your personal information is protected every step of the way. In short, our digital banking services are designed with you in mind: accessible, user-friendly, and always available when you need them. Experience the convenience of modern banking with Black Hills today!

At Black Hills, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the trust you place in us is built on our ability to maintain strong financial health and deliver exceptional service. With a net worth of $233,163,323, we demonstrate robust financial strength, enabling us to provide better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 shows that we have a solid capital foundation. This means we can continue offering loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $614,736,568 in share certificates and $616,510,730 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,011,830, we ensure our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is also reflected in our $224,264,335 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $21,311 in used auto loans and $1,764,242,204 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by our $8,888,367, which enables us to continue offering competitive loan rates and solid financial products tailored for you. We take pride in having 396 full-time employees and 2 part-time employees ready to assist you with knowledgeable support. In summary, our net shares amount to $32,065,816, indicating funds available for lending and investments that directly benefit our members. With a total of 246,661 accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Black Hills is your trusted partner. Visit us at 921 W 10Th St Sioux Falls Sd 57104 or call (605) 937-4600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.