BLACK HILLS FEDERAL CREDIT UNION

Welcome to Black Hills, your trusted partner in financial wellness since 1941. Located at 2700 N Plaza Dr, Rapid City, SD 57702, our credit union is dedicated to serving our community with integrity and care. With a robust membership of over 105,000 individuals, we take pride in being a member-owned institution that prioritizes your needs. At Black Hills, we understand that finances can be complex, but our experienced team is here to simplify the process. We manage assets totaling over $2.3 billion and have facilitated more than 76,488 loans, ensuring that our members have access to the funds they need for life's important moments. Whether you're buying a new home, financing a vehicle, or planning for your future, we've got you covered. Our commitment goes beyond just numbers; it's about building lasting relationships with our members. Under the leadership of CEO Jerry Schmidt and Board President Karen Holloway, we strive to create an environment where your financial goals are supported every step of the way. Our dedicated staff of 398 employees is always ready to assist you with personalized service. While you can visit us directly at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: PO Box 1420, Rapid City, SD 57709-1420. Ready to take control of your financial future? Give us a call at 605-343-0891 or explore our services online at Black Hills FCU. We look forward to welcoming you into our community!

Welcome to the inspiring story of Black Hills, a credit union that has been dedicated to serving the community since its inception in 1941. Nestled in the heart of Rapid City, SD, at 2700 N Plaza Dr, our branch has grown alongside our members, fostering a spirit of cooperation and support throughout the years. From humble beginnings, Black Hills was founded with the mission of providing accessible financial services to all. Over the decades, we have evolved into a robust institution with total assets amounting to an impressive $2,331,429,590. Today, we proudly serve over 105,311 members, helping them achieve their financial goals while actively supporting our local community. Our mission is simple yet powerful: we strive to empower our members through exceptional financial services while nurturing a sense of belonging and community support. This commitment drives us every day as we work tirelessly to offer competitive loans and savings options tailored to meet the needs of our members. While members can visit us at 2700 N Plaza Dr, official correspondence should be sent to PO Box 1420, Rapid City, SD 57709-1420. Our operating hours are convenient for everyone; we're open from 8:00 am - 5:00 pm Monday through Friday, ensuring that you can access our services when it suits you best. At Black Hills, we believe in making banking easier and more accessible. While we currently do not offer ATM or drive-thru services, our focus on digital advancements ensures that members can enjoy online banking features like mobile payments and electronic signatures. We aim for every member to experience a customer-centric approach in all their interactions with us. Our commitment extends beyond just financial services. We actively participate in community outreach efforts and partnerships that uplift those around us. Whether it's sponsoring local events or supporting charitable organizations, we believe that giving back is integral to our mission. Join us at Black Hills and become part of a legacy built on trust, service, and community spirit. Experience firsthand how we can help you achieve your financial dreams while staying true to our core values. Together, let's continue building a brighter future for all in Rapid City and beyond! For more information or to speak with one of our team members, feel free to call us at 605-343-0891.

At Black Hills, becoming a member means joining a caring community that prioritizes your financial well-being. We welcome individuals who live, work, worship, or attend school in the area, as well as their immediate family members. This inclusive approach ensures that everyone can benefit from our range of services designed to help you achieve your financial goals. For detailed eligibility requirements, feel free to check out more information at . Opening an account is simple and straightforward! Just give us a call at (605) 343-0891, and our friendly staff will guide you through the process. Whether you're looking to save for the future or access affordable loans, you'll find that being a member of Black Hills comes with numerous advantages tailored just for you. Join us today at our branch located at 2700 N Plaza Dr Rapid City Sd 57702, and experience the difference of being part of our supportive family!

At Black Hills, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial health, which is reflected in our commitment to serving our community effectively. With a net worth of $233,163,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $614,736,568 in share certificates and $616,510,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,011,830, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $224,264,335 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is demonstrated by the $21,311 in used auto loans and $1,764,242,204 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $8,888,367, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $32,065,816. Total Share and Deposit Accounts: 246,661, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Black Hills is your trusted partner. Visit us at 2700 N Plaza Dr Rapid City Sd 57702 or call (605) 343-0891 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.