At Black Hills, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and reliability, we are proud to share our financial health with you. With a
net worth of $233,163,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial in today's financial landscape, where trust and reliability matter more than ever. Our
net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means that your money is backed by strong reserves that help us serve you better. Members' savings are secured through
$614,736,568 in share certificates and
$616,510,730 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings, ensuring they work hard for you while remaining secure. Unlike traditional banks, we prioritize our members. With non-member deposits at
$12,011,830, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This focus allows us to reinvest in our community while supporting your financial goals. With
$224,264,335 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our goal is to provide you with the best possible service while maintaining robust financial practices. We also support our members' dreams with
$21,311 in used auto loans and
$1,764,242,204 in total loans and leases. Our lending capacity supports various sectors, helping you achieve your personal or business objectives seamlessly. Our operational efficiency is reflected in our
$8,888,367, enabling us to continue offering competitive loan rates and solid financial products for our members. We strive for excellence in every aspect of our operations so that you can benefit fully from your membership. We take pride in having
396 full-time employees and
2 part-time employees who are dedicated to serving you with expertise and care. Our knowledgeable team is always ready to assist you with any questions or needs you may have. Our commitment extends beyond just numbers; it's about building relationships based on trust and mutual benefit. Total Share Accounts stand at
246,661, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Black Hills is your trusted partner. Visit us at 1530 N Garfield Ave Pierre Sd 57501 or call (605) 494-2700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.