Black Hills Credit Union Eagle Butte SD | Quick Personal Loans & Auto Financing

Introduction

Welcome to the Cheyenne River Member Service Center, a proud branch of the Black Hills Credit Union, located at Po Box 620, Eagle Butte, SD 57625. Since our establishment in 1941, we have been dedicated to serving our community with trust and reliability. With over 105,311 members and total assets amounting to an impressive $2,331,429,590, we are committed to providing financial solutions that cater to your unique needs. At Black Hills, we understand that every member's journey is different. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Our focus on personalized service ensures that you receive the best support whether you're applying for a loan or managing your savings. While members can visit us at our Eagle Butte location for all their banking needs, official correspondence should be sent to PO Box 620, Eagle Butte, SD 57625-0620. Our dedicated team of 398 employees, led by CEO Jerry Schmidt and Board President Karen Holloway, is always ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 4:00 PM, with extended hours on Tribal Paydays. With total deposits reaching $56,401,782 and a net worth of $233,163,323, Black Hills Credit Union stands strong in its commitment to financial health for its members. We maintain a solid cash reserve of $24,192,158, ensuring that we're here for you when it matters most. Join us as we continue to grow and make a positive impact in our community. Whether you're looking for competitive loan rates or convenient online banking options, we invite you to reach out at 605-964-2391 or visit us at blackhillsfcu.org. Your financial journey starts here!

Branch History & Mission

Welcome to the Cheyenne River Member Service Center, a proud branch of Black Hills Credit Union located in the heart of Eagle Butte, South Dakota. Since opening our doors in 1941, we have been dedicated to serving our community with a spirit of cooperation and support. Over the years, we have grown alongside our members, expanding our services and fostering a sense of belonging for everyone who walks through our doors. Our branch is situated at Po Box 620, Eagle Butte, SD 57625, a location that reflects our commitment to accessibility and community engagement. With over 105,000 members and total assets reaching an impressive $2,331,429,590, we are more than just a financial institution; we are a vital part of this community's fabric. Our mission is clear: to empower individuals and families by providing exceptional financial services while nurturing local connections and supporting community initiatives. At Black Hills Credit Union, we believe that financial success should be within everyone's reach. That's why we offer a variety of services tailored to meet the diverse needs of our members, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We also prioritize modern conveniences such as online banking and mobile payments to ensure that managing your finances is easy and efficient. While members can visit us at Po Box 620, official correspondence should be sent to PO Box 620, Eagle Butte, SD 57625-0620. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 3:00 PM, extending until 4:00 PM on Fridays during Tribal Paydays. We're here for you when you need us most. In addition to our commitment to excellent service, we pride ourselves on being active participants in our local community. From educational workshops to partnerships with local organizations, Black Hills Credit Union aims to uplift those around us. By investing in community outreach efforts and supporting local initiatives, we strive to make a positive impact beyond just financial transactions. As technology advances, so do we. Our branch features ADA-compliant facilities and offers drive-thru banking for added convenience. Additionally, our shared service center provides access to essential banking services even when you're away from home. Join us at the Cheyenne River Member Service Center today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! For more information or inquiries, feel free to call us at 605-964-2391 or visit us online at Black Hills Credit Union.

Branch Location & Accessibility

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 4:00 PM, with extended hours until 4:00 PM on Fridays during Tribal Paydays. This way, you can plan your visits around your busy day.

Parking and Accessibility

We have ample parking available right outside the branch, ensuring that your visit is hassle-free. For those who require additional assistance, our facility is ADA compliant, featuring ramps and accessible entrances.

Services Offered

At the Black Hills branch, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, business banking services are available for local entrepreneurs looking to grow their ventures. While we do not have ATM availability at this location, our drive-thru provides basic banking services such as deposits and withdrawals for your convenience. While members can visit us at Po Box 620, official correspondence should be sent to PO Box 620, Eagle Butte, SD 57625-0620 if it differs from our physical address. Feel free to reach out to us at 605-964-2391 with any questions or concerns. We invite you to stop by and experience the exceptional service that sets us apart! Your financial well-being is our priority here at the Black Hills branch!

Member Eligibility

At Black Hills, we believe in building a welcoming community where everyone can thrive. Becoming a member is straightforward and open to individuals who meet our eligibility requirements, which are designed to include as many people as possible. If you live, work, or worship in the Eagle Butte area or have family members who are already part of our credit union, you're likely eligible to join us! This means you can access our great range of financial products and services tailored just for you, whether you're looking for personal banking solutions or loans to help with your needs. Joining Black Hills not only gives you access to competitive rates and personalized service but also makes you part of a supportive network that values its members. To learn more about the specific eligibility criteria and how you can easily open an account with us. If you have any questions or want to get started today, feel free to give us a call at (605) 964-2391. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $907 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $392,243,852, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services tailored for your everyday operations. Imagine having a reliable payment processing system that allows you to accept various forms of payment easily. This means quicker transactions and happier customers, helping you focus more on what you do best running your business. At Black Hills, located at Po Box 620 Eagle Butte Sd 57625 in Eagle Butte, SD, we're dedicated to being your trusted partner in navigating the financial landscape of your business. Connect with us today at (605) 964-2391 and explore how we can support your journey to success!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we recognize the importance of reliable banking solutions. Our Business Banking services include essential tools like Merchant Services & Business Loans, ensuring that you have what you need to run and grow your business effectively.

Credit Options

When it comes to credit, we offer Credit Cards with Rewards that not only give you purchasing power but also allow you to earn rewards on your spending. This can turn everyday purchases into benefits for you and your family.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking platforms that let you manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier.

Drive-Thru and Shared Branch Transactions

If you prefer in-person service for certain transactions, our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, as part of our commitment to community banking, we offer Basic Shared Branch Transactions, enabling members from partner credit unions to access essential services like deposits and withdrawals right here at our branch. For any questions or assistance with these services, feel free to reach out by calling us at (605) 964-2391. We invite you to visit us at Po Box 620 Eagle Butte Sd 57625, where our friendly staff is ready to assist you with all your banking needs. At Black Hills, we're here not just as a financial institution but as a partner in your journey towards financial wellness. Explore all that we have to offer today!

Personal Banking

We understand that managing personal finances can be challenging, which is why we offer various Personal Banking options. Our checking and savings accounts are designed to help you keep track of your money easily. If you're thinking about buying a vehicle, our Auto Loans & Vehicle Financing make it straightforward to drive away in your dream car without breaking the bank. For those considering home ownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized support throughout the process. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can help ease financial burdens.

Digital & Online Banking

Accessibility & Ease of Use

At Black Hills, we pride ourselves on offering user-friendly features that enhance accessibility. With just a few taps on your device, you can manage your finances in real time whether you're at home or out running errands. Our goal is to make banking straightforward so you can focus on what matters most to you. Experience the convenience and security of digital banking with us today! If you have any questions or need assistance, don't hesitate to reach out at (605) 964-2391. Your financial well-being is our priority!

Key Features

We know how important security is when it comes to handling your finances. That's why we provide electronic signature authorization for quick and secure transactions. Plus, with e-statements available, you can say goodbye to paper clutter while keeping track of your finances more efficiently. The mobile application makes managing your accounts even easier, allowing you to deposit checks and view statements right from your smartphone. For those moments when you need to send money quickly, our person-to-person transfer feature allows for easy payments between friends or family members without the hassle of cash or checks. And if you're someone who prefers using mobile payments, you'll be pleased to know that this option is also available through our services.

Financial Strength

Commitment to Growth

With $224,264,335 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our impressive lending capacity; with $21,311 in used auto loans and $1,764,242,204 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $614,736,568 in share certificates and $616,510,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,011,830, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,431,024 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $233,163,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $32,065,816. Total Share Accounts: 246,661, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Black Hills is your trusted partner. Visit us at Po Box 620 Eagle Butte Sd 57625 or call (605) 964-2391 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,745,345 in used vehicle loans and $96,774,599 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive off with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $392,243,852 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and our tailored solutions can help you meet those challenges head-on. At Black Hills, we're dedicated to serving our community. If you're interested in any of these loan products or need more information about refinancing options and eligibility criteria, feel free to reach out to us at (605) 964-2391 or visit us at Po Box 620 Eagle Butte Sd 57625 in Eagle Butte, SD. We're here to support your journey towards financial success! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,971,712, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our experienced team is here to guide you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $48,041,080 in loans helping members manage their finances effectively. These cards come with rewards and benefits that fit your lifestyle while giving you peace of mind when making purchases.

Loan Aggregator

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BLACK HILLS FEDERAL CREDIT UNION - Eagle Butte, SD

Type of Loan Offerings

Vehicle Loans

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