Black Hills Credit Union Custer SD | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to the Custer Member Service Center of Black Hills Credit Union, where your financial well-being is our top priority. Located at 1135 Mount Rushmore Rd, Custer, SD 57730, we have been proudly serving our community since 1941. With over 105,000 members and a strong commitment to local support, we are more than just a credit union we're your neighbors. At Black Hills, we understand the importance of trust in financial services. That's why we've built a solid foundation with total assets of over $2.3 billion and deposits exceeding $56 million. Our dedicated team, led by CEO Jerry Schmidt and Board President Karen Holloway, ensures that every member receives personalized service tailored to their needs. While you can visit us at our Custer location, official correspondence should be directed to our mailing address at PO Box 3057, Custer, SD 57730. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions all designed with you in mind. With $24 million in cash readily available and a robust loan portfolio of 76,488 loans, we are equipped to help you achieve your financial goals. Whether you're looking for a new vehicle or need assistance with your mortgage, we're here to guide you every step of the way. We invite you to call us at 605-673-2773 or visit our website at blackhillsfcu.org for more information about our services. Experience the difference of being part of a community-focused credit union where your success is our mission!

Branch History & Mission

Community Commitment

We are deeply committed to giving back to the communities we serve. Through partnerships with local organizations and ongoing outreach efforts, we aim to uplift those around us. Our initiatives focus on education, financial literacy, and community development ensuring that every member of Custer has the resources they need to thrive.

Join Us

As technology continues to advance, so do we. With online banking options and mobile services available for your convenience, managing your finances has never been easier. Plus, our ATM availability ensures you can access cash when you need it most. At Black Hills, we invite you to become part of our family. Experience firsthand the benefits of membership from tailored financial advice to community-focused initiatives. Together, let's build a brighter future for Custer! For any inquiries or assistance, feel free to reach out at 605-673-2773 during our operating hours: Monday through Friday from 9:00 a.m. - 6:00 p.m., and Saturday from 8:00 a.m. - 12:00 noon. Join us today at Black Hills where your journey towards financial wellness begins!

Our Journey

From our inception, Black Hills has evolved significantly. We began with a mission to support local families and businesses by offering affordable financial solutions. Over the years, we have adapted to meet the changing needs of our community while maintaining our core values of service and integrity. Today, we proudly manage total assets exceeding $2.3 billion, a reflection of our members' trust and confidence in us. Our headquarters is situated in Rapid City, SD, but our focus remains squarely on serving Custer and its surrounding areas. We understand that our members are not just account numbers; they are part of our family. This understanding drives us to offer personalized services that cater to their unique financial goals.

Our Mission

The mission of Black Hills is simple yet profound: to provide accessible financial services while fostering community support and growth. We believe that everyone deserves the opportunity to achieve their dreams through sound financial practices. Whether it's helping someone secure their first auto loan or assisting a local business with financing options, we strive to make a positive impact on lives every day. While members can visit us at 1135 Mount Rushmore Rd Custer Sd 57730, official correspondence should be sent to PO Box 3057, Custer, SD 57730 if needed. Our branch offers various services including personal banking accounts, auto loans, mortgage loans, and more all designed with your needs in mind.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Black Hills Member Service Center today! Experience our personalized service firsthand and let us help you achieve your financial goals. Whether you're looking for advice on loans or just need a quick transaction, we're here for you every step of the way.

Convenient Access and Amenities

Our branch features convenient parking options and is designed with accessibility in mind, ensuring everyone can visit us without hassle. If you're on the go, take advantage of our drive-thru banking services for quick deposits and withdrawals. We also have an ATM available for your cash withdrawal needs. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address: PO Box 3057, Custer, SD 57730.

Operating Hours

We understand that life can get busy! That's why we offer flexible hours to accommodate your schedule. Our office is open from 9:00 a.m. to 6:00 p.m., Monday through Friday, and from 8:00 a.m. to noon on Saturdays. Feel free to drop by during these times or call us at 605-673-2773 if you have any questions.

Services Tailored for You

At Black Hills, we offer a range of services tailored to meet your financial needs from personal checking and savings accounts to auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our team is dedicated to helping you find the right products for your lifestyle.

Member Eligibility

At Black Hills, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, worship, or attend school in our vibrant area. If you share these connections with us, you're on the right track! Joining our family not only gives you access to a wide range of financial services but also allows you to enjoy personalized support and advice tailored to your needs. To learn more about the specific eligibility requirements, feel free to check out our detailed information at . When you're ready to take the next step, opening an account is simple just give us a call at (605) 673-2773 or visit us at our branch located at 1135 Mount Rushmore Rd Custer Sd 57730. We can't wait to welcome you into the Black Hills community!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $907 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $392,243,852, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services that streamline your daily operations. Imagine being able to accept payments seamlessly whether you're at a bustling market or running your shop. Our payment processing solutions ensure that you can focus on what really matters growing your business without the hassle of complicated transactions. Visit us at 1135 Mount Rushmore Rd Custer Sd 57730 in Custer, SD or call us at (605) 673-2773 to learn how we can support your business goals. Let's take your vision further together!

Comprehensive List Of Services

Business Banking Support

For local businesses, we provide robust business banking services, including merchant services and business loans. We understand how vital it is for businesses to have access to capital, whether it's for expansion or day-to-day operations. Our team is ready to partner with you to ensure your business thrives.

Connect With Us Today!

At Black Hills, we believe that everyone deserves access to quality financial services in a welcoming environment. Whether you're just starting out or looking to enhance your financial portfolio, we're here to support you every step of the way. Visit us today at our Custer location or call us at 605-673-2773 to learn more about how we can assist you with all your banking needs! Your journey towards financial wellness starts here!

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. You'll also find access to an ATM for cash withdrawals and basic transactions right at our branch, along with a convenient drive-thru service for quick deposits and withdrawals.

Financial Assistance for Every Need

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options help you manage those costs effectively. Think about consolidating multiple debts into one manageable payment this could save you time and money! Additionally, if you want to earn rewards while using credit, consider our credit cards with rewards program. This card not only offers benefits but also puts cash back in your pocket every time you swipe.

Personal Banking Solutions

We understand that managing your finances can be a challenge. That's why we offer personal banking services like checking and savings accounts that cater to your daily needs. Whether you're saving for a dream vacation or just need a reliable account for everyday transactions, we've got you covered. With our competitive interest rates, your money can grow while you enjoy easy access. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide flexible terms and competitive rates to fit your budget. Imagine driving off in your new car without the stress of high payments. For those looking to invest in their home, our mortgage loans and refinancing services offer tailored solutions. We make the process simple so you can focus on creating memories in your new space.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds between accounts, and pay bills with just a few clicks. You'll also love the option for electronic signatures, making it simple to approve transactions without the need for paperwork. Plus, if you prefer going paperless, our e-statements are available for quick access to your financial information. If you're always on the move, our mobile application provides all the features of online banking right in your pocket. You can make mobile payments effortlessly and even send money to friends or family using our person-to-person transfer feature. No more waiting in line or dealing with cash everything is fast and secure!

Security and Ease-of-Use

We prioritize your security with robust protection measures so you can feel safe while banking online. Our user-friendly interface ensures that whether you're checking your balance or making a payment, it's straightforward and hassle-free. Whether you're at home or on the go, managing your finances has never been easier. With Black Hills's digital services, you have real-time access to everything you need, all tailored to fit into your busy life. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $224,264,335 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; we currently have $21,311 in used auto loans and a total of $1,764,242,204 in loans and leases available to support your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 246,661, showcasing a strong and growing member base that trusts us with their finances. Our net shares amount to $32,065,816, reflecting funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Black Hills is your trusted partner. Visit us at 1135 Mount Rushmore Rd Custer Sd 57730 or call (605) 673-2773 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with a net income of $8,888,367, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $614,736,568 in share certificates and $616,510,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,011,830, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $233,163,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,745,345 in used vehicle loans and $96,774,599 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, ensuring that you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $392,243,852 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business, we're here to support your financial journey. Our loan offerings are designed with you in mind. If you're considering refinancing or want to learn more about eligibility options, don't hesitate to reach out. You can contact us at (605) 673-2773, or visit us at our branch located at 1135 Mount Rushmore Rd Custer Sd 57730 in Custer, SD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,971,712, make buying or refinancing simple. We strive to provide competitive rates and personalized service to help you navigate the home buying process smoothly.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $48,041,080 in loans helping members manage their finances effectively. Our credit cards come with rewards that allow you to earn while you spend.

Loan Aggregator

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BLACK HILLS FEDERAL CREDIT UNION - Custer, SD