Birmingham City Credit Union AL | Secure ATM Services Only Branch

Introduction

Welcome to Birmingham City Credit Union, your trusted partner in financial growth since 1956. Located at 2725 35th Ave N, Birmingham, AL 35207, we pride ourselves on serving our community with care and commitment. With over 2,428 members and total assets amounting to $9,412,389, we're dedicated to providing a range of financial services designed to help you reach your goals. At Birmingham City Credit Union, we understand that every member's needs are unique. That's why we offer personalized loans and deposits tailored just for you. Currently, our total loans and leases stand at 1,351, while our deposits have reached an impressive $1,184,592. Our net worth of $1,782,564 showcases our solid foundation as a reliable credit union. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 2725 35th Ave North, Birmingham, AL 35207-2839. Led by our CEO Carrie Player and Board President James Robinett, our small but dedicated team of five employees is here to support you every step of the way. We're passionate about building strong relationships with our members and fostering a sense of community. Whether you're looking to open a savings account or apply for a loan, we invite you to explore what Birmingham City Credit Union has to offer. Reach out to us at 205-583-4654 or visit us online at bhamcu.org for more information. Your financial future starts here!

Branch History & Mission

Community Commitment

Our roots run deep in Birmingham, and we take pride in giving back to the community that has supported us for decades. Through partnerships with local organizations and outreach programs, we actively contribute to initiatives that uplift and empower those around us. Whether it's participating in local events or providing financial education workshops, we're here to help strengthen our neighborhood. As we move forward into the future, Birmingham City Credit Union remains committed to innovation while honoring our legacy. We embrace digital advancements like e-statements and electronic signature authentication to enhance your experience without losing sight of the personal touch that defines us. Join us at Birmingham City Credit Union and experience firsthand the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future for you and your family! For more information or assistance, feel free to reach out at 205-583-4654 or visit us online at bhamcu.org.

Our Mission

At the core of Birmingham City Credit Union is our mission: to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to financial resources that empower them to achieve their goals. Our mission goes beyond banking; it encompasses our dedication to helping individuals and families thrive. We understand the importance of accessibility and convenience for our members. While our branch does not offer drive-thru service or ATM availability, we maintain regular operating hours from 8:00 a.m. to 4:00 p.m., Monday through Friday, ensuring that you can visit us when it suits your schedule best. For those needing assistance outside these hours or preferring online interactions, we offer robust online banking options and mobile applications for easy account management.

Branch Location & Accessibility

Welcome to Birmingham City Credit Union, your friendly neighborhood financial partner! Conveniently located at 2725 35Th Ave N in Birmingham, AL, our branch is easily accessible for all members of the community. Whether you're coming from downtown or nearby neighborhoods, you'll find us nestled close to local landmarks that make it simple to drop by for your banking needs. While members can visit us at 2725 35Th Ave N, official correspondence should be sent to our mailing address at 2725 35th Ave North, Birmingham, AL 35207-2839. Our location offers ample parking and features designed with accessibility in mind, ensuring that everyone can comfortably access our services. Our lobby hours are inviting too; we're open Monday through Friday from 8:00 a.m. to 4:00 p.m., giving you plenty of time during the week to stop in for assistance. Although we do not have ATM or drive-thru services available at this branch, our dedicated team is here to help you with all your banking needs inside the lobby. If you have questions or need assistance before your visit, feel free to give us a call at 205-583-4654. We encourage you to come by and see how Birmingham City Credit Union can support your financial journey!

Member Eligibility

At Birmingham City, we believe that joining our community is not just about banking; it's about becoming part of a family that supports you every step of the way. To become a member, you'll need to meet some simple eligibility criteria. Generally, if you live, work, worship, or attend school in the area around 2725 35Th Ave N Birmingham Al 35207, you can become a member! We welcome individuals from various backgrounds, and our goal is to provide financial services that empower you. For specific details on what makes you eligible, please check out our membership page at https://www.bhamcu.org/about/membership/ . Once you know you're eligible, opening an account is a breeze! You can easily get started by reaching out to us at (205) 583-4654 during our operating hours or visiting our website for more information on the account opening process. We're excited to help you take this important step towards better financial health with us at Birmingham City!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business smoothly with efficient payment processing. Our merchant services allow you to accept payments effortlessly, ensuring you can focus on what you do best growing your business. With tools that help streamline transactions, you can provide better service to your customers while keeping your operations running efficiently. Located at 2725 35Th Ave N Birmingham Al 35207, in Birmingham, AL, we invite you to explore how our services can empower your business today. For more information, call us at (205) 583-4654 or visit our website at https://www.bhamcu.org/ .

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, managing your finances online can save time and effort. At Birmingham City Credit Union, we prioritize digital banking tools that enhance your experience. With our user-friendly online banking platform, you can easily monitor your accounts, transfer funds, and access e-statements without having to visit the branch physically. Plus, our mobile application allows you to bank on-the-go so that you can handle your financial matters anytime, anywhere.

Everyday Banking Solutions

Our primary service focus is on delivering reliable banking options tailored for you. While we currently provide ATM Services Only, we recognize that access to cash is essential for many of our members. Our ATMs are strategically placed to ensure convenience, allowing you to withdraw funds or check your account balances quickly.

Join Our Community

As a member of Birmingham City, you're not just a customer; you're part of a community focused on helping each other achieve financial success. We invite you to explore all that we have to offer by visiting us at 2725 35Th Ave N Birmingham Al 35207 or by checking out our website at https://www.bhamcu.org/ for more information on membership eligibility and services. Your financial journey starts here at Birmingham City Credit Union where convenience meets community care!

Member-Centric Approach

We believe in putting our members first. If you're ever in need of assistance or have questions about our services, don't hesitate to reach out. You can contact us at (205) 583-4654 during regular business hours from 8:00 a.m. to 4:00 p.m., Monday through Friday. Our friendly staff is always ready to help guide you through any inquiries or concerns you may have.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to manage your accounts in real-time. You can check balances, review transactions, and transfer funds with just a few clicks. Plus, if you want to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. Need to sign documents? No problem! Our electronic signature authorization means you can complete paperwork without ever stepping into the branch. For those who prefer going paperless, we also provide e-statements, allowing you to keep track of your financial activity while helping the environment.

Mobile Access

For even more convenience, download our mobile application! With this handy app, you can manage your finances right from your smartphone or tablet. Although mobile payments aren't available yet, we're committed to making sure your banking experience is user-friendly and efficient. In today's world, security is paramount. Rest assured that at Birmingham City, we prioritize protecting your personal information with advanced security measures. Our goal is to make banking easy while keeping your data safe. Experience the freedom of online banking with Birmingham City today! Whether you're at home or on the go, managing your finances has never been easier. Join us in embracing a hassle-free way to bank!

Financial Strength

Growing Member Base

We boast a total of 3,021 share accounts, showing a strong and growing member base that trusts us with their finances. With $58,019 available as net shares for lending and investments, we're well-positioned to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Birmingham City is your trusted partner. Visit us at 2725 35Th Ave N Birmingham Al 35207 or call 205-583-4654 to learn more about how we can help you achieve your financial goals.

Investment in Services

With $1,711,473 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $3,773,768 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $341,262 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members over non-member deposits having $0 in that category we ensure our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our steady net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $1,782,564, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Loan Offering

At Birmingham City, we understand that navigating financial options can be overwhelming. That's why we're here to simplify the process and help you find the right loan for your needs. Whether you're looking to finance a vehicle, buy a home, or manage your everyday expenses, we offer a variety of loan products designed with you in mind. With over 1351 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,431,490 in used vehicle loans and $643,543 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options make it simple. While we currently do not have Junior Lien 1-4 Family Residential Property loans available at this time, we encourage you to stay updated for future offerings that might suit your needs. For those looking to manage day-to-day expenses or unexpected costs, we also provide flexible terms on unsecured credit card loans; however, at this moment, we do not have any active unsecured credit card loans available. We know that refinancing can also be an important aspect of managing your finances effectively. If you're considering refinancing your current loans or exploring eligibility options for our products, feel free to reach out to us for more information. Our team is ready to assist you with any questions you may have about our loan offerings. You can contact us at 205-583-4654 or visit us at 2725 35Th Ave N Birmingham Al 35207 during our operating hours from 8:00 a.m. - 4:00 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Birmingham City, we're committed to supporting our community by providing valuable financial services tailored just for you.

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BIRMINGHAM CITY CREDIT UNION - Birmingham, AL