BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION

Welcome to Billerica Municipal Employees, your trusted partner in financial well-being since 1971. Located at 365 Boston Rd, Billerica, MA 01821, we are dedicated to serving our community with a range of personal and business banking services designed to meet your unique needs. With a strong commitment to our members, we proudly support over 1,239 individuals and families who have chosen us for their financial journey. At Billerica Municipal Employees, our total assets amount to an impressive $20,027,651, ensuring that we have the resources to assist you effectively. Our total deposits stand at $841,052, reflecting the trust our members place in us. We offer a variety of loans 345 in total to help you finance your dreams, whether it's buying a new car or consolidating debt. Our CEO, Joyce MacMillan, alongside Board President Paul Morris, leads a dedicated team of just three employees who are passionate about providing personalized service. With a net worth of $3,894,524 and cash in hand totaling $3,000, we maintain a solid foundation while prioritizing member satisfaction. While our branch is here for your banking needs during lobby hours from 9:00 AM to 4:00 PM, official correspondence should be directed to the same address. Explore our offerings on our website at billericamecu.com and discover how we can help you achieve your financial goals. Join us today and experience the difference of being part of a community-focused credit union! Feel free to call us at 978-667-2434 for any inquiries or assistance you may need. We look forward to serving you!

At Billerica Municipal Employees, we believe that becoming a member is like joining a family a community that cares about your financial well-being and supports you every step of the way. If you're looking to become a part of our welcoming environment, you'll be pleased to know that membership is open to anyone who works for or is associated with the municipalities in Billerica. This means if you're employed by local government, or even if you live or work in our beautiful town, you likely qualify! Our members enjoy a range of benefits including competitive loan rates, personalized service, and access to various financial products tailored just for them. To find out more about the specific eligibility criteria and ensure you meet all the requirements, feel free to visit us online at . When you're ready to take the next step toward membership, opening an account is straightforward just give us a call at (978) 667-2434 or stop by our branch located at 365 Boston Rd Billerica Ma 01821 during our operating hours from 9:00 AM to 4:00 PM. We can't wait to welcome you into our community!

At Billerica Municipal Employees, we understand that convenience and security are essential for managing your finances. That's why we've embraced digital and online banking to provide you with the tools you need to stay connected with your money anytime, anywhere. With our online banking services, accessing your accounts is simple and secure. You can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. We offer 24/7 online banking services, ensuring you have access whenever it suits you. Plus, our person-to-person transfers make it easy to send money to friends and family without the hassle of cash or checks. For members who prefer paperless options, we provide e-statements that allow you to view your account statements online. This not only helps you keep track of your finances but also reduces clutter at home. However, please note that electronic signature authorization is not available at this time. While we currently do not offer mobile payments or a dedicated mobile application, our website is designed to be user-friendly on mobile devices. This means you can easily navigate through our services and manage your accounts from your smartphone or tablet. In today's fast-paced world, having real-time access to your accounts is crucial. At Billerica Municipal Employees, we strive to make banking as easy as possible while keeping your information safe. Our commitment to providing accessible and secure online banking means you can focus on what matters most your financial well-being.

At Billerica Municipal Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial foundation, which reflects our commitment to serving you reliably and effectively. With a net worth of $3,894,524, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,100,561 in share certificates and $35,792 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,564,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,177,332 in total loans and leases and 90 used auto loans. Our operational efficiency is reflected in our net income of $130,846, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 1,789, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Billerica Municipal Employees is your trusted partner. Visit us at 365 Boston Rd Billerica Ma 01821 or call 978-667-2434 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.