BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION

Welcome to Billerica Municipal Employees, your trusted partner in financial wellness! Located at 365 Boston Rd, Billerica, MA 01821, we have been serving our community since 1971. With a commitment to fostering strong relationships with our members, we proudly support over 1,239 individuals and families, helping them achieve their financial goals. At Billerica Municipal Employees, we understand that every member's needs are unique. That's why we offer a range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and even credit cards with rewards. Our total assets stand at an impressive $20,027,651, and we are equally proud of our total deposits amounting to $841,052. Under the leadership of our CEO, Joyce MacMillan, and Board President Paul Morris, we strive to create a welcoming environment where our members feel valued. Our dedicated team of 3 employees is here to guide you through your financial journey every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 365 Boston Rd, Billerica, MA 01821. You can reach us by phone at 978-667-2434 during our lobby hours from 9 AM to 4 PM, Monday through Friday. Join us in making the most of your financial future. Visit our website at billericamecu.com or call us today to learn more about how we can help you thrive!

At Billerica Municipal Employees, we take pride in our rich history and strong mission to serve our community. Established in 1971, our branch has grown from humble beginnings into a trusted financial partner for over 1,200 members right here in Billerica, MA. Located at 365 Boston Rd, we are conveniently positioned near key landmarks, making it easy for you to visit us during our operating hours of Monday through Friday from 9 AM to 4 PM. Our journey began with a simple goal: to provide accessible financial services tailored to the needs of municipal employees and their families. Over the years, we have expanded our offerings, and now provide a wide range of services that include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Today, with total assets exceeding $20 million, we remain committed to helping our members achieve their financial goals. The mission of Billerica Municipal Employees is clear: we aim to empower individuals and families by offering reliable financial solutions while fostering a sense of community support. We believe that strong communities lead to stronger members; hence, we actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. Our dedicated team is always here to listen and help you navigate your financial journey. While you can reach us at 365 Boston Rd, if you need to send official correspondence, please use our mailing address: 365 boston rd, billerica, MA 01821. Although we do not currently offer ATM or drive-thru services, our online banking platform ensures that you can manage your finances conveniently from anywhere. We are proud to be an ADA-compliant facility focused on customer-centric initiatives. Our commitment extends beyond just banking; it's about building lasting relationships with our members. With a solid membership base and continuous growth in assets, we invite you to join us at Billerica Municipal Employees Credit Union. Experience the difference today! Call us at 978-667-2434 or visit our website at billericamecu.com for more information on how we can support your financial needs. Together, let's create a brighter financial future for you and our community!

At Billerica Municipal Employees, we believe that everyone deserves a chance to join a community that values support and growth. Becoming a member is simple and welcoming! If you live, work, or attend school in the Billerica area, you're likely eligible to join us. We cherish our local connections and are eager to provide you with the financial services you need. Plus, being part of our credit union means you'll enjoy competitive rates on loans and savings accounts, personalized service, and a commitment to your financial well-being. To learn more about the specific eligibility criteria, feel free to check out this resource: Member Eligibility. Opening an account with us is just as easy! You can get started by visiting our branch at 365 Boston Rd Billerica Ma 01821 or giving us a call at (978) 667-2434 during our operating hours from 9 AM to 4 PM, Monday through Friday. We're here to guide you every step of the way as you take this exciting leap into membership at Billerica Municipal Employees!

At Billerica Municipal Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong foundation and commitment to serving you, we are proud to share insights into our financial health, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $3,894,524, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1945% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,100,561 in share certificates and $35,792 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,564,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $90 in used auto loans and $7,177,332 in total loans and leases. Our operational efficiency is reflected in our net income of $130,846, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 1,789, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Billerica Municipal Employees is your trusted partner. Visit us at 365 Boston Rd Billerica MA 01821 or call 978-667-2434 to learn more about how we can help you achieve your financial goals.