BHCU West Chester PA Credit Union | Best Auto Loans & Checking Accounts

Introduction

Welcome to Bhcu, your trusted partner in financial well-being right here in West Chester, PA. Established in 1952, we've been committed to serving our community for over 70 years. Located at 1 N 5 Points Rd, our branch is a welcoming hub for all your banking needs. Whether you're looking for personal banking solutions or business services, we have you covered. With a proud membership of 8,699 and assets totaling an impressive $242,575,588, Bhcu stands strong in the community. Our dedication to helping members achieve their financial goals is evident through our extensive offerings, including auto loans, mortgages, and credit cards with rewards. We currently manage $2,470,970 in deposits and have granted 2,748 loans to our members. This reflects our commitment to fostering economic growth and providing reliable financial resources. At Bhcu, we believe that trust starts at the top. Under the leadership of our CEO, Gary Golden, and Board President Joseph Conte, we strive to create a friendly environment where members feel valued and supported. Our team of 31 employees is here to assist you every step of the way. While members can visit us at our branch for day-to-day transactions or inquiries during our operating hours from Monday to Friday, 9:00 AM to 5:15 PM, official correspondence should be directed to our mailing address at 501 Industrial Hwy, Ridley Park, PA 19078. Join us today! Visit us online at propellcu.org or give us a call at 610-595-2929. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to Bhcu, a proud part of the West Chester community since 1952. Located at 1 N 5 Points Rd West Chester Pa 19380, our branch has been dedicated to serving our members with a commitment to excellence and community support for over 70 years. As we've grown, so has our mission: to provide affordable financial services while fostering a sense of belonging and empowerment among our members. From our humble beginnings, Bhcu has evolved significantly. With an impressive membership base of 8,699 and total assets reaching $242,575,588, we have positioned ourselves as a reliable partner in your financial journey. Our success is built on strong relationships and a deep understanding of the needs of our community. At Bhcu, we believe that banking should be personal and accessible. Our mission is simple: to deliver tailored financial solutions that enhance the lives of our members. We offer a range of services from checking and savings accounts to auto loans, mortgages, and credit cards all designed with your needs in mind. Our dedicated team is here to help you navigate your financial options and make informed decisions. While members can visit us at 1 N 5 Points Rd West Chester Pa 19380, official correspondence should be sent to 501 Industrial Hwy, Ridley Park, PA 19078 in Ridley Park, PA. Whether you prefer visiting us in person during our operating hours of Monday through Friday from 9:00 AM to 5:15 PM or using our online banking services, we're here for you every step of the way. We take pride in being an inclusive institution that adheres to ADA compliance, ensuring everyone can access our services without barriers. Additionally, with ATM availability right at the branch, we provide convenient access to your funds whenever you need them. Our commitment extends beyond just banking; we actively engage with local organizations and community initiatives, reinforcing our dedication to making West Chester a better place for all its residents. We understand that by supporting each other, we can build stronger futures together. Join us at Bhcu today! Experience firsthand how we can support your financial goals while being an active participant in your community. For more information or if you have questions, feel free to call us at (610) 595-2929. Together, let's embark on a rewarding journey towards financial well-being!

Branch Location & Accessibility

Operating Hours

We know how busy life can get, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9:00 AM to 5:15 PM. Our dedicated team is here during these hours to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more.

Parking and Accessibility

At our West Chester Branch, we prioritize accessibility for all our members. We have ample parking available right outside the branch, making it easy for you to pop in for your banking needs. Our facility is ADA compliant with features like ramps and accessible entrances to ensure everyone can visit us without hassle.

Services Offered

While visiting our branch, you'll also find an ATM available for quick cash withdrawals or balance checks. Although we currently do not offer drive-thru services or shared service center options, we are committed to providing efficient in-branch services tailored to meet your financial needs. If you need assistance or have questions about our offerings, feel free to give us a call at 610-595-2929. We're always ready to help! While members can visit us at 1 N 5 Points Rd, official correspondence should be sent to our mailing address at 501 Industrial Hwy, Ridley Park, PA 19078. We invite you to stop by the Bhcu West Chester Branch today! Experience firsthand how we can assist you with your banking needs in a welcoming environment. Your financial well-being is our priority!

Member Eligibility

At Bhcu, we believe that everyone deserves the chance to be part of a caring community. Joining us is straightforward and welcoming! If you live, work, worship, or attend school in our local area, you're likely eligible to become a member. We're all about supporting our community, so whether you're looking for personal banking options or planning for your future with loans and savings, we have something just for you. To explore the specifics of eligibility, feel free to check out more details at . Opening an account is simple too! Just give us a call at (610) 595-2929 or visit us at 1 N 5 Points Rd West Chester Pa 19380. Our friendly team is here to help you every step of the way. With membership at Bhcu, you gain access to a range of services tailored to meet your needs, making it easier to achieve your financial goals. Join us today and experience the difference that comes from being part of a supportive financial family!

Business Banking & Commercial Services

Financing Solutions for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $75 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,350,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services simplify daily operations. Imagine having the ability to process payments seamlessly, manage cash flow effectively, and access funds quickly. With our solutions, you can focus on what truly matters growing your business. Visit us at 1 N 5 Points Rd West Chester Pa 19380 in West Chester, PA or call us at (610) 595-2929 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in the community, we offer specialized business banking services. From merchant services that simplify transactions to business loans that fuel growth, our focus is on helping local businesses thrive.

Convenience at Your Fingertips

Our commitment to convenience doesn't stop at digital services. Visit us during our lobby hours from Monday to Friday between 9:00 AM and 5:15 PM for personalized assistance from our friendly team. We're here to answer questions and guide you through any financial decisions you may face. In summary, whether you're looking for personal banking solutions like checking accounts or need support with business financing, Bhcu is ready to assist you every step of the way. For more information about any of our services or how we can help meet your financial goals, give us a call at (610) 595-2929 or visit us online at West Chester Branch. Let's take this journey together!

Digital Banking Features

In today's fast-paced world, managing your finances online is essential. That's why at Bhcu, we provide robust online and mobile banking features. With easy access to your accounts anytime, anywhere, you can check balances, transfer funds, and even make payments with just a few taps on your smartphone. Plus, our ATM services ensure that cash withdrawals are convenient whenever you need them.

Loans and Financing

When it comes to financing big purchases like vehicles or homes, we've got you covered. Our auto loans and vehicle financing solutions make it simple to drive away in your dream car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options can help ease the process and make home ownership more attainable. For those unexpected expenses or debt consolidation needs, our personal loans provide the flexibility you require to get back on track. We understand life can be unpredictable; that's why we're here to support you through it all.

Personal Banking

Managing your day-to-day finances is easy with our personal banking options. We offer checking and savings accounts that fit various lifestyles, ensuring you have the right tools to save for your future. Imagine having a checking account that not only helps you manage expenses but also earns you rewards our credit cards are designed with benefits that make every purchase count.

Digital & Online Banking

Convenient Online Access

With 24/7 online banking services available at https://www.propellcu.org/ , you can check your account balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, you'll have access to real-time account management right at your fingertips.

Eco-Friendly E-Statements

Say goodbye to paper clutter! At Bhcu, we offer e-statements for members who prefer a greener option. This not only helps save trees but also provides instant access to your financial statements whenever you need them.

Mobile Banking Made Easy

Our mobile application is designed for users who want banking on the move. You can easily manage your accounts, deposit checks, and even make person-to-person transfers without any hassle. Plus, with our mobile payments feature, you can make purchases using just your phone no need to carry cash or cards!

Security You Can Trust

Your security is our top priority. We take extra steps to ensure that all transactions are safe and secure, giving you peace of mind while banking online. Although we currently do not support electronic signature authorization, rest assured that your personal information is protected through advanced security measures. Whether you're checking balances from the comfort of your couch or making a quick transfer while out shopping, Bhcu has you covered with reliable digital and online banking services. Join us today and experience the ease of managing your finances in a way that fits your lifestyle!

Financial Strength

Growing Trust Among Members

Total Share Accounts: 18,335, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bhcu is your trusted partner. Visit us at 1 N 5 Points Rd West Chester Pa 19380 or call (610) 595-2929 to learn more about how we can help you achieve your financial goals.

Investment in Future Growth

With $29,608,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $400 in used auto loans and $176,623,120 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $60,699,836 in share certificates and $28,425,511 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $863,908 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $30,914,324, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We know that refinancing can be an excellent way to save money and improve your financial situation. If you're considering refinancing an existing loan or looking for eligibility options, our team is here to help guide you through the process. At Bhcu, we pride ourselves on providing personalized service and support for all our members. If you're interested in learning more about our loan offerings or would like assistance, please don't hesitate to reach out at (610) 595-2929. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 1 N 5 Points Rd West Chester Pa 19380, located in West Chester, PA, and take the first step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,594,497 in used vehicle loans and $2,720,168 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new or used vehicle, we have flexible options to suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $26,350,011 provide the capital needed to grow and expand. We understand that every business is unique, and we work closely with you to find financing solutions that fit your objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,684,178, make buying or refinancing simple. We guide you through each step of the process to ensure you find the best terms available.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,987,731 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit your lifestyle.

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BHCU CREDIT UNION - West Chester, PA