Branch Location & Accessibility
Welcome to Bhcu! Conveniently located at 501 Industrial Hwy Ridley Park Pa 19078, our branch is here to serve the community of Ridley Park, PA with a friendly and welcoming atmosphere. Whether you're dropping by for a quick transaction or need assistance with your financial needs, we aim to make your visit smooth and enjoyable. If you need to send official correspondence, please note that you can do so at our mailing address: 501 Industrial Hwy, Ridley Park, PA 19078. Our branch is situated near several local landmarks, making it easy to find. Parking is readily available, and our facility is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps. We're open Monday through Thursday from 9:00 AM to 5:15 PM, Friday from 7:30 AM to 5:15 PM, and Saturday from 9:00 AM to 12:00 PM. This wide range of hours ensures that you have ample time to visit us at your convenience. At Bhcu, we offer a variety of services tailored to meet your banking needs, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards. Plus, if you're on the go, take advantage of our ATM availability for quick cash withdrawals and balance checks. While we don't currently have drive-thru banking at this location, our team is always ready to assist you inside. If you have any questions or need assistance, feel free to give us a call at (610) 595-2929. We invite you to stop by and experience the exceptional service that Bhcu has to offer! Your financial journey starts here; let's take the next step together!
Member Eligibility
Joining the community at Bhcu is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. To become a member, you'll need to meet some simple eligibility requirements. Generally, if you live, work, worship, or attend school in the local area, you're likely eligible! For specific criteria and details, feel free to check out our resource. Once you're ready to take the next step, opening an account is a breeze just give us a call at (610) 595-2929, and our friendly team will guide you through the process. We can't wait to welcome you into our community here at Bhcu, located at 501 Industrial Hwy Ridley Park Pa 19078!
Financial Strength
At Bhcu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to assure you that our solid financial foundation allows us to provide the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $30,914,324, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $60,699,836 in share certificates and $28,425,511 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $29,608,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio; with $400 in used auto loans and $176,623,120 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $413,787, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $0, while our member base continues to grow with a total of 18,335 share accounts. This reflects the trust our community places in us as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bhcu is your trusted partner. Visit us at 501 Industrial Hwy Ridley Park Pa 19078 or call (610) 595-2929 to learn more about how we can help you achieve your financial goals.
