BHCU Havertown PA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Bhcu, your trusted financial partner located at 1305 W Chester Pike, Havertown, PA 19083. Since our establishment in 1952, we've proudly served the community with a commitment to providing exceptional service and valuable financial solutions. With a robust membership of 8,699 and total assets reaching $242,575,588, we are dedicated to meeting your banking needs. At Bhcu, we understand the importance of personalized service. Our team of 31 employees, led by CEO Gary Golden and Board President Joseph Conte, works diligently to ensure that every member feels valued and supported. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we're here to help you achieve your financial goals. While members can visit us at our branch location in Havertown, official correspondence should be sent to our mailing address at 501 Industrial Hwy, Ridley Park, PA 19078. We invite you to explore our wide range of services designed with you in mind, including online and mobile banking options for your convenience. With total loans amounting to 2,748 and deposits of $2,470,970, we pride ourselves on fostering a secure and reliable environment for your finances. Our commitment extends beyond just numbers; it's about building lasting relationships within the community we serve. Ready to take the next step in your financial journey? Call us today at 610-595-2929 or visit our website at www.propellcu.org for more information about how Bhcu can support you!

Branch History & Mission

Our Mission

At the heart of Bhcu's operations is a mission focused on empowering our members. We aim to offer a full range of personal banking options from checking and savings accounts to auto loans and mortgages all designed with your needs in mind. We believe that financial wellness is key to thriving communities, and we strive to support local initiatives that enhance this well-being. Our mission extends beyond just financial services; we are deeply committed to community support. Through various outreach programs, partnerships with local organizations, and educational workshops, we work tirelessly to uplift those around us. We understand that a strong community benefits everyone, and we are proud to be part of it. While members can visit us at 1305 W Chester Pike, official correspondence should be sent to 501 Industrial Hwy, Ridley Park, PA 19078. Whether you're looking for traditional banking or innovative digital solutions like online banking and mobile payments, we've got you covered. Our branch operates from Monday to Friday between 9:00 AM and 5:00 PM, ensuring you have access when you need it. Bhcu is not just about numbers; it's about people our dedicated team is here for you every step of the way. We invite you to join us and experience the benefits of being part of a community-focused credit union. Let's grow together! For more information or assistance, feel free to reach out at 610-595-2929.

Branch Location & Accessibility

Accessibility and Parking

At our branch, we prioritize your convenience. There's ample parking available right outside our doors, making it simple for you to stop by and take care of your banking errands. Our facility is designed with accessibility in mind, ensuring that everyone can navigate comfortably within our space.

Get in Touch

Ready to experience personalized banking? Give us a call at 610-595-2929 or stop by our branch today! We look forward to welcoming you and helping you achieve your financial goals.

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you need to open an account, apply for a loan, or simply ask a question, our friendly staff is here to assist you during these hours.

Services Offered

At Bhcu's Havertown Branch, we offer a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability on-site, accessing your funds has never been easier. While members can visit us at our branch location for all their banking needs, any official correspondence should be sent to our mailing address at 501 Industrial Hwy, Ridley Park, PA 19078.

Member Eligibility

At Bhcu, we believe that everyone deserves a chance to be part of a supportive community. Joining us is easy and open to those who live, work, or worship in our local area. If you're looking for a place that prioritizes your financial well-being and offers personalized service, you'll find your home here. Our members enjoy a range of benefits, from competitive rates on loans and savings accounts to access to valuable resources that help you achieve your financial goals. To get started, simply check out the eligibility criteria detailed. You'll find everything you need to know about becoming a member. Once you're ready, opening an account is just as straightforward reach out to us at (610) 595-2929 for assistance or stop by our branch at 1305 W Chester Pike Havertown Pa 19083 during our operating hours. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $75 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,350,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments effortlessly while managing your cash flow effectively. Our merchant services offer practical tools that make transactions smooth for both you and your customers. Whether it's setting up point-of-sale systems or online payment solutions, we help streamline your operations so you can focus on what matters most growing your business. Located at 1305 W Chester Pike Havertown Pa 19083 in Havertown, PA, our dedicated team is ready to partner with you. Contact us at (610) 595-2929 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For small business owners in the community, Bhcu offers robust business banking services, including merchant services and business loans tailored specifically for your needs. We understand that running a business comes with its own set of challenges, which is why we are here to support you with financial solutions that can help you thrive.

Digital Banking Features

We know how important it is for our members to stay connected with their finances. That's why we offer comprehensive online and mobile banking features that allow you to manage your accounts seamlessly. With ATM and cash withdrawal services available, accessing your funds has never been easier. Plus, our basic ATM access allows for hassle-free withdrawals and balance checks at convenient locations. If you're ready to take control of your financial future, reach out to us at (610) 595-2929 or visit us at 1305 W Chester Pike Havertown Pa 19083 in Havertown today! Our friendly team is here to answer all your questions and assist you in finding the right financial solutions just for you. Discover all the ways Bhcu can help you achieve your financial goals!

Personal Banking

Our personal banking services start with checking and savings accounts designed to help you manage your finances effortlessly. Imagine having a checking account that not only simplifies daily transactions but also provides you with easy access through online and mobile banking. You can check balances, pay bills, and transfer funds from anywhere at any time. If you're considering a new vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in the car of your dreams. We offer competitive rates and flexible terms that cater to your budget. Additionally, if you're thinking about buying a home or refinancing your existing mortgage, our mortgage loans come with personalized service to guide you through the process. For those unexpected expenses or consolidating debt, our personal loans provide quick access to cash when you need it most. And don't forget about our credit cards with rewards perfect for earning points on your everyday purchases!

Digital & Online Banking

Convenient Online Access

With our 24/7 online banking services available at https://www.propellcu.org/, managing your accounts has never been simpler. You can check balances, transfer funds, and pay bills anytime you want. No more waiting in line or rushing to the bank before closing time!

Easy Mobile Banking

For those who prefer banking on the go, our mobile application makes it even easier. With just a few taps, you can access your accounts right from your smartphone. Plus, our mobile payments feature lets you make purchases quickly and securely just another way we bring convenience to your daily life.

Enhanced Features for Your Needs

Worried about security? Rest assured that all transactions are safeguarded with top-notch encryption technology. You can also opt for e-statements to keep track of your transactions digitally, reducing paper clutter while keeping everything organized. Need to send money to a friend? Our person-to-person transfer feature allows you to send funds instantly without needing cash or checks. It's perfect for splitting dinner bills or sending gifts! While we currently don't support electronic signature authorization, our commitment to providing user-friendly services remains strong. In summary, Bhcu is here to provide you with accessible and efficient online banking solutions that make managing your finances simple and stress-free. Explore all these features today by visiting us online!

Financial Strength

Efficient Operations

Our $413,787 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We are proud to report a total of 18,335 share accounts, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our credit union community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bhcu is your trusted partner. Visit us at 1305 W Chester Pike Havertown Pa 19083 or call (610) 595-2929 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $60,699,836 in share certificates and $28,425,511 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $29,608,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means your financial future is in capable hands.

Solid Capital Foundation

Our net worth ratio of 12.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength allows us to respond effectively to the needs of our community and our members.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $400 in used auto loans and $176,623,120 in total loans and leases. This variety ensures that whether you're purchasing a car or seeking financing for other needs, we have options tailored for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,594,497 in used vehicle loans and $2,720,168 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned car, our flexible terms can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $26,350,011 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to offering solutions that support your success.

Credit Cards and Personal Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $2,987,731 in loans helping members manage their finances effectively, our credit cards offer flexibility and rewards tailored to your lifestyle. Additionally, if you're looking for personal loans for debt consolidation or other needs, we can assist with that as well.

Eligibility and Refinancing Options

We also provide refinancing options for many of our loan products. If you have an existing loan that you'd like to refinance for better rates or terms, reach out to us. Our team is here to discuss eligibility requirements and help you find the best solution. You can reach us at (610) 595-2929 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM at our branch located at 1305 W Chester Pike Havertown Pa 19083, Havertown, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Bhcu can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,684,178, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand each step and can secure the best possible terms for your mortgage.

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BHCU CREDIT UNION - Havertown, PA

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