Bethpage Credit Union West Babylon NY | Top Checking & Auto Loans

Introduction

Welcome to Bethpage, your trusted financial partner located at 555 W Montauk Hwy, West Babylon, NY 11704. Since our establishment in 1941, we have been dedicated to serving our community with reliable banking solutions tailored to meet the needs of our members. With a strong membership base of over 483,903 individuals, we pride ourselves on being more than just a credit union; we're a vital part of your local community. At Bethpage, we understand that financial decisions are significant. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business financing. Our total assets stand at an impressive $13,309,612,562, allowing us to provide you with competitive rates and innovative products. Our commitment to excellence is reflected in our total deposits of $167,721,082 and a solid net worth of $1,203,585,615. Our leadership team is devoted to your success. Under the guidance of CEO Linda Armyn and Board President Anne Brigis, we aim to foster an environment where members feel valued and empowered. With a dedicated staff of 867 employees, we are here to assist you every step of the way. Whether you want to visit us in person or prefer online banking from the comfort of your home, we've got you covered! For any inquiries or assistance, feel free to reach out at 631-649-1614 or explore our offerings at Bethpage's website. Join us as we continue to build a brighter financial future together!

Branch History & Mission

At Bethpage, we pride ourselves on our rich history and unwavering commitment to serving the community. Since opening our doors in 1941, we have dedicated ourselves to helping individuals and families in West Babylon, NY, achieve their financial goals. Located at 555 W Montauk Hwy, our branch has become a trusted resource for over 483,000 members who count on us for their banking needs. Throughout the years, Bethpage has evolved significantly. We began as a small credit union focused on serving local residents and have grown into a robust institution with total assets exceeding $13 billion. Our growth reflects not only our success but also our deep connection to the community. We are proud to offer a wide range of services that cater to personal and business banking needs alike. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to provide solutions that empower our members financially. Our mission at Bethpage is simple yet profound: we aim to provide exceptional financial services while fostering a strong sense of community support. We believe that banking should be more than just transactions; it should be about building relationships and making a positive impact in people's lives. Our outreach initiatives emphasize this mission, as we partner with local organizations to assist those in need and promote financial literacy throughout West Babylon. While members can visit us at our branch address, official correspondence should be sent to the same location: 555 W Montauk Hwy, West Babylon, NY 11704. With operating hours designed for convenience Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM we're here when you need us most. In addition to traditional banking services, we embrace technology by offering online and mobile banking options that are accessible anytime, anywhere. Our commitment extends beyond just financial services; we also ensure ADA compliance so that everyone in our community can access our offerings without barriers. With an ATM available for quick cash access and drive-thru banking for your convenience, we strive to make your experience as smooth as possible. Whether you're stopping by for everyday banking or looking for specific financial advice, our friendly staff is ready to assist you. Join us at Bethpage and become part of a community-focused credit union where your voice matters. Experience firsthand how we can help you achieve your financial dreams while contributing positively to the vibrant community of West Babylon. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

Our branch is fully equipped with ADA-compliant features, ensuring everyone can access our services comfortably. We offer ample parking for both members and visitors, so you won't have to worry about finding a spot when you visit us. If you're in need of quick transactions, our drive-thru service is here to help you bank on the go.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours to suit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. The drive-up hours are slightly earlier, starting at 8:30 AM on weekdays and also open on Saturdays.

Services Offered

At the Bethpage branch, we provide a wide range of banking services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgage refinancing. We also have an ATM available for quick cash withdrawals and balance checks. Plus, if you're a member of one of our partner credit unions, you can take advantage of shared services right here at our location. While members can visit us at 555 W Montauk Hwy, official correspondence should be sent to the same address for convenience. Should you have any questions or require assistance, feel free to reach out by calling us at (631) 649-1614. We invite you to come by and experience all that we have to offer at the Bethpage branch your financial needs are our top priority!

Member Eligibility

Becoming a member of Bethpage is like joining a caring family dedicated to your financial well-being. We welcome individuals who live, work, worship, or attend school in our community. If you meet these simple criteria, you're already on your way to enjoying all the perks that come with membership! You'll gain access to personalized services, competitive rates, and a supportive environment where your needs matter. To explore the specifics of eligibility, feel free to visit our detailed resource at . When you're ready to take the next step, opening an account is easy and straightforward. Just head over to our account opening page at https://www.bethpagefcu.com/more/apply/, and you'll find all the guidance you need. If you have any questions or need assistance, don't hesitate to reach out to us at (631) 649-1614. We're here to help you become part of our community at Bethpage, located at 555 W Montauk Hwy West Babylon Ny 11704!

Business Banking & Commercial Services

Lending Support

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $542 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,729,942,660, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine running your shop and knowing that your customers can pay easily through various options, making transactions smooth and efficient. Our services can help streamline operations so you can focus more on what matters growing your business. Explore how Bethpage, located at 555 W Montauk Hwy West Babylon Ny 11704, West Babylon, NY, can be your partner in success! For more information, reach us at (631) 649-1614 or visit our website.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, we offer robust business banking solutions including merchant services and business loans. We understand the challenges of running a business and are here to support you every step of the way.

Convenient Access to Your Money

Accessing your funds has never been easier with our ATM and cash withdrawal services available 24/7. Need assistance with quick transactions? Our drive-thru service allows for easy deposits and withdrawals without leaving your car. Plus, if you're a member of a partner credit union, enjoy basic shared branch transactions for added convenience.

Credit Cards with Benefits

Our credit cards come with rewards that enhance your spending power. Enjoy cash back on purchases while managing your expenses wisely. Whether you're buying groceries or planning a vacation, our credit cards are designed to benefit you.

Embracing Digital Solutions

In today's world, digital solutions are key to managing finances efficiently. With features like online banking, mobile payments, person-to-person transfers, and electronic statements, you can handle your banking needs right from your smartphone or computer. At Bethpage, we believe in empowering our members with the tools they need to succeed financially. If you have any questions or would like more information about our services, please feel free to reach out at (631) 649-1614. We're here to help you achieve your financial goals! Ready to get started? Visit us at West Babylon today!

Financing Your Dreams

When it comes to financing, we've got you covered. Whether you're dreaming of a new car or need funds for unexpected expenses, our auto loans and vehicle financing options provide competitive rates and flexible terms. If you're considering buying a home or refinancing your current mortgage, our mortgage loans can make that process smoother than ever. And if you're looking to consolidate debt or cover personal expenses, our personal loans are here to help you regain control over your finances.

Personal Banking Made Easy

We understand that managing finances can be overwhelming. That's why we offer personal banking services such as checking and savings accounts designed to fit your lifestyle. Our accounts are user-friendly and accessible through online and mobile banking, allowing you to check your balance, transfer funds, and pay bills from anywhere at any time.

Digital & Online Banking

Always Accessible

Accessibility and ease-of-use are at the heart of our digital services. Whether you prefer using a computer or a mobile device, managing your accounts has never been easier. With real-time account management available through our online platform, you're always in control of your finances. Join us today at Bethpage and experience the convenience of modern banking tailored to fit your lifestyle!

Mobile Banking Made Easy

Our mobile application brings all the power of online banking right to your fingertips. With features like mobile payments, you can make purchases quickly and easily from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple to share funds instantly. Security is a top priority for us at Bethpage. We use electronic signature authorization for secure transactions and ensure that your information is protected while you bank online. You can rest easy knowing that your financial data is safe with us.

Financial Strength

At Bethpage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to providing reliable services and support. With a net worth of $1,203,585,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $922 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,734,448,073 in share certificates and $2,491,477,814 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,091,358, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,178,222,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $20,332 in used auto loans and $9,867,172,264 in total loans and leases, supporting members' financial goals across various sectors. Although our current net income stands at $0, it reflects our operational efficiency. We also take pride in having 850 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,079,101, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bethpage is your trusted partner. Visit us at 555 W Montauk Hwy West Babylon Ny 11704 or call (631) 649-1614 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,553,911 in used vehicle loans and $283,691,744 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or need assistance with a reliable used car, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $1,729,942,660 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, our dedicated team is ready to assist you. At Bethpage, we are committed to providing personalized service and expert guidance throughout your borrowing experience. If you're interested in any of our loan offerings or need more information about refinancing options, don't hesitate to reach out. You can contact us at (631) 649-1614 during our operating hours: Lobby: Mon-Thurs 9:00 am-5:00 pm, Fri 9 am-6:00 pm, Sat 9:00 am-2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product that fits your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,122,555,836, make buying or refinancing simple. We provide competitive rates and terms tailored to fit your budget. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may save you money.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $92,568,353 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits to make your spending work for you.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers displayed are fair and transparent. By relying on accurate data, LendMesh helps users navigate the often confusing landscape of loan options without fear of hidden fees or misleading information.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each listing you see on LendMesh has been vetted for accuracy, so you can trust that you're seeing genuine offers. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that every loan option is presented equally, allowing you to compare based solely on rates and terms. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find competitive offers tailored to their needs. This feature allows for swift decision-making without compromising quality or accuracy. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the confidence many have in using this tool to secure the best possible financing options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Bethpage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Lending Support

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenient Access to Your Money

Credit Cards with Benefits

Embracing Digital Solutions

Financing Your Dreams

Personal Banking Made Easy

Digital & Online Banking

Always Accessible

Mobile Banking Made Easy

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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