Bethpage Credit Union Central Islip NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Bethpage, your trusted partner in financial wellness! Located at 233 S Research Pl, Central Islip, NY 11722, our branch has proudly served the community since 1941. With a commitment to fostering strong relationships with our members, we are dedicated to providing exceptional service and support tailored to meet your unique financial needs. At Bethpage, we believe in the power of community. That's why we are proud to have a robust membership base of over 483,903 individuals who trust us with their financial goals. Our total assets stand at an impressive $13,309,612,562, demonstrating our stability and ability to offer diverse financial products. Whether you're looking for personal banking services, auto loans, or business financing solutions, we've got you covered. Under the leadership of CEO Linda Armyn and Board President Anne Brigis, our team of 867 employees is here to ensure you feel valued and supported every step of the way. We are not just about numbers; we strive to make a positive impact in our members' lives by providing them with valuable resources and guidance. While you can visit us at our branch for personalized service, please remember that official correspondence should be sent to our mailing address: 233 S. Research Place, Central Islip, NY 11722. If you have any questions or need assistance, don't hesitate to reach out! Call us at 631-234-2629 during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us at Bethpage and discover how we can help you achieve your financial dreams. Visit our website at bethpagefcu.com for more information or to apply for an account today!

Branch History & Mission

At Bethpage, we take pride in a rich history that spans over eight decades, ever since we opened our doors in 1941. Located at 233 S Research Pl, Central Islip, NY 11722, our branch has become a cornerstone of the community, dedicated to serving and supporting our members through every financial journey. Over the years, Bethpage has evolved significantly. From humble beginnings, we have grown into a robust credit union with a membership of 483,903 and total assets reaching an impressive $13,309,612,562. Our commitment to providing exceptional service and fostering financial well-being has always been at the heart of what we do. As we've expanded our services to include personal banking, auto loans, mortgages, and business banking solutions, we have remained focused on building relationships with our members and understanding their unique needs. Our mission is clear: to empower our members by offering accessible financial services while actively engaging with the community. We believe that everyone deserves access to quality financial products that can help them achieve their goals. This belief drives us to provide personalized service and innovative solutions tailored to each member's circumstances. While you can visit us at 233 S Research Pl, official correspondence should be sent to our mailing address: 233 S. Research Place, Central Islip, NY 11722. We invite you to take advantage of our convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM making it easy for you to meet your banking needs. We understand the importance of technology in today's world; hence we offer services like online banking and mobile payments for your convenience. Our commitment to accessibility extends beyond digital platforms as we ensure ADA compliance at all our locations. Community involvement remains a pillar of our mission. We are proud of our partnerships with local organizations and ongoing outreach efforts designed to support those in need within Central Islip and beyond. Whether it's through financial education programs or charitable contributions, we strive to make a positive impact on the lives of those around us. If you're looking for a credit union that values people over profits and puts your needs first, join us at Bethpage! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Call us at 631-234-2629 or visit our website today!

Branch Location & Accessibility

Accessibility and Parking

At Bethpage Credit Union, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious entrances. Plus, ample parking is available right outside for your convenience.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 631-234-2629. We look forward to serving you! Visit us soon at Bethpage Credit Union where your financial goals are within reach!

Operating Hours

We know that life can get busy, so we've tailored our hours to fit your schedule. Our lobby is open from 9 AM to 5 PM Monday through Thursday, extending until 6 PM on Fridays and offering Saturday hours from 9 AM to 2 PM. We aim to be there when you need us!

Services Offered

Our branch offers a variety of services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. We also provide business banking solutions like merchant services and business loans. For those who prefer digital banking, take advantage of our online and mobile banking features. Additionally, we offer ATM services for quick cash withdrawals and balance checks. While we don't have drive-thru banking available at this location, our shared service center allows for basic transactions such as deposits and withdrawals for partner credit union members.

Member Eligibility

At Bethpage, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and open to anyone who lives, works, or worships in our area. If you have family members already in the credit union, you're also welcome to join us! Membership comes with fantastic benefits like personalized financial services, competitive loan rates, and easy access to online banking tools that make managing your money a breeze. To get started, all you need to do is visit us at our branch located at 233 S Research Pl Central Islip Ny 11722 or give us a call at (631) 234-2629 for more information. You can also check out the detailed eligibility criteria on our website at . When you're ready to open an account, you can find everything you need at https://www.bethpagefcu.com/more/apply/. Joining Bethpage means joining a family that truly cares about your financial well-being!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $542 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,729,942,660, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments easily and manage transactions efficiently. Our merchant services do just that. Whether you're running a retail shop or a service-based business, our solutions can help you streamline operations and enhance customer satisfaction. By providing various payment options, you can meet your customers where they are, making every transaction smooth and hassle-free. Located at 233 S Research Pl Central Islip Ny 11722, Central Islip, NY 11722, we invite you to discover how Bethpage can partner with you on your journey toward success. Reach out to us today at (631) 234-2629 or visit our website for more information!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? With ATMs available at our branch and partner locations, accessing your funds is simple and hassle-free. You can withdraw cash or check balances without stepping inside the branch perfect for those busy days.

Auto Loans & Vehicle Financing

If you're planning to buy a new car or refinance an existing loan, our auto loans come with competitive rates and flexible terms. Picture driving off in your dream vehicle with a loan that fits comfortably within your budget. Our team can help you navigate the financing process smoothly, ensuring you get the best deal possible.

Business Banking

For small business owners, we understand that managing finances can be challenging. That's why we offer tailored solutions such as merchant services and business loans to help grow your business. Whether you're just starting out or looking to expand, we have the tools and resources to support your entrepreneurial dreams.

Credit Cards with Rewards

Make everyday purchases work for you with our credit cards that offer rewards. Enjoy benefits like cashback on purchases or points toward travel. This means that every time you swipe your card, you're not just spending; you're earning rewards that bring extra value back into your life.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we're here to make it easier for you. Our mortgage loans cater to various needs, whether you're buying your first home or looking to refinance an existing mortgage. With personalized guidance from our experts, you'll find options that suit your situation and help you achieve your homeownership goals.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We offer flexible options that can help you manage your day-to-day finances effectively. Imagine having the freedom to access your funds anytime through our convenient online and mobile banking platforms. You can check balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to provide quick access to cash when you need it most, whether it's for a major purchase or consolidating debt into manageable payments. Think about how relieving it would be to simplify multiple payments into one easy monthly payment.

Shared Branch Transactions

If you're a member of another credit union, don't worry! We also facilitate basic shared branch transactions like deposits and withdrawals for partner credit union members. This ensures that no matter where you are, accessing your accounts remains convenient. At Bethpage, we're committed to providing comprehensive financial services tailored just for you. If you'd like more information about any of these offerings or want assistance getting started, don't hesitate to reach out at (631) 234-2629. We look forward to serving you!

Digital & Online Banking

Accessibility & Ease-of-Use

Our digital banking services are designed with you in mind. The user-friendly interface ensures that even if you're not tech-savvy, you'll find everything you need without any hassle. With features like mobile payments, paying for purchases is easier than ever just tap and go! At Bethpage, we believe that financial management should be empowering, not complicated. With real-time access to your accounts, you can monitor spending, set budgets, and make informed decisions about your finances whenever it suits you. Join us today at Bethpage and discover how our digital banking services can enhance your financial experience!

Key Services Available

With our online banking platform, accessible at https://www.fourleaffcu.com/, you can check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple to share cash quickly and securely. Plus, if you're always on the move, our mobile application allows you to manage your accounts right from your smartphone. Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are protected and authorized by you alone. You can also opt for e-statements, which not only help you stay organized but also reduce paper waste a win for you and the environment.

Financial Strength

Growing Community Trust

We are honored to have built a strong member base with 1,079,101 share accounts. This growth speaks volumes about the trust our community has placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bethpage is your trusted partner. Visit us at 233 S Research Pl Central Islip Ny 11722 or call (631) 234-2629 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Investments

Members' savings are secured through $4,734,448,073 in share certificates and $2,491,477,814 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,091,358, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,203,585,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $922 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $1,178,222,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we support your financial goals with $20,332 in used auto loans and a total of $9,867,172,264 in loans and leases.

Strong Operational Performance

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 850 full-time employees and 17 part-time employees who are dedicated to serving you with expertise.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,553,911 in used vehicle loans and $283,691,744 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Plus, if you're interested in refinancing your current auto loan, we have options available to make your payments even more manageable.

Business Loans

For business owners, our outstanding commercial loans totaling $1,729,942,660 provide the capital needed to grow and expand. We recognize that every business has unique needs and are committed to supporting local entrepreneurs through tailored financing solutions. At Bethpage located at 233 S Research Pl Central Islip NY 11722, we're dedicated to providing personal service and support for all our loan offerings. If you're interested in learning more about any of these options or want assistance with the application process, don't hesitate to reach out! You can contact us at (631) 234-2629 or visit our website for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Bethpage Credit Union, we believe in helping you secure the financial future you deserve!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,122,555,836, making buying or refinancing simple. We aim to make the process as smooth as possible so you can focus on settling into your new home. If you're considering refinancing your existing mortgage, our team is here to help you explore eligibility options tailored to your circumstances.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky without a reliable credit card. That's why we also offer flexible terms on unsecured credit card loans, with a total of $92,568,353 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases without tying up your cash reserves.

Loan Aggregator

Benefits of Using LendMesh

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Bethpage

Type of Loan Offerings

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Parking

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Shared Branch Transactions

Digital & Online Banking

Accessibility & Ease-of-Use

Key Services Available

Financial Strength

Growing Community Trust

Member Savings and Investments

Our Financial Health

Reinvesting for Your Benefit

Strong Operational Performance

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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