Bethpage Bay Shore NY Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Bethpage at 591 E Main St, Bay Shore, NY 11706! Established in 1941, our credit union has been a trusted partner for over 483,903 members, helping them achieve their financial goals. At Bethpage, we pride ourselves on being more than just a financial institution; we are a community-focused organization committed to providing personalized services that truly make a difference in our members' lives. With total assets exceeding $13.3 billion, we have the resources and expertise to support you through every stage of your financial journey. Whether you're looking for competitive rates on auto loans, mortgages, or personal loans, our extensive offerings are designed with your needs in mind. We currently manage over $167 million in deposits and have provided more than 141,000 loans, ensuring that our members have access to the funds they need when they need them. Our leadership team, led by CEO Linda Armyn and Board President Anne Brigis, is dedicated to fostering an environment of trust and transparency. They work tirelessly to ensure that Bethpage remains a safe haven for your money while also promoting responsible lending practices. While members can visit us at our branch location in Bay Shore, official correspondence should be sent to the same address: 591 E Main Street, Bay Shore, NY 11706. Feel free to reach out to us at 631-892-8120 for any questions or assistance regarding your accounts. At Bethpage, we understand that banking goes beyond transactions; it's about building relationships and enhancing lives within our community. Join us today and experience the difference that comes with being part of a member-driven credit union where your needs always come first! Ready to take the next step? Visit our website at Bethpage FCU or stop by our branch today!

Branch History & Mission

Embracing Innovation

As technology continues to advance, so do we. At Bethpage, we understand the importance of providing digital solutions that enhance your banking experience. Our online and mobile banking platforms offer convenience at your fingertips, allowing you to manage your finances anytime, anywhere. We also prioritize accessibility; our facilities are ADA compliant, ensuring everyone can benefit from our services.

Join Us Today!

We invite you to become part of the Bethpage family. Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community-focused credit union. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM or give us a call at (631) 892-8120. Together, let's build a brighter future!

Our Journey

From humble beginnings, Bethpage has steadily expanded its reach and capabilities. Initially opened to provide essential banking services, we have grown alongside our members, now proudly boasting a total membership of over 483,903. Our commitment to excellence is reflected in our impressive total assets, which currently stand at an astounding `$13,309,612,562`. This growth is not just about numbers; it signifies our ability to help individuals and families achieve their financial goals. Located at 591 E Main St Bay Shore Ny 11706, our branch is easily accessible for all residents in the area. We invite you to visit us in person, where you'll find a welcoming environment designed for your comfort and convenience. If you prefer to send official correspondence, please use our mailing address: 591 E. Main Street, Bay Shore, NY 11706.

Our Mission

The mission of Bethpage is simple yet profound: we aim to provide personalized financial solutions while fostering strong community ties. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. We strive to make banking easy and approachable for everyone. In addition to traditional banking services, we are committed to being a responsible member of the Bay Shore community. We actively participate in outreach programs and partnerships that support local initiatives and help those in need. By doing so, we not only invest in our members' financial futures but also contribute to the overall well-being of the neighborhoods we serve.

Branch Location & Accessibility

Accessibility and Features

At Bethpage, we pride ourselves on being accessible to all members. The branch is equipped with ADA-compliant features, including ramps for easy entry and ample parking space for your convenience. We understand that your time is valuable, which is why our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Connect with Us

If you have any questions or need assistance, don't hesitate to call us at 631-892-8120. We're excited to serve you and help make your banking experience smooth and enjoyable. Come visit us today at Bethpage in Bay Shore your local credit union dedicated to your financial success!

Services Offered

When you step into our branch, you'll find a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have solutions tailored for you. If you're looking for business banking services or need assistance with online and mobile banking, our team is ready to help. Additionally, we offer ATM access for cash withdrawals and balance checks without any hassle. Even though we don't have drive-thru service at this location, our shared service center allows partner credit union members to complete basic transactions such as deposits and withdrawals conveniently.

Member Eligibility

At Bethpage, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying all the benefits we offer. If you're looking to join us at our Bay Shore location, located at 591 E Main St Bay Shore Ny 11706, we welcome individuals who live, work, or worship in the area, as well as their family members. This means you can easily become part of our family if you meet these simple criteria. By joining Bethpage, you'll gain access to personalized banking services tailored to your needs, competitive loan rates, and a host of other valuable resources designed to help you thrive financially. To make the process even easier, opening an account with us is straightforward! Just visit our account opening page at https://www.bethpagefcu.com/more/apply/ or give us a call at (631) 892-8120 for any questions you might have. We're here to guide you through every step of your membership journey! For more detailed eligibility information, please check out our resource at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's market, having reliable payment processing is crucial for any business. Our merchant services are designed to simplify transactions and enhance customer satisfaction. Picture a busy café that can quickly accept payments via mobile devices or credit cards, ensuring customers enjoy their coffee without delay. By choosing Bethpage, you not only gain access to essential financial products but also a partner dedicated to your success. Located at 591 E Main St Bay Shore Ny 11706 in Bay Shore, NY, we're here to help your business thrive. Reach out today at (631) 892-8120 to learn more about how we can support your journey!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $542 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,729,942,660, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect With Us

Whether you're looking for personal banking services or business solutions, Bethpage is here for you. Feel free to reach out at (631) 892-8120 if you have any questions about how we can assist you. Our friendly team is ready to help you navigate through our offerings. Join us at Bay Shore, where your financial goals become our priority! Visit us today or explore more about our services on our website.

Credit Card Rewards and Business Banking

At Bethpage, we understand that rewards matter. That's why our Credit Cards with Rewards program gives you benefits for everyday purchases, making it easier to earn points while managing your expenses. For local businesses, we offer comprehensive Business Banking services. From merchant services that simplify payment processing to Business Loans designed to help your enterprise grow, we're here to support you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking features. You can access your accounts anytime, anywhere, making it easy to check balances, transfer funds, and pay bills without visiting a branch. Our ATM & Cash Withdrawal Services ensure you have access to your money when you need it most. We also participate in shared branching transactions, allowing members of partner credit unions to perform basic deposits and withdrawals at our location seamlessly. This feature expands your access and convenience even further.

Personal Banking Solutions

For individuals and families, we offer a variety of Personal Banking options. You can open checking and savings accounts that fit your lifestyle, allowing you to manage your money effortlessly. Imagine easily accessing your funds online or through our mobile app, making deposits and withdrawals right from your phone. We also provide Auto Loans & Vehicle Financing to help you get behind the wheel of your dream car without breaking the bank. If you're considering homeownership or want to refinance an existing mortgage, our Mortgage Loans & Refinancing solutions are designed with competitive rates and flexible terms. And for those unexpected expenses or plans that require extra cash, our Personal Loans & Debt Consolidation options can provide the financial relief you need.

Digital & Online Banking

Convenience at Your Fingertips

With mobile payments enabled, you can make purchases directly from your phone. Imagine leaving your wallet behind but still having everything you need right in your pocket! Whether you're shopping at the store or dining out, paying is quick and hassle-free. In addition to these features, our online banking platform allows for real-time account management. You'll have full control over your finances without having to visit the branch physically. This means more time for you and less stress about managing your money. Join us at Bethpage today and discover how our digital banking services can simplify your life. Visit us at https://www.fourleaffcu.com/ for more information or give us a call at (631) 892-8120. Your financial journey is important to us, and we're here to help every step of the way!

Key Features

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? With our person-to-person transfers feature, it's as simple as sending a text! Plus, our mobile application makes banking even more convenient. You can download it on your smartphone for quick access to all your banking needs. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and verified. You can also enjoy e-statements, making it easier than ever to keep track of your finances without the clutter of paper statements.

Financial Strength

Commitment to Growth

Our success is also highlighted by $1,178,222,474 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $20,332 in used auto loans and $9,867,172,264 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $4,734,448,073 in share certificates and $2,491,477,814 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,091,358, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts stand at 1,079,101, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bethpage is your trusted partner. Visit us at 591 E Main St Bay Shore Ny 11706 or call (631) 892-8120 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,203,585,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $922 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,553,911 in used vehicle loans and $283,691,744 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your monthly payments or improve your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $1,729,942,660 provide the capital needed to grow and expand. Whether you're looking for a startup loan or funds for an existing business, we're here to support your venture. At Bethpage, we pride ourselves on transparent lending practices and comprehensive support throughout your borrowing journey. If you're interested in learning more about our loan products or checking your eligibility, feel free to reach out at (631) 892-8120. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Credit Lines and Unsecured Credit Cards

For those needing additional flexibility, we offer total credit lines amounting to $1,805,379,575. Additionally, our unsecured credit card loans total $92,568,353, providing members with a convenient way to manage their finances without tying up assets as collateral. With flexible repayment options and rewards programs available, our credit cards are designed with your lifestyle in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,122,555,836, make buying or refinancing simple. Our experienced team will guide you through the process, ensuring you understand every step along the way.

Loan Aggregator

Building Trust Through User Experiences

Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight how LendMesh has made a difference for many looking for better borrowing terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh takes accuracy seriously. All loan offers are sourced from legitimate financial institutions. This means that users can trust the data they see on the platform. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows users to find the best options without feeling swayed by advertising dollars. With real-time rate comparisons, users benefit from up-to-date information on loan rates from multiple institutions. This helps borrowers make informed decisions based on current market conditions rather than outdated figures.

Bethpage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Embracing Innovation

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility and Features

Connect with Us

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Supporting Business Growth

Comprehensive List Of Services

Connect With Us

Credit Card Rewards and Business Banking

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Convenience at Your Fingertips

Key Features

Financial Strength

Commitment to Growth

Member Savings and Investments

Member Trust

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Building Trust Through User Experiences

Ensuring Accurate Loan Comparisons

Join Our Community