Bethlehem 1st Credit Union Bethlehem PA

Introduction

Welcome to Bethlehem 1st, where our commitment to serving our members goes beyond just banking it's about building a community. Located at 2317 Easton Ave, Bethlehem, PA 18017, we have been a cornerstone of financial support since our establishment in 1935. With a proud history and a focus on member satisfaction, we currently serve 4,475 members, providing personalized services tailored to meet your financial needs. At Bethlehem 1st, we understand the importance of trust when it comes to managing your finances. Our total assets stand strong at $67,365,534, reflecting our dedication to sound financial practices and stability. We are equally proud of our total deposits amounting to $6,726,830, showcasing the confidence our members place in us. While you can visit us directly at our branch for all your banking needs, official correspondence should be sent to the same address: 2317 Easton Ave, Bethlehem, PA 18017-5009. Under the leadership of CEO Shannon Scribner and Board President Donald Sillivan, Jr., our team of dedicated professionals 9 employees strong is here to ensure that you receive top-notch service every time you reach out. Whether you're looking for loans or simply want to explore how we can help you save better, we invite you to discover the benefits of membership with us. Our total loans exceed 1,709, ready to assist you in fulfilling your financial goals. Don't hesitate to reach out! You can call us at 610-691-0041 during business hours Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, or Thursday until 6:00 PM. Explore more about what we offer by visiting our website at beth1st.org, and see how we can partner with you on your financial journey today!

Branch History & Mission

At Bethlehem 1st, we take pride in our long-standing tradition of serving the community since our establishment in 1935. Nestled in the heart of Bethlehem, PA, at 2317 Easton Ave, our branch has been a cornerstone for financial growth and stability for generations. With a dedicated membership of 4,475 individuals, we have consistently focused on building strong relationships and enhancing the financial wellbeing of our members. Over the years, Bethlehem 1st has evolved to meet the changing needs of our community while staying true to our mission: to provide accessible financial services that empower individuals and foster community support. Our total assets now stand at an impressive $67,365,534, reflecting our commitment to sound financial management and our members' trust. We believe that every member deserves quality service, which is why we have embraced digital advancements like online banking to make managing finances easier and more efficient. While you can visit us at 2317 Easton Ave, official correspondence should be sent to our mailing address at 2317 Easton Ave, Bethlehem, PA 18017-5009. Our operating hours are designed with your convenience in mind: Monday, Tuesday, Wednesday, and Friday from 9:00 AM to 5:00 PM, and Thursday from 9:00 AM to 6:00 PM. At Bethlehem 1st, we understand that being part of a credit union means more than just transactions; it's about creating a supportive environment where members can thrive. Our mission goes beyond offering loans and savings accounts; it encompasses engaging with our community through outreach initiatives and partnerships that uplift those around us. As we move forward, we remain committed to ensuring ADA compliance and providing customer-centric services that cater to everyone. While we currently do not offer ATM or drive-thru banking services, our team is always ready to assist you in person or via phone at 610-691-0041. We invite you to join us at Bethlehem 1st, where together we can achieve your financial goals while contributing positively to our vibrant community. Discover the benefits of membership by visiting us today!

Branch Location & Accessibility

Operating Hours

At Bethlehem 1st, we aim to make banking as convenient as possible. Our lobby hours are designed with your busy schedule in mind: we're open Monday, Tuesday, Wednesday, and Friday from 9:00 AM to 5:00 PM, and on Thursdays until 6:00 PM. We hope these hours fit well into your routine!

Parking and Accessibility

We understand the importance of accessibility for all our members. Our location offers ample parking with easy access to the entrance. The branch is designed with ADA compliance in mind, ensuring that everyone can enter and navigate comfortably.

Reach Out Anytime

If you have any questions or would like more information about our services, feel free to give us a call at 610-691-0041. We invite you to stop by soon our doors are always open for you! At Bethlehem 1st, we're committed to providing excellent service and helping you achieve your financial goals.

Services Offered

Although we currently do not offer drive-thru service or ATM facilities at this branch location, our team is ready and available to assist you with a variety of services right inside the branch. Whether you're looking for help with loans or just have questions about your account, our knowledgeable staff is here for you.

Member Eligibility

Becoming a member of Bethlehem 1st is like joining a close-knit family that truly cares about your financial well-being. At our branch located at 2317 Easton Ave Bethlehem Pa 18017, we welcome individuals who live, work, or worship in our community, as well as their family members. This means that if you're looking for a supportive place to manage your finances, you're likely eligible to join us! We pride ourselves on offering personalized service and a variety of financial products tailored just for you. To get started on this journey, simply visit our eligibility page at https://www.beth1st.org/credit-union-benefits for more details on how you can become part of our community. If you're ready to open an account, check out the simple steps outlined at https://www.beth1st.org/copy-of-loans . Should you have any questions, feel free to give us a call at (610) 691-0041; we're here to help!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine processing payments effortlessly while focusing on what you do best running your business. Our merchant services offer easy solutions that allow you to accept payments quickly and securely. From card transactions to online payment options, we provide the tools you need to keep your cash flow steady and your customers happy. Located at 2317 Easton Ave Bethlehem Pa 18017, Bethlehem, PA, we're here to help your business thrive. Contact us at (610) 691-0041 or visit our website at https://www.beth1st.org/ to learn more about how we can partner with you on your path to success!

Comprehensive List Of Services

Accessible Support

If you ever have questions or need assistance, don't hesitate to reach out! You can contact us at (610) 691-0041 during our operating hours: Monday, Tuesday, Wednesday, and Friday from 9:00 AM to 5:00 PM, and Thursday until 6:00 PM. Our friendly staff is here to ensure you have the support you need. At Bethlehem 1st, we're dedicated to providing a comprehensive suite of services tailored to fit your lifestyle. Explore all that we have to offer by visiting us online at https://www.beth1st.org/ or stop by our branch today! Your financial goals matter to us let's achieve them together!

Banking Made Easy

Understanding how busy life can get, we provide essential services that help you manage your money efficiently. While our main offering is ATM Services Only, this service ensures that you have access to your funds whenever you need them. Whether it's withdrawing cash for a night out or checking your balance on the go, our ATMs are there to help simplify your banking experience.

Digital Convenience

In today's fast-paced world, we know that digital options are important. That's why we've integrated features like online banking into our services. Members can easily check balances, transfer funds, and keep track of their accounts from the comfort of their homes or while on the move. This means no more long waits in line your bank is always just a click away!

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the availability of e-statements. You can say goodbye to paper clutter and enjoy instant access to your account statements right from your computer or mobile device. This not only helps you stay organized but also contributes to a greener planet! If you're always on the go, you'll appreciate our user-friendly mobile application. Whether you want to check your balance, transfer funds, or review recent transactions, everything is just a tap away. While we currently don't support mobile payments or person-to-person transfers, our app ensures you have everything you need for managing your accounts effectively.

Security and Accessibility

Your security is our priority. We use advanced measures to keep your information safe while giving you peace of mind that your finances are secure. Plus, with 24/7 online banking services available, you can manage your money whenever it suits you best no more waiting in line at the branch! Although we don't offer electronic signature authorization at this time, our commitment to providing an easy and efficient banking experience remains strong. Our goal is to ensure that every member feels confident and empowered when handling their finances. In summary, Bethlehem 1st offers an array of digital services that make banking simple and accessible for everyone. Take advantage of our online tools today and experience the ease of managing your money at your convenience!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 7,154, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bethlehem 1st is your trusted partner. Visit us at 2317 Easton Ave Bethlehem Pa 18017 or call (610) 691-0041 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $7,156,671 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $497 in used auto loans and $22,884,179 in total loans and leases.

Operational Efficiency

Our $504,930 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $7,487,792 in share certificates and $4,283,234 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $8,099,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,202 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,195,852 in used vehicle loans and $1,563,419 in new vehicle loans already helping members get on the road. Whether you're interested in a new model or a reliable pre-owned vehicle, our team is here to guide you through the financing process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,944,383, make buying or refinancing simple. We're dedicated to making your home-buying experience as smooth as possible. If you're considering refinancing your current mortgage, we also have options available that may suit your needs.

Unsecured Credit Card Loans

For those looking for financial flexibility, we offer unsecured credit card loans with a total of $574,686 in loans helping members manage their finances effectively. These cards come with various benefits and can be an excellent way to handle everyday expenses without the need for collateral. If you're interested in learning more about our loan offerings or would like to see if you qualify for any of our products, feel free to reach out! You can contact us at (610) 691-0041, visit us at 2317 Easton Ave Bethlehem Pa 18017, or explore our services online at https://www.beth1st.org/ . We're here to support you on your financial journey!

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BETHLEHEM 1ST FEDERAL CREDIT UNION