BEST FINANCIAL CREDIT UNION - Spring Lake, MI

Welcome to Best Financial Credit Union Spring Lake Branch, where your financial well-being is our top priority! Located at 612 W Savidge St, Spring Lake, MI 49456, we have proudly served our community since 1955. With a strong commitment to our members, we provide a range of personalized banking solutions designed to help you achieve your financial goals. At Best Financial, we're more than just a credit union; we're a supportive partner in your financial journey. Our dedicated team, led by CEO Morgan Rescorla and Board President Shontaye Witcher, works tirelessly to ensure you receive exceptional service tailored to your needs. With over 13,411 members and total assets exceeding $139 million, we are well-equipped to support your ambitions. Whether you're looking for auto loans, mortgages, or everyday banking services, we've got you covered. Our total deposits stand at an impressive $8,279,145, allowing us to offer competitive rates and flexible loan options. Plus, with total loans amounting to 8,159, you can trust that we have the resources to assist with your borrowing needs. While members can visit us at our branch for all their banking transactions including convenient drive-thru services official correspondence should be directed to our mailing address: P.O. Box 4304, Muskegon, MI 49444. We invite you to explore all the services we offer at Best Financial's website. If you have any questions or need assistance, don't hesitate to call us at 231-733-1329. Experience the difference of being a member at Best Financial Credit Union today!

Welcome to Best Financial, a beacon of community support and financial empowerment in Spring Lake, MI. Established in 1955, our branch has grown from humble beginnings into a trusted financial partner for over 13,000 members. Our journey began with a mission: to provide accessible financial services while fostering a strong sense of community. Located at 612 W Savidge St, Spring Lake, MI 49456, our branch is conveniently situated near local landmarks that reflect the spirit of our vibrant town. Whether you're visiting for personal banking needs or to explore lending options, you'll find us ready to assist you with a friendly smile. For official correspondence, please send your mail to P.O. Box 4304, Muskegon, MI 49444. At Best Financial, we believe in the power of community and strive to make a positive impact through our services. Our mission is clear: we aim to deliver personalized banking solutions that help our members achieve their financial goals while also supporting local initiatives and outreach programs. This commitment is reflected not only in our wide range of services including checking and savings accounts, auto loans, mortgages, and business banking but also in our dedication to providing shared resources that benefit everyone. Our total assets now stand at an impressive $139,571,288, showcasing our stability and growth over the years. We are proud of our ability to offer robust financial products while maintaining a focus on member satisfaction. With features like ATM availability and drive-thru banking, we ensure that accessing your funds is as convenient as possible. In addition to traditional banking services, we have embraced digital advancements that enhance your experience. Members can easily manage their accounts online or through mobile applications making it easier than ever to stay on top of finances from anywhere. Best Financial doesn't just serve its members; we actively engage with the community through various partnerships and outreach efforts. By supporting local events and charitable causes, we work together with residents to create a thriving environment for everyone. We invite you to join us at Best Financial Credit Union in Spring Lake! Experience firsthand how we blend excellent financial services with genuine care for our members and the community. Call us today at 231-733-1329 or visit our website at www.bestfinancialcu.org to learn more about becoming a member. Together, let's build a brighter financial future!

Becoming a member of Best Financial feels like joining a warm and welcoming family that truly cares about your financial well-being. If you're wondering whether you qualify, the good news is that many individuals can join us! Generally, anyone who lives, works, worships, or attends school in the community around our branch is eligible to become a member. This means that whether you're a long-time resident or just moved here, you have the opportunity to enjoy all the benefits we offer. Membership opens the door to great services like competitive loan rates, personalized banking experiences, and access to various financial resources tailored just for you. To get started on your journey with us at Best Financial, simply visit our branch located at 612 W Savidge St Spring Lake Mi 49456 or check out our detailed eligibility criteria online at https://www.bestfinancialcu.org/about/become-a-member.html . If you're ready to open an account, it's easy! You can find everything you need to know about the process by visiting https://apps-bestfinancial.ns3web.com/nsloan/ . Should you have any questions or need assistance along the way, don't hesitate to reach out at (231) 733-1329. We're excited to welcome you into our community!

At Best Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The trust you place in us is backed by solid financial performance and a commitment to our community. Our current net worth of $22,744,493 showcases our strong financial health, enabling us to provide you with better rates, lower fees, and enhanced member services. This strength is further illustrated by our impressive net worth ratio of $1,630, which reflects a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Your savings are secure with us; we have $26,911,609 in share certificates and $21,112,503 in money market shares, both of which offer stable and rewarding opportunities for your financial growth. Unlike traditional banks, our focus remains on you our members. With no non-member deposits at $0, we ensure that all resources are dedicated to benefiting you through better loan rates and exclusive perks. Our commitment to reinvesting in our services is evident with $22,596,831 in undivided earnings. This allows us to enhance our banking tools, lending options, and security measures to serve you better. We proudly support your financial goals with $2,363 in used auto loans and a total of $98,603,287 in loans and leases available for various needs. Our operational efficiency shines through with a reported net income of $147,662, which enables us to continue offering competitive loan rates and quality financial products tailored for our members. Additionally, we have a dedicated team of 42 full-time employees and 4 part-time employees, ensuring that our branches are always ready to assist you with knowledgeable service. With net shares available for lending at $0, along with a robust member base reflected in our total share accounts of 27,838, it's clear that Best Financial stands as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Best Financial is your trusted partner. Visit us at 612 W Savidge St Spring Lake Mi 49456 or call (231) 733-1329 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

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