Best Financial Credit Union Muskegon MI | Affordable Auto Loans & Business Banking

Introduction

At Best Financial Credit Union, we believe in building strong financial futures for our members. Located at 1888 E Sherman Blvd, Muskegon, MI 49444, our branch has been serving the community since 1955. With a focus on personalized service and community engagement, we are proud to support over 13,411 members in their journey towards financial wellness. Our commitment to you is reflected in our robust financial health. We currently manage assets totaling $139,571,288, with total deposits reaching $8,279,145. This solid foundation allows us to offer a variety of loans and services tailored to your needs; we have provided more than 8,159 loans to help our members achieve their dreams. Under the leadership of CEO Morgan Rescorla and Board President Shontaye Witcher, our dedicated team of 46 employees works tirelessly to ensure that you receive exceptional service. Whether you need personal banking assistance or business solutions, we're here for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1888 E Sherman Blvd, Muskegon, MI 49444. Explore our website at Best Financial Credit Union to learn more about our services or call us at 231-733-1329 if you have any questions. We're excited to help you navigate your financial journey!

Branch History & Mission

At Best Financial, our journey began in 1955 in Muskegon, MI. Over the decades, we have grown from a small financial institution into a trusted partner for over 13,000 members. With total assets reaching an impressive $139,571,288, we are proud to offer a wide range of services designed to meet the needs of our community. Located at 1888 E Sherman Blvd, Muskegon, MI 49444, our branch is easily accessible and surrounded by familiar landmarks that make it a convenient stop for all your banking needs. Members can also reach us via mail at 1888 E Sherman, Muskegon, MI 49444 if they wish to send official correspondence. Our mission is simple yet impactful: to provide exceptional financial services while actively supporting the growth and well-being of our community. We believe that when our members thrive, so does the community. This philosophy drives us to offer everything from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We are committed to making banking easier through digital advancements. Our online banking platform allows members to manage their accounts anytime, anywhere. Additionally, we ensure accessibility for all with ADA compliance measures in place across our services. Community involvement is at the heart of what we do. We engage in partnerships with local organizations and participate in various outreach efforts aimed at enhancing the quality of life in Muskegon and surrounding areas. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Saturday from 9 AM to 12 PM. We also offer drive-thru banking for quick transactions and ATM availability for easy access to cash. We invite you to join Best Financial Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community-focused institution. For more information or to open an account, please visit us online or call us at 231-733-1329. Your future starts here!

Branch Location & Accessibility

Comprehensive Banking Services

Best Financial Credit Union offers a range of services tailored to meet your needs from personal banking options like checking and savings accounts to various loan products including auto loans and mortgages. Plus, our drive-thru service makes it even easier for you to handle deposits or withdrawals without leaving your car. Don't forget that we also provide shared services for partner credit union members! While members can visit us at 1888 E Sherman Blvd, official correspondence should be sent to our mailing address at the same location. We're excited to help you navigate your financial journey! We invite you to stop by and see how we can support your banking needs today!

Convenient Access and Amenities

At our branch, you'll find ample parking available for your ease. Whether you're popping in for a quick transaction or planning a longer visit, we strive to make your experience comfortable. Our location is also ADA compliant, featuring ramps and accessible entrances to ensure everyone can bank with us without hassle.

Operating Hours That Fit Your Schedule

We know that life can be busy, which is why our operating hours are designed to accommodate you. Join us Monday through Friday from 9 AM to 5 PM, with extended hours until 6 PM on Thursdays. If you prefer weekends, we're open on Saturdays from 9 AM to 12 PM! Feel free to give us a call at 231-733-1329 if you have any questions about our services or hours.

Member Eligibility

At Best Financial, we believe that becoming a member means joining a welcoming community where your financial well-being is our priority. If you're looking to be part of something special, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in Muskegon County. We are dedicated to serving our members with tailored financial solutions that help you achieve your goals. You can learn more about the specific eligibility requirements by visiting our website at https://www.bestfinancialcu.org/about/become-a-member.html . Joining is simple! Once you've confirmed your eligibility, opening an account is just a click away. Head over to our account opening page at https://apps-bestfinancial.ns3web.com/nsloan/ , where you'll find everything you need to get started. If you have any questions or need assistance, don't hesitate to reach out to us at (231) 733-1329. We're here for you at our branch located at 1888 E Sherman Blvd Muskegon Mi 49444, and we can't wait to welcome you into the Best Financial family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,850,387, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services designed to streamline your operations. Imagine being able to accept payments easily and securely, whether it's through credit card transactions or digital payments. This can enhance customer experience and boost your bottom line. Our services help you manage your cash flow effectively, ensuring that you have the resources needed to keep your business thriving. Visit us at 1888 E Sherman Blvd Muskegon Mi 49444 in Muskegon, MI, or give us a call at (231) 733-1329 to learn more about how our business banking and commercial services can empower your growth journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, Best Financial has tailored solutions just for you. Our business banking services include merchant services and business loans to ensure your operations run smoothly and efficiently.

Credit Cards

For those who love rewards, our credit cards come with benefits that let you earn as you spend. Enjoy perks while managing everyday expenses with confidence.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking platforms. Check balances, pay bills, and transfer funds anytime from anywhere. With ATM access for cash withdrawals and basic drive-thru banking for deposits and simple transactions, managing your finances has never been easier.

Home Financing

Owning a home is a significant milestone, and at Best Financial, we offer mortgage loans and refinancing solutions that make this dream attainable. Our friendly staff will guide you through the process, helping you secure a mortgage that suits your budget and future plans.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking options are here for you. We provide checking and savings accounts that cater to different lifestyles and goals, ensuring that everyone can find the right fit. If you're considering a new car, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank.

Personal Loans

Life can throw unexpected expenses your way, which is why our personal loans are designed for those times when you need a little extra help. From debt consolidation to funding special projects, we provide flexible terms and competitive rates to help ease financial burdens.

Shared Branch Transactions

Additionally, if you're traveling or need more flexibility, our shared branch transactions allow partner credit union members to make deposits and withdrawals seamlessly. At Best Financial, we're committed to providing personalized service in every interaction. For any questions or assistance with your accounts, don't hesitate to reach out at (231) 733-1329. Ready to take control of your finances? Visit us today at 1888 E Sherman Blvd Muskegon Mi 49444 in Muskegon, MI or explore more about what we offer on our website: Best Financial Credit Union. Join us on the journey toward achieving your financial goals!

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to check your balances, pay bills, and transfer funds whenever it suits you. You can send money to friends or family quickly with our person-to-person transfer feature, making it easier than ever to share expenses or settle up after a night out. For those who prefer using their mobile devices, our user-friendly mobile application allows you to access your accounts on the go. Whether you're waiting in line or relaxing at home, managing your finances has never been more straightforward. Plus, with electronic signature authorization, you can complete transactions securely without needing to visit a branch.

Stay Organized

Keep track of your statements effortlessly with e-statements available right at your fingertips. This not only helps reduce paper clutter but also makes it simple to review your financial history whenever you need. While mobile payments aren't currently part of our offerings, we're committed to continually enhancing our services based on member feedback. We're always looking for ways to improve your experience. In a world where time is precious, Best Financial strives to provide you with the tools necessary for real-time account management while ensuring your information remains safe and secure. Experience the ease of managing your finances digitally visit us today at https://www.bestfinancialcu.org/ !

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 27,838, showing a strong and growing member base that trusts us with their finances. This growing community reflects the confidence that many have placed in Best Financial, enhancing our ability to provide exceptional service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Best Financial is your trusted partner. Visit us at 1888 E Sherman Blvd Muskegon Mi 49444 or call (231) 733-1329 to learn more about how we can help you achieve your financial goals.

Committed Team

We also take pride in having 42 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to assist you with any inquiries or needs you may have regarding your finances.

Investments in Your Future

With $22,596,831 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment means that as our credit union grows, so do the benefits available to you. Our lending capacity supports members' financial goals across various sectors with $2,363 in used auto loans and $98,603,287 in total loans and leases. Whether you're purchasing a vehicle or planning your next big investment, we're here to help make it happen.

Secure Savings Options

Members' savings are secured through $26,911,609 in share certificates and $21,112,503 in money market shares, offering stable and rewarding financial growth opportunities. These savings options allow our members to earn interest while knowing their funds are safely managed. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $22,744,493, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid net worth translates into confidence for our members as we continue to provide reliable banking options. Our net worth ratio of $1,630 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This measure reflects our commitment to your financial well-being.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,998,337 in used vehicle loans and $5,324,507 in new vehicle loans already helping members get on the road. We also provide refinancing options for those who want to lower their monthly payments or take advantage of better interest rates.

Commercial Loans

For business owners, our outstanding commercial loans totaling $1,850,387 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are here to support you every step of the way. At Best Financial, we prioritize our members' needs by providing easy access to various loan products while maintaining transparency about fees and terms. Explore our eligibility options to find out how you can become part of our community today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit our website at Best Financial for more details about our services and loan products!

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing expenses, our credit lines totaling $20,115,000 can provide the support you need. Additionally, we offer unsecured credit card loans with a total of $4,911,710, making it easier for members to handle daily transactions without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,007,546, make buying or refinancing simple. We offer competitive rates and flexible terms that can fit your financial situation.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that every loan offer displayed is not only accurate but also fair and transparent.

BEST FINANCIAL CREDIT UNION - Muskegon, MI