Berkeley Community Credit Union Moncks Corner SC | Best Auto Loans & Business Banking

Introduction

Welcome to Berkeley Community Federal Credit Union, where we believe in putting our members first. Located at 600 Main Street Ext, Moncks Corner, SC 29461, our credit union has been a trusted financial partner since 1960. With a strong commitment to serving our community, we proudly support over 2,600 members by providing personalized banking solutions tailored to their needs. At Berkeley Community, we understand that every financial journey is unique. That's why we offer a range of services, from checking and savings accounts to auto loans and mortgage financing. Our total assets now stand at an impressive $16,251,525, with total deposits reaching $4,475,951. This solid foundation allows us to offer competitive rates and flexible lending options for those looking to finance their dreams. Under the leadership of our dedicated CEO, Max Jones, and Board President, Mary Hill, our team of six employees is here to ensure you receive the highest level of service. We take pride in maintaining a net worth of $2,435,326, which reflects our stability and dedication to our members' financial well-being. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 206, Moncks Corner, SC 29461. Whether you're looking to open a new account or need assistance with your current services, don't hesitate to reach out! Give us a call at 843-761-8298 during our lobby hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. Discover how Berkeley Community Federal Credit Union can help you achieve your financial goals today! For more information about our offerings, visit us online at berkcofcu.com.

Branch History & Mission

Looking Ahead

In an ever-changing world, we continue to embrace technology with online and mobile banking options available for convenience. Our commitment to ADA compliance ensures that everyone can access our services without barriers. While we currently do not offer ATM or drive-thru services, our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. We invite you to join us in this journey. Experience the difference of being part of a credit union that truly values its members and community. Discover how Berkeley Community Federal Credit Union can help you achieve your financial goals today! For more information or assistance, please call us at (843) 761-8298 or visit us online at berkcofcu.com.

Our Journey

Located at 600 Main Street Ext, Moncks Corner, SC 29461, we have built a rich history of helping our members achieve their financial dreams. Since opening our doors over six decades ago, we have grown significantly, now boasting total assets of $16,251,525. Our journey reflects our commitment to evolving with the needs of our community while maintaining a strong focus on personal service. As we look back on our history, we celebrate not just milestones in growth but also the countless lives we've touched through various services. From auto loans to personal banking and business loans, we've always aimed to provide comprehensive financial solutions that empower individuals and families alike.

Our Mission

At Berkeley Community Federal Credit Union, our mission is clear: to provide exceptional financial services while supporting the communities we serve. We strive to make banking accessible for everyone by offering personalized services tailored to meet diverse needs. Our members are at the heart of everything we do; their success is our success. We also take pride in our outreach initiatives that foster community connections. Whether it's sponsoring local events or partnering with organizations that uplift those around us, we're dedicated to making a positive impact beyond just finances. While members can visit us at 600 Main Street Ext for all their banking needs, official correspondence should be sent to PO Box 206, Moncks Corner, SC 29461.

Branch Location & Accessibility

Connect with Us

Ready to learn more? Give us a call at 843-761-8298 or visit our website at berkcofcu.com for additional information on our services. We can't wait to welcome you into our community!

Nearby Landmarks and Features

Our location is just a stone's throw away from local favorites like the Moncks Corner Regional Recreation Complex, making it easy to swing by during your day out. Parking is ample and convenient, so you won't have any trouble finding a spot. We pride ourselves on accessibility. Our branch features ADA-compliant entrances and pathways, ensuring that everyone can comfortably access our services.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours: from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. Whether you're coming in before work or during lunch, we're here when you need us.

Services Offered

At Berkeley Community Federal Credit Union, we offer a variety of personal banking services tailored to fit your lifestyle. From checking and savings accounts to auto loans and mortgages, we have something for everyone. We also provide online and mobile banking options for those who prefer managing their finances digitally. While we currently do not have an ATM or drive-thru service available at this location, our team is always ready to assist you inside the branch with any cash withdrawal or account inquiries.

Member Eligibility

Joining the Berkeley Community is like stepping into a welcoming family where your financial needs are prioritized. At our branch located at 600 Main Street Ext, Moncks Corner, SC 29461, we believe everyone deserves access to financial services that empower them. To become a member of Berkeley Community, you just need to meet some simple eligibility criteria, which mainly include living, working, or worshipping in the Berkeley County area or having an immediate family member who is already a member. We understand that everyone's journey is unique, so we invite you to check out the complete details on our website at this link. Opening an account with us is a breeze and can be done in no time! Our friendly staff is here to assist you every step of the way. Whether you have questions about our services or want to get started on becoming a member, feel free to give us a call at 843-761-8298. We're here for you during our operating hours from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Friday. Welcome to your new community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a payment processing solution that makes it easy for customers to pay you, whether they're shopping online or in-store. Our merchant services offer just that enabling you to focus on what matters most: running your business. From accepting credit cards to managing transactions smoothly, we provide tools that enhance your operations. As we continue to drive economic growth by financing new and expanding businesses, we invite you to visit us at 600 Main Street Ext, Moncks Corner, SC 29461 or call us at 843-761-8298 to learn how we can help turn your vision into reality.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Berkeley Community, we offer competitive auto loans and vehicle financing solutions. Picture driving away in your new vehicle without the financial stress our flexible loan terms and low-interest rates make it easier than ever.

Business Banking

For entrepreneurs and business owners, we provide essential business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tools that can help streamline your operations.

Credit Cards with Rewards

If you're looking for a credit card that offers more than just purchasing power, check out our credit cards with rewards programs. You can earn points on every purchase that can be redeemed for cash back or travel perks, making every dollar spent work harder for you.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we're here to help you achieve it. Our mortgage loans and refinancing options are designed to guide you through every step of the process. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experienced team is ready to assist you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Berkeley Community offers robust online and mobile banking solutions. With these tools at your fingertips, you can check balances, transfer funds, pay bills, and even deposit checks from the comfort of your home or on-the-go. With all these services available at Berkeley Community Federal Credit Union, located at 600 Main Street Ext Moncks Corner Sc 29461, we invite you to explore how we can support your financial journey. Have questions or ready to get started? Give us a call at (843) 761-8298 we're here to help!

Personal Banking

For those looking to manage their everyday banking needs, our personal banking options include checking and savings accounts designed with you in mind. Imagine having easy access to your funds whenever you need them, whether it's for daily expenses or saving for a special occasion. Our accounts come with no hidden fees and online banking features that allow you to keep track of your finances effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. If you're dealing with high-interest debt, consider consolidating it into one manageable payment with our debt consolidation services. This can help simplify your finances and potentially save you money in the long run.

Digital & Online Banking

Key Features

We provide e-statements for all members, allowing you to receive your account statements electronically. This not only helps the environment but also makes it easier to keep track of your finances. Plus, with our mobile application available for download, managing your accounts from your smartphone has never been simpler. While we currently don't support mobile payments or person-to-person transfers, our commitment to security remains strong. You can manage all your transactions safely and securely without the need for electronic signature authorization. Our goal is to give you real-time access to your financial information while ensuring ease of use. Whether you're checking balances or reviewing transactions, you'll find everything you need right at your fingertips. At Berkeley Community, we believe in empowering our members through convenient banking solutions that help you stay connected with your finances every day. For more information about our digital and online services, visit us at https://www.berkcofcu.com/ today!

Financial Strength

Commitment to Growth

We have accumulated $2,435,326 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. This commitment to growth means that we are constantly looking for ways to enhance your banking experience while ensuring your funds are safe and sound.

Dedicated Team Ready to Serve You

We take pride in having 6 full-time employees ready to assist you at every turn. With a dedicated team like ours at Berkeley Community, you can always count on knowledgeable support whether you're opening an account or navigating loan options. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Berkeley Community is your trusted partner. Visit us at 600 Main Street Ext Moncks Corner SC 29461 or call 843-761-8298 to learn more about how we can help you achieve your financial goals.

Secure Savings for Members

Your savings are important to us. Members' savings are secured through $1,153,441 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members over non-member interests, it's notable that our resources remain focused on benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $2,435,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to provide you with a range of financial products tailored to meet your needs. Our net worth ratio of 1499 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $5,277,307 in total loans and leases and $226 in used auto loans available for those looking to finance their next vehicle or other personal needs. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Financing Options

Our total credit lines reach $200,000, providing additional flexibility for our members who might need quick access to funds. Whether it's for personal use or business needs, having a line of credit can be beneficial. At Berkeley Community located at 600 Main Street Ext Moncks Corner SC 29461, we're dedicated to assisting you every step of the way. If you're interested in exploring refinancing or eligibility options for any of our loan products, feel free to reach out at 843-761-8298. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let us help you navigate it with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,960,541 in used vehicle loans and $1,009,240 in new vehicle loans already helping members get on the road. We know how important it is for you to have reliable transportation, and our financing options are designed to make that possible.

Mortgage Loans

Thinking about homeownership? While we currently do not have mortgage offerings such as Junior Lien 1-4 Family Residential Properties loans available at this time, we encourage you to explore our refinancing options if you're looking to improve your current mortgage terms.

Unsecured Credit Card Loans

For those managing everyday expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans, our approach ensures that when available, they will help members manage their finances effectively.

Loan Aggregator

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