Benchmark Credit Union Phoenixville PA | Best Auto Loans & Business Banking

Introduction

At Benchmark Credit Union, we believe that financial success is built on trust, community, and a commitment to our members. Located at 785 Starr St, Phoenixville, PA 19460, our Phoenixville Branch has been serving the community since 1940. With nearly 10,000 members and total assets exceeding $300 million, we strive to provide exceptional service tailored to your unique needs. We understand that each member's financial journey is personal. That's why our dedicated team of 35 employees, led by CEO Daniel Machon Jr and Board President Adam Lush, is here to help you navigate everything from checking accounts and auto loans to business financing. Our strong financial position is reflected in our substantial total deposits of $13,820,093 and a net worth of $31,136,648, ensuring that your money is secure with us. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 785 Starr St, Phoenixville, PA 19460. We invite you to take advantage of our various services, including online and mobile banking options for your convenience. Whether you're looking to save for the future or need assistance with loans like our impressive portfolio of over 6,600 loans and leases we're committed to helping you achieve your financial goals. Join the Benchmark family today! Call us at 610-429-1600 or explore our website at benchmarkfcu.org to learn more about how we can support your financial endeavors. Your journey towards financial well-being starts here!

Branch History & Mission

Join Us

As we look forward to many more years of service in Phoenixville, we invite you to become part of our family. Experience firsthand how Benchmark Credit Union can help you achieve your financial goals while making a positive impact in your community. For more information about membership or services, feel free to reach out at 610-429-1600 or explore our website at Benchmark FCU. Together, let's build a brighter future!

Our Mission

At Benchmark Credit Union, our mission is clear: to provide exceptional financial services while fostering community growth and support. We believe in empowering our members through education and resources that promote financial health. We actively engage in outreach efforts and partnerships with local organizations to give back and strengthen the Phoenixville area. While you can visit us at our physical location on Starr St for personalized assistance or shared service transactions with partner credit unions, official correspondence can be sent to the same address.

Our Story

Located at 785 Starr St, Phoenixville, our branch has been a reliable partner for families and businesses alike. Over the years, we have expanded our offerings from basic savings accounts to include a wide range of services such as auto loans, mortgages, and business banking solutions. We pride ourselves on being more than just a financial institution; we are part of the fabric of this vibrant community. As we evolved, so did our commitment to utilizing technology for better member experiences. Today, we offer online and mobile banking services that allow our members to manage their finances anytime, anywhere. Our branch is ADA compliant, ensuring accessibility for all individuals.

Branch Location & Accessibility

Convenient Access and Amenities

At our Phoenixville Branch, accessibility is a top priority. We have ample parking available right outside the entrance, making it easy for you to visit us. For those who require assistance, rest assured that our facility meets ADA compliance standards with ramps and other features designed for your comfort. While members can visit us at 785 Starr St, official correspondence should be sent to the same address. Our branch operates during welcoming hours: Monday through Thursday from 8:30 am to 5:00 pm and Friday until 6:00 pm. Have a question or need assistance? Don't hesitate to reach out at 610-429-1600; our friendly team is ready to help!

Services Tailored to You

We offer a variety of services tailored for all your banking needs from checking and savings accounts to auto loans and credit cards with rewards. If you're a member of another participating credit union, you can also take advantage of our shared service center for basic transactions. Plus, our ATM is readily available for cash withdrawals and balance checks whenever you need it. While we don't currently offer drive-thru banking, we encourage you to come inside where our staff will be more than happy to assist you face-to-face. Come visit us at Benchmark Credit Union's Phoenixville Branch today! We look forward to serving you and helping you achieve your financial goals.

Member Eligibility

At Benchmark, we believe in fostering a welcoming community where everyone can thrive together. Becoming a member is easy and opens the door to a world of financial services tailored just for you! If you live, work, worship, or attend school in certain areas around us, you're likely eligible to join our family. We also welcome immediate family members of current members, ensuring that your loved ones can benefit from our services too. For detailed eligibility criteria, feel free to check out our website at https://benchmarkfcu.org/become-a-member . Joining us means you'll have access to competitive rates on loans and savings accounts, friendly service from our dedicated staff, and a range of financial products designed with your needs in mind. To get started with opening an account or if you have any questions, simply reach out at (610) 429-1600. We can't wait to welcome you to Benchmark at 785 Starr St Phoenixville Pa 19460!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,286,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to merchant services, we provide practical solutions that make managing transactions easier. Picture a busy café owner who needs efficient payment processing to keep lines moving smoothly. Our merchant services equip businesses like this with reliable payment options, ensuring they can focus on what they do best serving their customers. Visit us at 785 Starr St Phoenixville Pa 19460 in Phoenixville, PA or give us a call at (610) 429-1600 to learn more about how we can partner with you in achieving your business goals. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Benchmark has you covered with our comprehensive Business Banking services. From Merchant Services that help streamline your transactions to Business Loans designed to fuel growth, we understand the unique challenges businesses face and are here to support you every step of the way.

Digital and Convenient Banking Features

We recognize that convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can easily access ATM & cash withdrawal services, making it simple to get cash when you need it most. For members who use partner credit unions, basic shared branch transactions like deposits and withdrawals are also available at our branch. Our commitment extends beyond traditional banking hours too our digital platforms are accessible 24/7, ensuring you have the tools necessary for effective financial management right at your fingertips.

Final Thoughts

With so many services tailored just for you, it's clear that at Benchmark, we're more than just a credit union; we're a community partner invested in your financial success. Visit us today at 785 Starr St Phoenixville Pa 19460 or call us at (610) 429-1600 to learn more about how we can help fulfill your financial needs. Join us on this journey towards achieving your goals!

Personal Banking Solutions

Starting with personal banking, we offer a variety of Checking & Savings Accounts designed to help you manage your finances effectively. Need a new car? Our Auto Loans & Vehicle Financing options make it easier to hit the road in style while keeping your budget in check. If you're thinking about purchasing a home, our Mortgage Loans & Refinancing services provide competitive rates and terms tailored to fit your lifestyle. For those unexpected expenses or financial goals, our Personal Loans & Debt Consolidation options are here to assist you. Plus, don't miss out on rewards; our Credit Cards with Rewards give you benefits for spending, turning everyday purchases into opportunities for earning.

Digital & Online Banking

Access Your Accounts Anytime

Our online banking services are available 24/7, giving you the freedom to check your balance, pay bills, and transfer money at your convenience. Just visit https://benchmarkfcu.org/ to access your account securely from any device. Whether you're at home or on the go, managing your money has never been easier!

Secure and Convenient Mobile App

With our mobile application available for download, banking is literally at your fingertips! You can easily monitor transactions, deposit checks, and even authorize electronic signatures all while ensuring that your personal information remains safe. At Benchmark, we prioritize not only convenience but also security in all our digital services. Join us today and discover how easy it is to manage your finances with our comprehensive online banking solutions!

Send Money with Ease

Need to send money to a friend? Our person-to-person transfer feature makes it simple. You can quickly send funds directly from your account without any hassle. Plus, with mobile payments enabled, you can make purchases effortlessly using just your phone.

Stay Organized with E-Statements

We know how important it is to keep track of your finances. That's why we provide e-statements that allow you to view and manage your account statements digitally. Say goodbye to paper clutter and enjoy the convenience of accessing your statements right from your computer or mobile device.

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $31,136,648 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $933 in used auto loans and $247,922,806 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

With a total of 22,127 share accounts, we have built a strong and growing member base that trusts us with their finances. This trust helps us maintain the resources necessary to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Benchmark is your trusted partner. Visit us at 785 Starr St Phoenixville Pa 19460 or call (610) 429-1600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are well-protected here. We currently have $98,015,064 in share certificates and $21,774,154 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,412,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 10 part-time employees who are always ready to assist you with their knowledge and commitment.

Strong Financial Health

With a net worth of $31,136,648, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,054,819 in used vehicle loans and $11,543,822 in new vehicle loans already helping members get on the road. We have flexible financing options that can accommodate different budgets and preferences.

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we offer total credit lines amounting to $137,504,457. Additionally, our unsecured credit card loans total $7,840,812, giving you access to funds without needing collateral. These products come with flexible terms that can help you manage your finances effectively. If you're interested in refinancing any of these loans or checking your eligibility for our loan offerings, please visit us online or give us a call at 610-429-1600 during our operating hours: Monday-Thursday from 8:30 am - 5:00 pm and Friday from 8:30 am - 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Benchmark Credit Union, we're dedicated to providing you with the support and services you need to thrive financially.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,529,955, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your unique situation.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process guarantees that the offers displayed are fair and transparent. Users can trust that they are looking at accurate information when comparing loan options.

Benefits of Using LendMesh

LendMesh provides several key benefits that reinforce its reputation as a trusted comparison tool: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To take control of your financial future, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

BENCHMARK FEDERAL CREDIT UNION - Phoenixville, PA