Belmont Municipal Credit Union Belmont MA | Best Auto Loans & Online Banking

Introduction

Welcome to Belmont Municipal, your trusted financial partner located at 455 Concord Ave, Belmont, MA 02478. Established in 1940, we have proudly served our community for over eight decades, building a strong foundation of trust and reliability. With a growing membership of 394, our commitment to providing exceptional service is evident in everything we do. At Belmont Municipal, we understand that managing your finances can be challenging. That's why we're here to help you navigate through it all with ease. Our assets total over $3,814,022, ensuring that we have the resources necessary to support your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we offer a variety of services tailored just for you. You can always count on us for reliable advice and support. Under the leadership of our CEO, Michael Nasson, and Board President, Michael Santoro, our dedicated team works tirelessly to ensure that each member feels valued and understood. We take pride in being a small but impactful credit union with only 1 employee, allowing us to provide personalized service to each member. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 56, Belmont, MA 2478. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out! Call us at 617-993-2790 during our lobby hours from 7:30 AM to 1:00 PM, Monday through Friday. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Belmont Municipal, a proud cornerstone of the Belmont community since 1940. Nestled at 455 Concord Ave, Belmont, MA 02478, our branch has grown alongside our members, building a legacy grounded in trust and support. Over the years, we have evolved from a small local credit union into a thriving financial institution with a membership of 394 individuals and assets totaling $3,814,022. Our mission is clear: to provide exceptional financial services while fostering a spirit of community. We believe that everyone deserves access to financial resources that empower them to achieve their goals. Whether it's personal banking through checking and savings accounts or securing auto loans and mortgages, we strive to make every financial journey seamless for our members. As we reflect on our history, we are proud of the milestones we've achieved. From introducing innovative loan products to enhancing our customer service experience, each step has been taken with our members' best interests at heart. Our commitment extends beyond banking; we actively engage in community outreach programs and partnerships designed to uplift those around us. While you can visit us at 455 Concord Ave, please note that official correspondence should be sent to our mailing address: PO Box 56, Belmont, MA 2478. We understand the importance of convenience in today's fast-paced world. Although we do not currently offer ATM services or drive-thru banking, our dedicated team is available during operating hours from Monday through Friday from 7:30 AM to 1:00 PM to assist you with your needs. At Belmont Municipal, we also value accessibility and inclusivity. Our facilities are designed to comply with ADA standards ensuring everyone can comfortably access our services. Join us as we continue this journey together! Experience firsthand the benefits of being part of Belmont Municipal. Whether you're looking for personal banking solutions or seeking guidance on loans, our team is here for you every step of the way. Reach out to us at (617) 993-2790 or visit us today!

Branch Location & Accessibility

A Range of Services Awaits

Though we currently do not have ATM services or drive-thru banking at this location, we offer a variety of personal and business banking solutions. From checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you achieve your financial goals. If you have questions or need assistance before your visit, don't hesitate to give us a call at 617-993-2790. We look forward to welcoming you at Belmont Municipal where your financial well-being is our top priority!

Operating Hours Tailored for You

We are open Monday through Friday from 7:30 AM to 1:00 PM, giving you plenty of time during the week to stop by. Whether you need to discuss personal banking options or get assistance with loans, our friendly staff is ready to help.

Visit Us with Ease

At Belmont Municipal, we understand that convenience matters. That's why our branch offers accessible features for all members, including ADA-compliant entrances and ample parking nearby. While our main address is where you can find us, please note that any official correspondence should be sent to PO Box 56, Belmont, MA 2478.

Member Eligibility

At Belmont Municipal, we believe that everyone deserves a place to belong, and becoming a member is like joining a family where your financial well-being comes first. If you live, work, or attend school in the area around 455 Concord Ave Belmont Ma 02478, you're already eligible to join our community! We welcome individuals from all walks of life, and our straightforward membership process ensures that everyone can easily access the benefits we offer. Whether you're interested in personal banking, auto loans, or business services, being part of Belmont Municipal means you'll enjoy personalized support and competitive rates tailored to your needs. To get started on your membership journey, simply give us a call at (617) 993-2790 or visit our website for more detailed information on eligibility and account opening. We encourage you to check out the full eligibility criteria at so you can see just how simple it is to become part of our supportive network. Join us today and discover the many advantages that come with being a member of Belmont Municipal!

Business Banking & Commercial Services

Loan Options That Empower Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers whether they pay with credit cards or digital wallets. This not only enhances customer satisfaction but also helps improve cash flow. Ready to take the next step? Visit us at 455 Concord Ave Belmont Ma 02478 in Belmont, MA, or call us at (617) 993-2790 to discover how our tailored business banking solutions can help your enterprise thrive!

Comprehensive List Of Services

Additional Services

We also offer essential services like ATM & Cash Withdrawal Services, ensuring access to cash whenever needed without any hassle. As we continue to adapt to member needs at Belmont Municipal, we invite you to visit us or call us at (617) 993-2790 during our operating hours from Monday through Friday from 7:30 AM to 1:00 PM. Let us be part of your financial journey today!

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it easy for you. We understand that buying a car is a significant investment, and our flexible loan terms ensure you find a plan that fits within your budget. Picture driving away in your new car with a manageable monthly payment designed just for you.

Business Banking Services

For entrepreneurs and business owners, our Business Banking services include essential tools like Merchant Services & Business Loans. We recognize the challenges of running a business and strive to provide solutions that foster growth and success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking services. With these features, managing your finances is just a few clicks away whether you're checking balances or transferring funds from the comfort of your home or on-the-go.

Credit Cards with Rewards

To enhance your purchasing power, we offer Credit Cards with Rewards that allow you to earn points on everyday spending. Imagine earning rewards just for using your credit card points that can be redeemed for travel, merchandise, or even cash back!

Home Financing Options

For those considering homeownership, our Mortgage Loans & Refinancing services are here to support you every step of the way. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we provide personalized assistance to help make the process as smooth as possible.

Personal Banking Solutions

Understanding that everyone has unique financial goals, we offer comprehensive Personal Banking services. You can choose from various Checking & Savings Accounts designed to fit your lifestyle. Imagine having a hassle-free checking account that allows you to manage your everyday expenses while also helping you save for future dreams. Our savings accounts come with competitive interest rates to help your money grow over time.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation offerings provide relief when you need it most. If you're juggling multiple debts, consider consolidating them into one manageable payment through us. This approach not only simplifies your finances but often reduces overall interest costs.

Digital & Online Banking

At Belmont Municipal, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to keep you connected to your money whenever you need it. With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills right from the comfort of your home or on the go. While our online banking capabilities are currently not available at Belmont Municipal, we're continually working to enhance our digital offerings in the future. Though electronic signature authorization is not yet available, we prioritize your security with all transactions and communications. We want you to feel confident that your personal information is protected while using any of our services. You may also miss features like e-statements, mobile payments, a dedicated mobile application, and person-to-person transfers at this time. However, we invite you to stay tuned for updates as we strive to bring more convenient options to help simplify your banking experience. Our commitment is to ensure that when these features become available, they will allow for greater accessibility and real-time account management directly from your smartphone or computer. We are focused on making banking as user-friendly as possible for all our members. For more information about what's coming next at Belmont Municipal, please check back regularly or reach out to us directly at (617) 993-2790. We look forward to helping you make the most of your financial journey!

Financial Strength

Continuous Improvement

With $694,451 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing investment helps us adapt and grow alongside your needs.

Focused on You

Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $0 signifies that we concentrate on serving our members first.

Growing Together

Total Share and Deposit Accounts: 470, showing a strong and growing member base that trusts us with their finances. We take pride in the relationships we've built over the years. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Belmont Municipal is your trusted partner. Visit us at 455 Concord Ave Belmont Ma 02478 or call (617) 993-2790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $27 in used auto loans and $2,711,295 in total loans and leases available for you to tap into when needed.

Member-Centric Savings

Members' savings are secured through $128,779 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to secure savings means your funds are well-protected while earning valuable interest.

Operational Efficiency

Our $41,356 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With just 1 full-time employees ready to assist you, our dedicated team is always prepared to help meet your banking needs.

Strong Financial Position

With a net worth of $785,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,059 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $339,170 in used vehicle loans and $346,185 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find something that fits your budget and lifestyle.

Business Loans

While we currently do not have any outstanding commercial loans available at this time, we are committed to supporting local businesses with tailored financing solutions when they become available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,276,214, make buying or refinancing simple. We work with you to tailor a mortgage plan that fits your unique situation and financial goals.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility for our various lending products, please reach out to us. We are dedicated to helping you find the best solution for your financial needs. For more information on our loan offerings or to discuss how we can assist you further, please contact us at (617) 993-2790 or visit us at 455 Concord Ave, Belmont MA 02478. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Belmont Municipal, we're here to support your financial journey every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently we do not have any outstanding balances in this category. However, our team can guide you through managing credit effectively should you need it in the future.

Loan Aggregator

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Ensuring Accurate Comparisons

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BELMONT MUNICIPAL FEDERAL CREDIT UNION