Bellwether Community Credit Union Manchester NH | Best Auto Loans & Low Mortgage Rates

Introduction

At Bellwether Community Credit Union, we believe in the power of community and the importance of strong financial partnerships. Located at 425 Hooksett Rd, Manchester, NH 03104, our branch has been serving members since 1921 with unwavering commitment and care. We understand that finances can be overwhelming, but our dedicated team is here to help you navigate your financial journey with confidence. As a member-owned institution, we take pride in providing personalized services tailored to meet your needs. With a total membership of 25,133 and assets exceeding $611 million, we are well-equipped to support you in achieving your financial goals. Our offerings range from checking and savings accounts to auto loans, mortgage financing, and business banking solutions. We have provided over 17,530 loans and leases to our members, demonstrating our commitment to fostering financial growth within the community. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 425 Hooksett Rd, Manchester, NH 3104. If you prefer a more convenient option, our online services make banking easy from anywhere. Under the leadership of CEO Nathan Saller and Board President Gail Garceau, we strive to create an environment where every member feels valued and heard. Our friendly staff of 85 employees is ready to assist you during our operating hours Monday through Friday from 8:30 AM to 5 PM (with extended hours until 6 PM on Thursdays). With a net worth of $60,217,695 and cash in hand totaling $1,982,786, we are financially stable and prepared to serve your needs today and into the future. We invite you to connect with us by calling 603-645-8181 or visiting our website at www.bccu.org. Let's embark on this financial journey together!

Branch History & Mission

Community Engagement

Beyond banking, Bellwether Community Credit Union actively participates in community events and initiatives. We believe in giving back to the neighborhoods we serve and fostering strong relationships with local organizations. Whether it's sponsoring local sports teams or organizing financial literacy workshops, we strive to make a difference in Manchester. For official correspondence, please note that while you can visit us at 425 Hooksett Rd, you can also reach out via mail at 425 Hooksett Rd, Manchester, NH 3104 if necessary. We invite you to join us on this journey as we continue to build a legacy of trust and service. With operating hours designed for your convenience Monday through Friday from 8:30 AM to 5:00 PM (with extended hours on Thursdays until 6:00 PM) we're here when you need us most. If you're looking for a credit union that truly cares about its members and the community as a whole, look no further than Bellwether Community Credit Union. Experience the benefits of membership today by contacting us at 603-645-8181 or visiting our website at bccu.org. Join us and be part of something great!

Our Mission

Our mission is simple yet powerful: to provide excellent financial services while making a positive impact in our community. We believe that everyone deserves access to affordable banking options. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. But our commitment doesn't stop there; we also prioritize community support through partnerships and outreach programs that uplift those in need. As we continue to evolve with the times, we've embraced digital advancements to enhance your banking experience. You can enjoy the convenience of online and mobile banking right from your smartphone or computer. Additionally, our branch is ADA compliant, ensuring accessibility for all members of our community.

Branch Location & Accessibility

Convenient Access and Amenities

At Bellwether Community, we prioritize accessibility for all members. Our branch is designed with features such as ADA compliance and ramps to ensure everyone can access our services without hassle. Parking is available right at our location, allowing for a smooth visit whether you're coming in for a quick transaction or a more detailed consultation. For those who prefer to bank on-the-go, we offer ATM availability right here at the branch. Plus, with our drive-thru service, you can complete simple transactions like deposits and withdrawals without leaving your car.

More Than Just Banking

While our branch address is where you'll find us for in-person visits, please note that any official correspondence should be sent to the same address: 425 Hooksett Rd, Manchester, NH 03104. At Bellwether Community Credit Union, we offer a variety of services tailored to meet your financial needs whether it's personal banking like checking and savings accounts or loans for vehicles and homes. With friendly staff ready to assist you and a commitment to community engagement, we invite you to drop by or give us a call at 603-645-8181. Let's work together towards achieving your financial goals!

Operating Hours

We know that life can get busy, so we've tailored our operating hours to accommodate your schedule. Visit us Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, or stop by on Thursday when we're open until 6:00 PM. If you need assistance on Saturdays, we're here for you from 9:00 AM to 12:00 PM.

Member Eligibility

At Bellwether Community, we believe that everyone deserves a supportive financial community, and becoming a member is just the first step toward enjoying all the benefits we offer. If you're looking to join us, you'll find that eligibility is designed to be inclusive. Whether you live, work, worship, or attend school in our community, you're likely eligible for membership. We welcome individuals from all walks of life to experience our personalized services and member-focused approach. Once you're ready to take that step, opening an account is a breeze! Simply visit us at 425 Hooksett Rd Manchester Nh 03104 or check out our online account opening process at https://web24.bccu.org/bccu_autoenroll/enroll.html . If you have any questions along the way, don't hesitate to give us a call at (603) 645-8181. For detailed eligibility criteria and more information, feel free to explore our resource at . We're excited to have you join our family at Bellwether Community!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $98 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,841,943, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine being able to accept payments from customers seamlessly, whether they are paying with cash, credit cards, or mobile wallets. Our merchant services are designed to help you do just that. With easy setup and reliable support, you can focus on what matters most growing your business. Located at 425 Hooksett Rd Manchester Nh 03104 in Manchester, NH, we invite you to explore how our business banking and commercial services can empower your business. Contact us today at (603) 645-8181 to learn more!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our Business Banking services, including Merchant Services and Business Loans designed to meet your unique needs. We understand that running a business comes with its own challenges, and we're here to help you navigate them.

Credit and Debt Solutions

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options to help you manage those costs effectively. Our Credit Cards with Rewards not only provide purchasing power but also let you earn rewards on everyday spending perfect for anyone looking to maximize their purchasing potential.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking platforms. With easy access from anywhere, managing your accounts has never been simpler. You can check balances, transfer funds, or pay bills all from the comfort of your home or on the go. Plus, with features like ATM & Cash Withdrawal Services, you can easily access cash whenever you need it.

Drive-Thru and Shared Services

For members who prefer face-to-face interaction but want quick service, our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, we offer Basic Shared Branch Transactions for members of partner credit unions, making it easy for everyone to access their funds conveniently. At Bellwether Community, we're more than just a financial institution; we're part of your community. Our dedicated team is ready to assist you in any way possible. Don't hesitate to reach out at (603) 645-8181 for any questions or visit us online at Bellwether Community Credit Union. Ready to start your journey with us? Visit our website today or stop by our branch we look forward to serving you!

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking services are designed to make your life easier. We offer Checking & Savings Accounts that help you keep track of your money while earning interest. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to get you on the road without breaking the bank. For those considering homeownership, our Mortgage Loans & Refinancing services can guide you through the process smoothly.

Digital & Online Banking

Key Services

With just a few clicks, you can explore all our online banking features at https://www.bccu.org/ . Our services include 24/7 online banking, allowing you to check balances, pay bills, and transfer funds without the need to visit a branch. Need to send money to a friend? With our person-to-person transfer feature, it's quick and easy. Plus, our mobile application is available for download, making it even more convenient to manage your finances from your smartphone. For those who prefer paperless options, we provide e-statements that are not only eco-friendly but also help keep your financial information organized and easily accessible. You can review your statements anytime without cluttering up your mailbox. And while electronic signatures aren't currently available, we're committed to ensuring that all other aspects of your digital experience are secure and user-friendly.

Security and Accessibility

Your security is our top priority. Our online banking platform incorporates advanced encryption technology to safeguard your personal information. We believe in providing tools that empower you while keeping your data safe. In addition, our mobile payments feature allows you to make transactions directly from your phone with just a tap. This means no more fumbling for cash or cards when you're out shopping. At Bellwether Community, we aim to make banking straightforward and efficient so you can focus on what truly matters your life outside of banking! Explore the benefits of digital banking today by visiting us at https://www.bccu.org/ or downloading our mobile app for easy access right at your fingertips.

Financial Strength

Member-Centric Approach

Members' savings are secured through $184,251,395 in share certificates and $120,052,467 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $999,294, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $1,005,009 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Our Future

With $59,175,942 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $71,224,551 in used auto loans and a total of $455,437,098 in loans and leases available.

Solid Financial Health

With a net worth of $60,217,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Bellwether Community is your trusted partner. Visit us at 425 Hooksett Rd Manchester NH 03104 or call 603-645-8181 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,224,551 in used vehicle loans and $11,816,879 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $53,841,943 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local enterprises with tailored financing solutions. At Bellwether Community located at 425 Hooksett Rd Manchester NH 03104, we're dedicated to providing personalized service and expert guidance throughout your borrowing experience. You can reach us at 603-645-8181 for any inquiries or assistance. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today and see how we can help you secure the financing you need for whatever life brings your way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,937,918, make buying or refinancing simple. We offer various mortgage products tailored to fit your needs and budget.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $10,065,487 in loans helping members manage their finances effectively. Enjoy competitive interest rates and rewards programs that make each purchase worthwhile.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process ensures that users receive fair and transparent offers.

BELLWETHER COMMUNITY CREDIT UNION