Bellco Thornton CO Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Bellco, your trusted financial partner located at 9710 Washington St, Thornton, CO 80229. Since our establishment in 1936, we've been committed to fostering a strong sense of community and supporting our members' financial needs. With over 383,357 members and total assets exceeding $8.5 billion, we pride ourselves on delivering personalized banking services that truly make a difference in the lives of those we serve. At Bellco, we understand that banking is more than just transactions; it's about building relationships and creating opportunities for our members. Our team is dedicated to providing exceptional service and innovative solutions tailored to your unique financial goals. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services, we've got you covered. Under the leadership of our CEO, Doug Ferraro, and Board President, Steven Angelier, we continue to grow while maintaining our core values of trust and reliability. With a net worth of $768,766,793 and cash in hand totaling $38,261,005, you can feel confident knowing your money is secure with us. For any official correspondence, please note that while you can visit us at our branch address above, our mailing address is also the same: 9710 Washington St, Thornton, CO 80229-2162. We invite you to explore how Bellco can help you achieve your financial dreams. Call us today at 720-479-5266 or visit our website at bellco.org to learn more about our services and join our growing family!

Branch History & Mission

Join Us

As you consider your financial future, we invite you to experience the benefits of becoming a member of Bellco. With personalized service and a mission dedicated to supporting each individual's journey, you'll find more than just a credit union here you'll find a community committed to helping you thrive. For any inquiries or assistance with your financial needs, feel free to reach out at 720-479-5266. Together, let's build a brighter future!

Our Journey

Since opening our doors at 9710 Washington St, Thornton, CO 80229, Bellco has been a steadfast partner for over 383,000 members. With total assets reaching an impressive $8,515,955,167, we have cultivated a strong foundation built on trust and service. Our commitment to the community is evident not only in our growth but also in our continuous efforts to provide exceptional financial services. As we expanded through the years, we embraced new technologies and innovations while maintaining our core values. We are proud to offer online and mobile banking options that make managing finances easier than ever. Our physical presence includes ATM availability and drive-thru banking services for those who prefer face-to-face interactions.

Our Mission

At the heart of Bellco's mission is a dedication to enriching lives and supporting our community. We strive to provide personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We understand that every member's journey is unique, and we are here to help navigate those paths with confidence. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 9710 Washington St, Thornton, CO 80229-2162. Our focus goes beyond just providing financial products; we aim to uplift our community through partnerships and outreach initiatives that foster economic empowerment. We believe in creating opportunities that extend well beyond banking transactions.

Branch Location & Accessibility

A Friendly Invitation

While members can visit us at 9710 Washington St, official correspondence should be sent to the same address as our mailing address: 9710 Washington St, Thornton, CO 80229-2162. If you have any questions or need assistance, feel free to call us at 720-479-5266. We look forward to welcoming you into our branch soon!

Convenient Location

Nestled near local landmarks, our branch is easily reachable for anyone in the area. With ample parking available, you can visit us without any hassle. Our location is not only convenient but also equipped with accessibility features to ensure everyone can enjoy our services. We have ramps and other amenities that comply with ADA standards, making it easier for all members to access our facilities.

Operating Hours

At Bellco, we understand that your time is valuable. That's why we offer flexible hours to accommodate your busy schedule. Our lobby is open Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM for drive-thru services. You can count on us to be here when you need us!

Services Designed for You

When you visit our branch, you'll find a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available on-site for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of Bellco is like opening the door to a welcoming community that genuinely cares about your financial well-being. We invite anyone who lives, works, worships, or attends school in our service areas to join us. This means if you're part of our vibrant local community, you can take advantage of the benefits we offer. At Bellco, we prioritize your needs by providing personalized services and competitive rates on loans and savings accounts. Our goal is to help you achieve your financial dreams while being supported every step of the way. To learn more about the specific eligibility criteria, feel free to visit our detailed guide at https://www.bellco.org/personal/personal-banking/bellco-membership-disclosures/. Opening an account with us is straightforward and designed to be as inclusive as possible. If you have any questions or would like assistance, don't hesitate to reach out to us at (720) 479-5266. Join us at our branch located at 9710 Washington St Thornton Co 80229, and let's start this journey together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what truly matters growing your business. From easy card processing to online payment solutions, we provide tools that help streamline your operations. Visit us at 9710 Washington St Thornton Co 80229 in Thornton, CO, and let's discuss how we can partner together to achieve your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or looking to refinance an existing loan, our Auto Loans & Vehicle Financing services can help you drive away with confidence. With competitive rates and flexible terms, we strive to make the financing process straightforward and stress-free.

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. We understand the unique challenges businesses face and are here to support your growth.

Convenient Access to Cash

We also ensure that accessing your money is simple and convenient with our ATM & Cash Withdrawal Services. You can easily withdraw cash or check balances at any time through our ATMs located conveniently throughout the area. Plus, enjoy basic drive-thru banking services for deposits and withdrawals without leaving your car. At Bellco, we are committed to enhancing your banking experience through accessible services designed with you in mind. Our friendly staff is ready to assist you during regular hours from 9 AM - 5:30 PM Monday through Friday, and 9 AM - 1 PM on Saturdays. Ready to explore how we can assist you further? Give us a call at (720) 479-5266, visit us online at 98th & Washington, or stop by our branch today! Your financial well-being is our priority!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Whether you're shopping for groceries or planning a vacation, using our credit card means you're rewarded every step of the way.

Mortgage Solutions

For those dreaming of homeownership, our Mortgage Loans & Refinancing options offer a pathway to achieving that dream. We understand that buying a home is one of the most significant decisions you'll make, which is why we provide personalized support throughout the mortgage process.

Personal Banking

One of the cornerstones of our offerings is Personal Banking. We provide various options for Checking & Savings Accounts, making it easy for you to manage your money effectively. Imagine being able to easily access your funds whenever you need them through our robust Online & Mobile Banking platforms. You can check balances, transfer money, and even pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come into play. These loans can be used for various purposes, helping you manage financial challenges more effectively.

Digital & Online Banking

At Bellco, we understand that managing your finances should be as easy and secure as possible. That's why our digital and online banking services are designed to keep you connected with your accounts anytime, anywhere. With just a few clicks or taps, you can access a range of features that make banking convenient and efficient. Our online banking platform, available at https://www.bellco.org/, allows you to manage your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, with our electronic signature authorization feature, signing documents online is quick and hassle-free. You can say goodbye to printing and mailing paperwork! We also offer e-statements, making it easy for you to keep track of your financial activities without the clutter of paper statements. And if you're always on the go, our mobile application provides all the functionalities you need right at your fingertips. From mobile payments to person-to-person transfers, managing your money has never been simpler. Safety is our priority, so you can rest assured knowing that all transactions are protected with advanced security measures. Our user-friendly interface means that even those new to online banking will feel comfortable navigating their accounts. With Bellco's digital banking services, you have the tools to manage your finances effectively in real-time. Experience the convenience today!

Financial Strength

At Bellco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health with you, demonstrating our commitment to providing reliable services and support. With a net worth of $768,766,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $323,739,037, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected in our $725,433,088 in undivided earnings, which allows us to enhance banking tools and strengthen lending options for our members. With $55,570 in used auto loans and an impressive $6,977,380,980 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $43,333,705, enabling us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 368 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $11,580,495. Total Share and Deposit Accounts: 921,579, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bellco is your trusted partner. Visit us at 9710 Washington St Thornton Co 80229 or call 720-479-5266 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. We provide financing options tailored to your budget and preferences, whether you're interested in a brand-new model or a reliable used vehicle. Additionally, refinancing options may be available if you're looking to reduce your monthly payments or lower your interest rate.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to expand operations or invest in new projects. We work closely with local businesses to understand their needs and provide tailored financing solutions. At Bellco located at 9710 Washington St, Thornton CO 80229, we are committed to supporting our members every step of the way. If you're interested in learning more about our loan offerings or exploring eligibility options, please reach out at 720-479-5266 during our operating hours: 9 AM - 5:30 PM M-F and 9 AM - 1 PM Sat. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your borrowing needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, making buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home you've been dreaming of. If you already own a home and want to take advantage of current market conditions, our refinancing options can make it easier than ever.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require additional support. That's where our flexible unsecured credit card loans come into play. With a total of $80,099,708 in loans helping members manage their finances effectively, we offer credit cards with competitive rates and rewards that suit your lifestyle.

Loan Aggregator

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Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans