Bellco Louisville CO Credit Union | Affordable Auto Loans & Checking

Introduction

Welcome to Bellco your trusted partner in financial wellness since 1936. Located at 994 W Dillon Rd Ste 300, Louisville, CO 80027, we are dedicated to serving our community with care and commitment. With a membership base of over 383,357 individuals, Bellco is more than just a credit union; we are a community-focused institution that prioritizes the financial needs of our members. At Bellco, we understand that your financial journey is unique. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgage options. Our total assets exceed $8.5 billion, reflecting our stability and reliability in helping you achieve your financial goals. With total deposits reaching $802,441,425, you can rest assured that your funds are safe with us. Our CEO, Doug Ferraro, along with Board President Steven Angelier, lead a dedicated team of 370 employees committed to providing exceptional service. We pride ourselves on being accessible whether through our online banking platform or by visiting us directly at our branch. If you need assistance or want to learn more about our offerings, don't hesitate to reach out! You can contact us at 720-479-5284 during our lobby hours from 9 AM to 5 PM, Monday through Friday. For official correspondence, please send mail to the same address: 994 W Dillon Rd Ste 300, Louisville, CO 80027-8403. Explore how Bellco can enhance your financial life today! Visit us online at bellco.org for more information. We look forward to serving you!

Branch History & Mission

Community Engagement

Our story goes beyond banking; it's about being engaged in the community. Through partnerships with local organizations and outreach efforts, we aim to make a difference in the lives of those around us. By participating in events and supporting local causes, we strive to create lasting relationships within Louisville. At Bellco, we're also embracing technology with online and mobile banking options that make managing your finances easier than ever before. Our commitment extends beyond traditional banking it's about offering you modern solutions while ensuring compliance with ADA standards for accessibility. As we look toward the future, we invite you to join us on this journey. Experience the benefits of becoming a member at Bellco today! Together, let's build a stronger community and achieve great things together. For more information or assistance, don't hesitate to call us at (720) 479-5284 or visit our website at Bellco.

Our Mission

At the heart of Bellco's mission is a commitment to not just provide financial services but also uplift our community. We believe that everyone deserves access to financial resources that can help them achieve their goals. Whether it's personal banking, auto loans, mortgage financing, or business banking solutions our mission is clear: to enhance the lives of our members while supporting local initiatives that strengthen our community ties. While members can visit us at 994 W Dillon Rd Ste 300 Louisville Co 80027, official correspondence should be sent to 994 W Dillon Rd Ste 300, Louisville, CO 80027-8403. Our operating hours are Monday through Friday from 9 AM to 5 PM. Although we do not offer drive-thru service, we are proud to provide ATM availability for your convenience.

Branch Location & Accessibility

Additional Features

Although we do not have drive-thru banking at this location, we are proud to provide shared services for partner credit union members. This means that even if you're a member of another credit union, you can still take advantage of basic transactions right here with us! Don't hesitate to reach out if you have any questions or need assistance! You can give us a call at 720-479-5284. We look forward to welcoming you into our branch soon!

Nearby Landmarks and Accessibility

You'll find us near notable spots like the Louisville Sports Complex and just a short drive from the bustling downtown area. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure every member can visit us comfortably. While members can visit us at 994 W Dillon Rd Ste 300, official correspondence should be sent to the same address.

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, making it easy for you to drop in when it fits your schedule. At Bellco, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you every step of the way. Plus, enjoy convenient access to our ATM services whenever you need cash or want to check your balance.

Member Eligibility

Becoming a member of Bellco is like joining a friendly family that supports your financial journey. If you live, work, worship, or attend school in certain areas of Colorado, you're likely already eligible! We welcome individuals from various walks of life and prioritize community involvement. Plus, our members enjoy benefits such as competitive rates on loans and savings accounts, personalized service, and access to a range of financial products tailored to meet your needs. To learn more about the specific eligibility criteria and see if you qualify, please check out this resource: https://www.bellco.org/personal/personal-banking/bellco-membership-disclosures/. It's easy to start your membership just give us a call at (720) 479-5284, and we'll guide you through the simple steps to open your account at our branch located at 994 W Dillon Rd Ste 300 Louisville Co 80027. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you're at a bustling market, and customers are eager to make purchases. With our reliable merchant services, you can accept various payment methods easily, ensuring smooth transactions and happy customers. Visit us at 994 W Dillon Rd Ste 300 Louisville Co 80027 in Louisville, CO or call us at (720) 479-5284 to discover how our business banking solutions can help you thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive banking services that include merchant services and business loans. Whether you're just starting out or looking to expand, our team is here to support your entrepreneurial journey.

Convenient Access and Support

In today's fast-paced world, convenience matters. That's why we offer ATM services for cash withdrawals and balance checks, along with shared branch transactions for deposits and withdrawals if you're a member of partner credit unions. Our online and mobile banking features allow you to manage your accounts anytime, anywhere making it easier than ever to stay on top of your finances.

Get in Touch

We invite you to discover all that Bellco has to offer! If you have questions or want more information about our services, feel free to reach out at (720) 479-5284. Our friendly staff is ready to assist you during our operating hours from 9 AM to 5 PM, Monday through Friday. Join us at Bellco, where your financial success is our priority!

Loans for Every Need

When life's big moments arise, like buying a new car or purchasing a home, Bellco has you covered with competitive auto loans and mortgage financing. We understand that each member's situation is unique, which is why we also offer personal loans for debt consolidation or unexpected expenses. Our credit cards come with rewards, making them an excellent choice for everyday purchases.

Personal Banking

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine having a checking account that allows you to easily track your spending while also earning interest on your savings. With Bellco, you can enjoy the flexibility and security of managing your money through our online and mobile banking platforms.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly online banking platform, available at https://www.bellco.org/, you can easily access your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, our 24/7 online banking service ensures you have complete control over your finances at your fingertips. Need to send money quickly? With our person-to-person transfer feature, you can send funds to friends or family with just a few clicks. Plus, if you're looking to go paperless, we offer electronic statements that keep your financial records organized and easy to access. Security is a top priority for us. Our platform includes electronic signature authorization, making it safe and efficient for you to approve transactions without the hassle of printing and mailing paperwork. For those who are always on the move, our mobile application makes banking even easier. You can manage your accounts right from your smartphone! Plus, with mobile payments available, making purchases is quick and secure no need to carry cash or cards. At Bellco, we believe that banking should fit into your lifestyle effortlessly. We're committed to providing tools that help you stay informed about your finances while keeping security front and center. Explore our digital services today and discover how easy managing your money can be!

Financial Strength

Efficient Operations

Our impressive $43,333,705 net income reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 368 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Trust

We are proud to report total share accounts of 921,579, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $11,580,495 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Bellco is your trusted partner. Visit us at 994 W Dillon Rd Ste 300 Louisville CO 80027 or call 720-479-5284 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $725,433,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $55,570 in used auto loans and a total of $6,977,380,980 in loans and leases.

Secure Savings Opportunities

Members' savings are secured through $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $323,739,037, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $768,766,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your needs. Whether you're buying a brand-new model or a reliable pre-owned vehicle, our auto loans can make it happen.

Business Financing

For business owners looking to expand their operations or invest in new projects, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to grow and thrive. We understand the unique needs of businesses and are here to support you every step of the way. At Bellco in Louisville, CO (994 W Dillon Rd Ste 300), we're committed to providing personalized service to each member. Our dedicated team is here to guide you through your borrowing options and help you choose the best product for your needs. Feel free to reach out at 720-479-5284 during our operating hours from 9 AM - 5 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, make buying or refinancing simple. We offer competitive rates and various terms to fit your situation. If you're considering refinancing your existing mortgage for better rates or lower payments, we have options available for that as well.

Unsecured Credit Cards

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $80,099,708 in loans helping members manage their finances effectively. These cards come with features that can help you keep track of spending while earning rewards along the way.

Loan Aggregator

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Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans