Bellco Longmont CO Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Bellco! Located at 1250 S Hover St Ste 200, Longmont, CO 80501, our credit union has been a trusted partner in the community since 1936. With over 383,000 members, we are dedicated to providing financial services that make a real difference in people's lives. At Bellco, we understand that banking should be straightforward and accessible. Our total assets amount to an impressive $8,515,955,167, reflecting our commitment to managing your money wisely. We proudly offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at our branch for all their financial needs, official correspondence should be directed to our mailing address: 1250 S Hover St #200, Longmont, CO 80501. Under the leadership of CEO Doug Ferraro and Board President Steven Angelier, we strive to foster a welcoming environment where everyone feels valued. Our team of 370 employees is here to assist you with personalized service and support. With total deposits reaching $802,441,425 and a net worth of $768,766,793, Bellco is positioned as a secure choice for your financial journey. We also maintain a healthy cash reserve of $38,261,005, ensuring we can meet your needs promptly. We invite you to experience the difference at Bellco. Whether you're looking for competitive loan rates or robust online banking options available 24/7 through our website bellco.org, we're here to help you achieve your financial goals. Feel free to call us at 720-479-5285 or drop by during our lobby hours from 9 AM - 5 PM Monday through Friday, or visit us on Saturdays from 9 AM - 1 PM. Join us at Bellco where your financial success is our top priority!

Branch History & Mission

Community Engagement

Community outreach is at the heart of what we do. We partner with local organizations and initiatives that uplift and support those in need within Longmont and beyond. Our commitment extends beyond financial services; we actively participate in events that foster unity and growth among residents. With operating hours from 9 AM to 5 PM Monday through Friday and 9 AM to 1 PM on Saturdays, we're here when you need us most. Plus, with ATM availability right here at our branch, accessing your funds has never been easier. Join us today at Bellco! Experience firsthand how we can help you navigate your financial journey while making a meaningful difference in your life and community. Together, let's build a brighter future!

Our Journey

From the moment we opened our doors, our mission has been clear: to provide exceptional financial services while fostering a spirit of community support. Over the years, we have celebrated numerous milestones, including expanding our offerings to include personal banking, auto loans, mortgage financing, and business banking services. With total assets now exceeding $8.5 billion, we have established ourselves as a pillar of financial strength in the region. Bellco is proud to be headquartered in Greenwood Village, CO, where our leadership team works diligently to ensure that our branches meet the evolving needs of our members. We are committed not just to numbers but also to the people behind them. Our members trust us because we prioritize their financial well-being above all else.

Our Mission

At Bellco, our mission is more than just providing financial services; it's about making a positive impact in our community. We strive to empower individuals through education and resources that help them achieve their financial goals. Whether it's through offering competitive loan rates or facilitating easy access to online and mobile banking, we're here for you every step of the way. While members can visit us at 1250 S Hover St Ste 200, official correspondence should be sent to 1250 S Hover St #200, Longmont, CO 80501. We take pride in being ADA compliant and ensuring that everyone can access our services without barriers. Additionally, our focus on customer-centric initiatives means we are always looking for ways to enhance your experience with us.

Branch Location & Accessibility

Accessibility Features

At Bellco, we prioritize accessibility for all members. Our branch is ADA compliant, ensuring that everyone can navigate comfortably. We also provide ample parking space right outside the entrance for your convenience.

Call-to-Action

We invite you to stop by our Longmont branch today! Have questions? Feel free to give us a call at 720-479-5285 we're eager to assist you with any banking needs or inquiries. At Bellco, we're not just about transactions; we're about building lasting relationships within our community.

Operating Hours

We understand that life can be busy! That's why we're open from 9 AM to 5 PM Monday through Friday and offer Saturday hours from 9 AM to 1 PM. Whether you're stopping by during your lunch break or on the weekend, we're here when you need us.

Services Offered

Our branch offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? Enjoy our ATM availability right at our location for quick withdrawals and balance checks. While we don't have drive-thru banking, our friendly team is ready to assist you inside.

Member Eligibility

At Bellco, we believe that everyone deserves to be part of a welcoming community where they can thrive financially. Becoming a member is simple and inclusive! If you live, work, or worship in the area, or have a family member who is already a member, you're likely eligible to join us. We invite you to explore the benefits of membership, which include personalized service, competitive rates, and a variety of financial products tailored to meet your needs. To learn more about the specific eligibility requirements, please visit our detailed resource at https://www.bellco.org/personal/personal-banking/bellco-membership-disclosures/. Getting started is easy! You can open an account by visiting our branch located at 1250 S Hover St Ste 200 Longmont Co 80501, or feel free to give us a call at (720) 479-5285 for any questions you may have. We're here to help you every step of the way as you take this important step toward joining Bellco.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services make everyday transactions easier for you. Imagine a local coffee shop seamlessly processing customer payments while managing inventory all thanks to our reliable payment solutions. These services not only streamline your operations but also enhance customer satisfaction, allowing you to focus on what you do best: running your business. Visit us at 1250 S Hover St Ste 200 Longmont Co 80501 in Longmont, CO, or call us at (720) 479-5285 to learn more about how we can help your business thrive!

Unlocking Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With multiple ATMs available, withdrawing cash is simple and straightforward. Whether you're grabbing lunch or handling errands around town, know that quick access to your funds is always nearby. At Bellco, we're not just about transactions; we're about building relationships and serving our community's financial needs. For more information on any of these services or if you have questions about how we can assist you further, please don't hesitate to reach out at (720) 479-5285 or visit us online at Longmont. Join us today and experience banking tailored just for you!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms. Imagine driving off in your new car without the stress of high payments. We understand how important reliable transportation is, and we're here to help you secure it.

Business Banking

For entrepreneurs and business owners, our Business Banking solutions include merchant services and business loans that empower you to grow and manage your enterprise effectively. We understand that running a business requires flexibility and support, which is why we tailor our offerings to suit your specific needs.

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn while you spend. Whether it's cash back on groceries or points towards travel, this card rewards you for everyday purchases. Imagine treating yourself to a getaway funded by rewards earned from your daily shopping.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized guidance throughout the process. Picture yourself unlocking the door to your new home with confidence, knowing you have the right mortgage solution backing you.

Online & Mobile Banking

In today's fast-paced world, convenience matters more than ever. That's why at Bellco, we offer comprehensive Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. From mobile payments to person-to-person transfers, accessing your finances has never been easier.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking services include checking and savings accounts designed to help you save while providing easy access to your funds. Whether you're saving for a dream vacation or planning for unexpected expenses, our accounts come with features that fit your lifestyle.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can tackle those challenges head-on. Our loans can be tailored to fit your needs, making it easier to manage debt or fund personal projects without added stress.

Digital & Online Banking

Key Services

Visit us at https://www.bellco.org/ to explore our full range of online banking features. You can check your account balance, pay bills, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking services ensure you're always connected to your finances, whether it's early morning or late at night. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends and family in just moments. Plus, if you're out shopping, enjoy the ease of mobile payments right from your smartphone. It's all about giving you choices that fit your lifestyle.

Security and Convenience

We prioritize your security with electronic signature authorization for documents and transactions. This means you can sign important forms safely and quickly without needing to visit a branch. And if you prefer going paperless, our e-statements feature allows you to receive statements electronically, reducing clutter while keeping everything organized. Our user-friendly mobile application further enhances your banking experience. Whether you're checking your account or making payments, it's designed for simplicity so that you can navigate effortlessly. At Bellco, we're committed to making banking accessible for everyone. Join us today and experience how our digital services empower you to manage your money with confidence!

Financial Strength

A Growing Community

We are grateful for the trust placed in us by our member base. With a total of 921,579 share accounts, we demonstrate a strong and growing community that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bellco is your trusted partner. Visit us at 1250 S Hover St Ste 200 Longmont Co 80501 or call (720) 479-5285 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

Our success is reflected in our operations. With $725,433,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support our community through lending; with $55,570 in used auto loans and $6,977,380,980 in total loans and leases, our lending capacity helps fulfill various financial goals for our members.

Member-Centric Savings

Your savings are secure with us. We have $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $323,739,037, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $43,333,705 highlights our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. Furthermore, we take pride in having 368 full-time employees and 2 part-time employees dedicated to serving you with knowledge and commitment.

Solid Financial Position

With a net worth of $768,766,793, we maintain strong financial health, which allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to ensure that you find a plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to grow and expand. We're committed to supporting local businesses with funding solutions that cater specifically to your unique requirements. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, don't hesitate to reach out. Our team is here to help you navigate your choices and find the best fit for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Bellco, we prioritize transparency and member satisfaction above all else. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, make buying or refinancing simple. We aim to guide you through every step of the mortgage process so that you can focus on what really matters making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $80,099,708 in loans helping members manage their finances effectively. These cards come with various benefits tailored to meet your spending habits and financial needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the platform in helping individuals achieve better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources means that users receive fair and transparent offers tailored to their financial needs.

Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans