Bellco Lakewood CO Credit Union | Affordable Vehicle Loans & Checking

Introduction

Welcome to Bellco, your trusted financial partner in the heart of Lakewood, Colorado. Located at 570 S Wadsworth Blvd, our branch has been serving the community since 1936, and we take pride in being a member-focused credit union. With a robust membership of over 383,357 individuals, we are dedicated to enhancing your financial well-being through personalized services. At Bellco, we believe in transparency and community impact. Our total assets have reached an impressive $8,515,955,167, allowing us to provide valuable resources like auto loans and mortgages. We hold deposits totaling $802,441,425 while ensuring a net worth of $768,766,793. Our commitment to you is reflected in our ability to offer competitive rates on loans currently amounting to 227,773 across various categories. Under the leadership of our CEO, Doug Ferraro, and Board President Steven Angelier, our team of 370 employees is here to support you every step of the way. Whether you're looking for personal banking solutions or business financing options, we've got you covered with services that include checking accounts, credit cards with rewards, and much more. While members can visit us at our branch address for day-to-day banking needs, official correspondence should be sent to the same address: 570 S Wadsworth Blvd, Lakewood, CO 80226. We invite you to explore all that Bellco has to offer by visiting our website at bellco.org or giving us a call at 720-479-5262. Join us today and experience how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving you better, we have embraced digital advancements that make banking more convenient. Our online banking platform allows members to manage their finances anytime and anywhere. We also offer mobile payments and electronic signatures for added ease. We prioritize accessibility for all members by ensuring that our services comply with ADA standards. This commitment reflects our belief that everyone should feel welcome in their financial journey.

Join Us

We invite you to experience the benefits of being part of the Bellco family. Whether you're looking for personal banking solutions or business services, we are here for you every step of the way. Visit us during our operating hours from 9 AM - 5:30 PM on weekdays and 9 AM - 1 PM on Saturdays, or give us a call at 720-479-5262. Together, let's build a brighter future! Join Bellco today and be part of something special in Lakewood.

Our Mission

At the heart of Bellco lies our mission: to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to affordable banking options that help them achieve their dreams. From personal checking accounts to auto loans and mortgages, we offer a range of services designed to meet the diverse needs of our members. Our commitment goes beyond just financial transactions; we actively engage with local organizations and initiatives aimed at enhancing the well-being of our community. Through partnerships and outreach efforts, we strive to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Get in Touch!

If you have questions or need assistance, don't hesitate to reach out! Call us at 720-479-5262. We're here to help make your banking experience as smooth as possible. Stop by soon; we can't wait to see you at Bellco!

Operating Hours & Services

At Bellco, we understand that convenience is key. Our lobby hours run from 9 AM to 5:30 PM on weekdays and we also welcome you on Saturdays from 9 AM to 1 PM at our drive-thru. You can rely on us for a variety of services such as checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions all tailored to meet your unique needs. Additionally, we offer ATM access for quick cash withdrawals and balance checks, along with basic drive-thru services for deposits and simple transactions. This means you can manage your banking effortlessly without stepping inside if you're in a hurry!

Parking & Accessibility Features

Our location offers ample parking space, ensuring a hassle-free visit. We take pride in being ADA compliant, providing ramps and other features that make our branch accessible to everyone. We want all our members to feel comfortable when they visit us.

Member Eligibility

Becoming a member of Bellco feels like joining a welcoming family that truly cares about your financial well-being. If you live, work, or go to school in the communities we serve, you're likely eligible to join us! We embrace individuals from all walks of life, making it easy for you to take part in our supportive community. To get the full scoop on what makes you eligible, check out our detailed guidelines at https://www.bellco.org/personal/personal-banking/bellco-membership-disclosures/. Not only do members gain access to fantastic financial products and services tailored just for them, but they also enjoy a sense of belonging and support that sets us apart. Ready to get started? Opening an account is a breeze! You can visit us at our branch located at 570 S Wadsworth Blvd Lakewood Co 80226, or give us a call at (720) 479-5262. Our friendly team is here to assist you every step of the way. Join us at Bellco, where your journey toward better banking begins!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that help simplify your financial transactions. Imagine being able to accept payments quickly and securely, whether in-store or online. Our merchant services make it easy for you to focus on what you do best running your business. Visit us at 570 S Wadsworth Blvd Lakewood Co 80226 in Lakewood, CO, or call us at (720) 479-5262 to learn how we can help you thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also prioritize accessibility. With an ATM available at our branch location, you can withdraw cash or check balances at your convenience. Additionally, our basic drive-thru service allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days when time is tight.

Business Banking

For entrepreneurs and small business owners, Bellco provides essential business banking services, including merchant services and business loans tailored to your needs. We know that running a business comes with its own set of challenges, and having reliable financial support is crucial.

Community Focused Service

Located conveniently at 570 S Wadsworth Blvd Lakewood Co 80226, we invite you to visit us during our lobby hours from 9 AM to 5:30 PM on weekdays or from 9 AM to 1 PM on Saturdays for any inquiries or assistance. Our friendly staff is always ready to help you navigate through your financial journey. At Bellco, we believe in building lasting relationships with our members by providing personalized service that makes banking easier and more accessible. We encourage you to reach out at (720) 479-5262 or explore our website at Lakewood for more information about how we can assist you. Join us today and discover the difference that a dedicated credit union can make in your financial life!

Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. Manage your accounts from anywhere using our user-friendly mobile application or through online banking. Features such as person-to-person payments allow you to send money easily to friends or family without the hassle of cash.

Personal Banking

Our personal banking services include checking and savings accounts that cater to different lifestyles and financial goals. For instance, if you're planning to purchase a new car, our auto loans and vehicle financing options make it easy for you to drive away with confidence. We also offer mortgage loans and refinancing solutions to help you secure your dream home or lower your monthly payments. If you're facing unexpected expenses, our personal loans and debt consolidation services provide a lifeline when you need it most. Plus, with our credit cards featuring rewards programs, every purchase can bring you closer to exciting benefits.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available through https://www.bellco.org/, you can check your account balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time! Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and simple.

Mobile Banking Made Simple

Our mobile application enhances your banking experience further. You can make payments with ease using our mobile payments feature, ensuring you have everything you need to manage your finances right from your smartphone. And with electronic signature authorization available, signing documents securely is just a tap away.

Security You Can Trust

Your security is our priority. Our online banking platform uses advanced security measures to protect your information while allowing you to enjoy a smooth banking experience. You can rest easy knowing that your transactions are safe and secure. In short, Bellco brings you a comprehensive suite of digital banking tools tailored for today's busy lifestyles. Experience the freedom of managing your finances effortlessly by visiting us online today!

Stay Organized with E-Statements

Keeping track of your finances is essential, and that's why we offer e-statements. You can access your statements anytime without the clutter of paper documents. This not only helps you stay organized but also contributes to a more eco-friendly environment.

Financial Strength

Commitment to Growth

With $725,433,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $55,570 in used auto loans and $6,977,380,980 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $43,333,705, which enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bellco is your trusted partner. Visit us at 570 S Wadsworth Blvd Lakewood Co 80226 or call (720) 479-5262 to learn more about how we can help you achieve your financial goals.

Our Financial Health

With a net worth of $768,766,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we can continue to support our members' needs effectively. Our net worth ratio of $903 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Our Team

We also take pride in having 368 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 921,579, showing a growing member base that trusts us with their finances.

Security for Your Savings

Members' savings are secured through $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $323,739,037, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience smooth and straightforward.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $2,955,388,341. This option allows you to borrow what you need when you need it without going through a lengthy application process each time. If you're interested in refinancing any of these options or would like more information about eligibility requirements, please don't hesitate to reach out. You can contact us at (720) 479-5262 during our operating hours from 9 AM - 5:30 PM Monday through Friday and 9 AM - 1 PM on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you with all your financial needs at Bellco!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our experienced team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $80,099,708 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

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Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans