Bellco Highlands Ranch CO Credit Union | Affordable Vehicle Loans & Checking

Introduction

Welcome to Bellco, your trusted financial partner in the heart of Highlands Ranch, Colorado! Established in 1936, we have been dedicated to providing exceptional service and support to our community for over 85 years. Located at 2219 W Wildcat Reserve Pkwy, we invite you to experience a credit union that prioritizes your needs and strives to help you achieve your financial goals. With a robust membership base of 383,357 individuals, Bellco has become a cornerstone of financial support in our community. We manage total assets of over $8.5 billion, ensuring that we are well-equipped to serve our members with a variety of products and services tailored just for you. From personal banking solutions, including checking and savings accounts, to auto loans and mortgages, our offerings cater to every aspect of your financial journey. Under the leadership of CEO Doug Ferraro and Board President Steven Angelier, our team is committed to fostering an environment where members feel valued and supported. With 370 dedicated employees ready to assist you, we pride ourselves on delivering personalized service that you can trust. At Bellco, we understand the importance of financial stability and security. That's why we proudly report total deposits of $802 million and a net worth of $768 million, reflecting our strong foundation and commitment to your financial well-being. Our goal is not only to provide great products but also to empower our members through education and support. While members can visit us at our branch location, official correspondence should be sent to 2219 W Wildcat Reserve Pkwy, Highlands Ranch, CO 80129. We encourage you to reach out by calling us at 720-479-5270 or explore more about our services at bellco.org. Join us today and discover how Bellco can make a positive impact on your financial future!

Branch History & Mission

At Bellco, we take pride in our rich history and unwavering commitment to our community. Established in 1936, our branch has served as a cornerstone of financial support for the residents of Highlands Ranch, CO. Located at 2219 W Wildcat Reserve Pkwy, just a stone's throw away from local landmarks like the Highlands Ranch Town Center, we've grown alongside this vibrant community, adapting to meet the evolving needs of our members. Over the years, Bellco has blossomed into a trusted financial partner for over 383,000 members. With total assets exceeding $8.5 billion, we have built a strong foundation that enables us to provide comprehensive financial services tailored to our members' unique goals and aspirations. Our mission is simple yet profound: to empower individuals and families through exceptional financial solutions while fostering community connections. While members can visit us at 2219 W Wildcat Reserve Pkwy Highlands Ranch Co 80129, official correspondence should be sent to 2219 W Wildcat Reserve Pkwy, Highlands Ranch, CO 80129. Our branch operates with convenience in mind, offering services during the following hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM for drive-thru banking. We also provide ATM access for those who prefer quick cash withdrawals or balance inquiries. Bellco's mission goes beyond traditional banking; we are dedicated to uplifting our community through various outreach efforts and partnerships with local organizations. Whether it's sponsoring community events or providing financial education workshops, we strive to make a meaningful impact in Highlands Ranch and beyond. As we embrace digital advancements, such as online and mobile banking options along with ADA compliance initiatives, we ensure that every member can access their accounts with ease and confidence. Our commitment to customer service remains paramount; we believe that each member deserves personalized attention and support. Join us at Bellco and experience the benefits of being part of a credit union that truly values its members and invests in their success. Together, let's build a brighter financial future! For more information or to become a member today, visit us at Bellco or call us at (720) 479-5270.

Branch Location & Accessibility

Accessibility Features

At Bellco, we believe banking should be accessible to everyone. Our branch complies with ADA standards, ensuring that all members can navigate comfortably through our facilities. We offer ample parking spaces and convenient ramps for those who may need assistance.

Operating Hours

We understand that your schedule can be busy. That's why we're here for you Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Whether you need to make a quick deposit or discuss your financial goals with one of our friendly staff members, we're ready to help during these hours.

Services Offered

Our Highlands Ranch branch provides a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of our drive-thru banking services for simple transactions without leaving your car. With ATM availability on-site, accessing your funds is easy and hassle-free. Feel free to reach out to us at 720-479-5270 if you have any questions or need assistance. We invite you to visit us soon and experience the welcoming atmosphere at Bellco!

Member Eligibility

At Bellco, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that values your financial well-being. If you're looking to become a member, it's quite simple! We welcome individuals who live, work, worship, or attend school in our local communities, making it easy for many to join us. You can find all the specific eligibility details on our website at https://www.bellco.org/personal/personal-banking/bellco-membership-disclosures/. Becoming a member opens up a world of advantages like competitive rates on loans and savings accounts, personalized service, and access to resources designed to help you achieve your financial goals. Ready to get started? Visit us at our branch located at 2219 W Wildcat Reserve Pkwy Highlands Ranch Co 80129 or give us a call at (720) 479-5270 for any questions you might have. We can't wait to welcome you into the Bellco family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services provide practical benefits for your everyday transactions. Whether it's accepting card payments or managing payroll, we offer tools designed to simplify your financial operations. This means you can focus on what truly matters growing your business. Visit us at 2219 W Wildcat Reserve Pkwy Highlands Ranch Co 80129, Highlands Ranch, CO to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash quickly? Our locations feature ATM & Cash Withdrawal Services that ensure you're never far from accessing your funds. Plus, with basic drive-thru banking available for deposits and withdrawals during convenient hours (Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM), we're here when you need us. At Bellco in Highlands Ranch, we are not just about transactions; we're about building relationships with our members. For any questions or more information about our services, don't hesitate to give us a call at 720-479-5270 or visit us online at bellco.org. Join us today and experience banking designed with you in mind!

Business Banking Solutions

For entrepreneurs and businesses in our community, our Business Banking services include essential tools like Merchant Services & Business Loans. We know how important it is for businesses to have reliable banking support, which is why we strive to provide tailored solutions that grow alongside your business.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. With capabilities such as mobile payments and person-to-person transfers, banking has never been easier. You can access your account information through our user-friendly app or website whenever it suits you best.

Personal Banking Made Easy

For individuals and families, we offer Personal Banking options that include Checking & Savings Accounts. Imagine having easy access to your funds whenever you need them while also earning interest on your savings. Our accounts come with no hidden fees, making it straightforward for you to manage your money. If you're considering buying a car, our Auto Loans & Vehicle Financing solutions can help you drive away in your dream vehicle with competitive rates. We understand that purchasing a home is a significant milestone, so our Mortgage Loans & Refinancing services are here to guide you through the process smoothly. Our experienced team will work with you to find the best mortgage solution that fits your budget. Additionally, life can sometimes throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation options that allow you to consolidate your debts into one manageable payment.

Rewards and Convenience

We also offer Credit Cards with Rewards, giving you points for every purchase that can be redeemed for travel, merchandise, or cash back. This way, you can enjoy the benefits of spending while working toward your financial goals.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.bellco.org/, offers a variety of features tailored to meet your needs. With 24/7 online banking services, you can check balances, pay bills, and transfer funds whenever it suits you. Plus, enjoy the ease of person-to-person transfers, making it simple to send money to friends and family directly from your account. For those who prefer using their mobile devices, our mobile application allows you to bank on the go. You can make payments through our mobile payments feature, ensuring quick and hassle-free transactions. And if you ever need to sign documents, our electronic signature authorization provides a secure way to do so without needing paper.

Security and Accessibility

At Bellco, we prioritize your security. Our online banking system is equipped with advanced safety measures, ensuring that your personal information remains protected as you conduct transactions. We also offer e-statements, which not only help reduce paper waste but also provide an easy way for you to keep track of your finances in a secure manner. In today's fast-paced world, managing your money shouldn't be complicated. With our user-friendly services, you'll have real-time access to your accounts anytime, anywhere. From checking account balances to making loan payments or simply keeping tabs on your spending habits, everything is just a few clicks away. Explore all these features and more by visiting us online at https://www.bellco.org/ or reach out through our phone line at (720) 479-5270 for any assistance. Your financial wellness is just a click away with Bellco!

Financial Strength

At Bellco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial practices, we ensure that your money is in safe hands. Our current net worth of $768,766,793 highlights our strong financial health, allowing us to provide better rates, lower fees, and improved services tailored to our members' needs. This solid foundation is further reinforced by our net worth ratio of $903, which ensures we have the capital necessary to continue offering loans and competitive savings rates even during uncertain economic times. Your savings are protected with $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, giving you stable and rewarding opportunities for financial growth. Unlike traditional banks, we focus on benefiting our members. With non-member deposits totaling $323,739,037, we can prioritize your needs through better loan rates and exclusive perks. Additionally, with $725,433,088 in undivided earnings, we invest back into our services enhancing banking tools, lending options, and security measures to serve you better. Our lending capacity supports various member needs with $55,570 in used auto loans and a total of $6,977,380,980 in loans and leases available. Our net income of $43,333,705 reflects our operational efficiency, enabling us to offer competitive products designed with your financial goals in mind. We are proud to employ 368 full-time employees and 2 part-time employees, ensuring that we have a knowledgeable team ready to assist you every day. With a growing member base evidenced by our total of 921,579 share accounts we are dedicated to providing you with the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bellco is your trusted partner. Visit us at 2219 W Wildcat Reserve Pkwy Highlands Ranch Co 80129 or call us at (720) 479-5270 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. Whether you're looking for a new or used vehicle, our team can help you find the right financing option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive within our community. At Bellco, we believe in empowering our members through financial education and support. If you're considering refinancing or want to learn about eligibility options for any of our loan products, don't hesitate to reach out. Our team is here to guide you every step of the way. Feel free to contact us at 720-479-5270 or visit us at 2219 W Wildcat Reserve Pkwy Highlands Ranch Co 80129 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, make buying or refinancing simple. We aim to make the process as straightforward as possible so that you can focus on enjoying your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $80,099,708 in loans helping members manage their finances effectively. This is an excellent way to handle unexpected expenses or consolidate debt without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can make informed decisions. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you find the best options available without delay. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your loan search, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous approach guarantees that the information you receive is both reliable and up-to-date.

Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans