Bellco Grand Junction CO Credit Union | Quick Personal Loans & ATM Access

Introduction

At Bellco, we believe in building a strong financial foundation for our members and the Grand Junction community. Located at 2478 Highway 6 And 50 Unit A, Grand Junction, CO 81505, our branch has been serving members since 1936. Over the years, we've grown to support a thriving membership of 383,357 individuals who trust us with their financial needs. Our commitment to you extends beyond just banking services; we manage $8,515,955,167 in total assets, ensuring that your funds are secure and accessible. We take pride in providing a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. In addition to traditional banking, our business banking solutions support local entrepreneurs with merchant services and business loans. While you can visit us at our Grand Junction location for all your banking needs, please note that any official correspondence should be sent to the same address listed above. Our dedicated team of 370 employees, led by CEO Doug Ferraro and Board President Steven Angelier, is here to help you navigate your financial journey. With total deposits amounting to $802,441,425 and a net worth of $768,766,793, Bellco is well-equipped to provide reliable service to each member. Our robust offerings include online and mobile banking for convenience and ease of access. Whether you're looking to open a new account or need assistance with existing services, we're just a phone call away at 720-479-5275. We invite you to explore all that Bellco has to offer by visiting our website at bellco.org. Come experience the difference of a credit union that truly values its members!

Branch History & Mission

Embracing Modern Banking

As part of our commitment to serving our members better, we've embraced modern banking technologies without losing sight of personal service. With features like online banking, mobile payments, and electronic statements available, managing your finances has never been easier. Additionally, we ensure accessibility for all through ADA-compliant facilities. For those who prefer face-to-face interactions, we offer drive-thru services for quick transactions along with shared service center availability for seamless banking experiences across partner credit unions. We invite you to join our thriving membership at Bellco. Experience firsthand how we can support your financial goals while being an active participant in your community's success. Visit us today or call us at 720-479-5275 to learn more about how we can help you achieve your dreams!

Our Mission

At Bellco, our mission is centered around empowering our members by providing exceptional financial services while nurturing community connections. We understand that everyone's financial journey is unique, which is why we offer a diverse range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. Our goal is to help you navigate your financial path with confidence. We believe in giving back to the community that has supported us throughout the years. Our outreach efforts include partnerships with local organizations and initiatives aimed at enhancing the lives of residents in Grand Junction. Whether it's through educational workshops or sponsorship of community events, we are dedicated to making a positive impact.

Branch Location & Accessibility

Welcome to Bellco, your friendly financial partner located at 2478 Highway 6 And 50 Unit A, Grand Junction, CO 81505. Nestled in the vibrant city of Grand Junction, our branch is easily accessible and conveniently situated near well-known landmarks that make us easy to find. Whether you're coming from the bustling downtown area or nearby neighborhoods, we're just a short drive away. At Bellco, we understand that convenience is key when it comes to banking. That's why we offer ample parking right outside our doors, making it easy for you to pop in and take care of your banking needs. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us without hassle. When you step inside our branch, you'll find a warm and welcoming atmosphere where our dedicated team is ready to assist you. We're here to help with everything from personal banking services like checking and savings accounts to auto loans and mortgage options. If you're on the go, don't forget about our drive-thru service! It's perfect for quick deposits or withdrawals without leaving your car. Our operating hours are designed to fit your busy schedule: we're open Monday through Friday from 9 AM to 5 PM, with Saturday hours from 9 AM until noon for drive-thru services. Have a question? Feel free to give us a call at 720-479-5275; we're always happy to help! Additionally, while members can visit us at 2478 Highway 6 And 50 Unit A, official correspondence should be sent to the same address as our mailing address is the same. Come visit us today at Bellco we're excited to meet you and show you how we can support your financial journey!

Member Eligibility

Becoming a member of Bellco is like joining a family that truly cares about your financial well-being. Located at 2478 Highway 6 And 50 Unit A Grand Junction Co 81505, we welcome anyone who lives, works, worships, or goes to school in our community. If you have a family member already with us, you're also eligible to join! This inclusive approach means that no matter your background, you can take advantage of the personalized services we offer. By becoming a member of Bellco, you'll gain access to a range of benefits designed to help you thrive financially, from competitive loan rates to exceptional customer service. Ready to start? It's easy! You can find all the details about eligibility and the steps to open an account by visiting our resource page at https://www.bellco.org/personal/personal-banking/bellco-membership-disclosures/. If you have any questions or need assistance, feel free to give us a call at (720) 479-5275. We're here to help you every step of the way and look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments seamlessly and manage transactions effortlessly. Our merchant services are here to simplify your operations, allowing you to focus on what you do best running your business. Whether it's credit card processing or online payment solutions, we provide practical services that fit your everyday needs. Visit us at 2478 Highway 6 And 50 Unit A Grand Junction Co 81505 in Grand Junction, CO, or call us at (720) 479-5275 to learn how we can partner with you for success. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? Our ATMs are available for easy withdrawals and balance checks. Plus, our drive-thru service allows you to conduct simple transactions without leaving your car perfect for busy days!

Auto Loans & Vehicle Financing

If you're planning to buy a new car or finance a used vehicle, our auto loans provide competitive rates and flexible terms. Picture driving off in your dream car without breaking the bank! Our team is here to help guide you through the process, making it straightforward and stress-free.

Business Banking Solutions

If you're a business owner, our merchant services and business loans can support your growth. We know that running a business comes with its challenges; that's why we're here to provide financial solutions that align with your objectives.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Bellco, we offer robust online and mobile banking services. Access your accounts anytime, anywhere using our secure platform. Enjoy features like mobile payments, person-to-person transfers, and electronic statements all designed to keep you connected without any hassle.

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards that offer cash back and other perks. Imagine earning rewards while buying groceries or filling up your gas tank it's all part of how we strive to enhance your banking experience!

Mortgage Loans & Refinancing

For those considering homeownership, our mortgage loans and refinancing options are crafted to fit your unique situation. We understand that purchasing a home is one of the biggest decisions you'll ever make, which is why we're committed to offering personalized assistance every step of the way.

Personal Banking Services

Starting with our personal banking offerings, we have various accounts designed for everyday use. Whether you're looking for checking or savings accounts, we aim to make managing your money easy and effective. Imagine having a checking account that helps you track your spending while earning interest on your savings all designed with your lifestyle in mind.

Personal Loans & Debt Consolidation

Need some extra cash or looking to consolidate existing debt? Our personal loans can help ease financial burdens and simplify your monthly payments. You'll find that working with us means finding solutions tailored just for you.

Shared Branch Transactions

We also support shared branch transactions for members of partner credit unions. This means you can perform deposits and withdrawals conveniently even when you're away from our branch. In summary, Bellco is here to serve all your financial needs under one roof from personal banking to business solutions. Visit us at 2478 Highway 6 And 50 Unit A Grand Junction Co 81505 in Grand Junction, CO, or give us a call at (720) 479-5275 to learn more about how we can assist you today! Whether you're opening an account or exploring loan options, let us help you achieve your financial dreams!

Digital & Online Banking

Convenient Online Banking

With our online banking platform, available at https://www.bellco.org/, you can access your accounts 24/7. Check balances, transfer funds, and pay bills without having to step foot in a branch. This means you can handle your banking needs whenever it fits into your schedule.

Mobile Banking at Your Fingertips

For those who prefer banking on-the-go, our mobile application makes it easy to manage your accounts right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is just a tap away. You can make payments quickly without worrying about carrying cash or writing checks.

Secure Transactions

Your security is our top priority. We provide electronic signature authorization for transactions, ensuring that all your dealings are safe and protected. Plus, you can choose to receive e-statements, which not only keeps your documents secure but also helps reduce paper clutter.

User-Friendly Experience

Our digital services are designed with you in mind. Whether you're tech-savvy or just starting out with online banking, you'll find everything easy to navigate. Real-time account management means you'll always know where your money is and how it's being used. By choosing Bellco, you're opting for a financial partner that values convenience and security as much as you do. Dive into the world of digital banking today with us!

Financial Strength

Member Trust

Total Share Accounts stand at an impressive 921579, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $11,580,495, Bellco remains well-positioned to meet your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Bellco is your trusted partner. Visit us at 2478 Highway 6 And 50 Unit A or call us at 720-479-5275 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $43,333,705 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 368 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Member Services

With $725,433,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $55,570 in used auto loans and a total of $6,977,730,980 in loans and leases.

Secure Savings Options

Members' savings are secured through $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $323,739,037, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $768,766,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 903% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing or want more information about eligibility options for any of our products, please don't hesitate to reach out! You can contact us at 720-479-5275, and our knowledgeable staff will assist you in finding the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you achieve your financial objectives with our comprehensive loan offerings today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through every step.

Business Loans

For business owners looking for support to grow and expand their ventures, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, ensuring that you have access to the funds necessary for your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $80,099,708 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without collateral while benefiting from competitive rates.

Loan Aggregator

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Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans