Bellco Fort Collins CO Credit Union | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Bellco, your trusted partner in Fort Collins, Colorado! Located at 1526 E Harmony Rd Unit 130, Fort Collins, CO 80525, we have been serving our community since 1936. With a commitment to enhancing the financial well-being of our members, we proudly support over 383,000 individuals with a robust range of services tailored to meet diverse needs. At Bellco, we understand that every member's journey is unique. That's why we offer a variety of financial solutions from personal banking and auto loans to business financing and mortgage options. Our total assets stand at an impressive $8,515,955,167, reflecting our strength and stability as a credit union you can rely on. Our dedicated team of 370 employees, led by CEO Doug Ferraro and Board President Steven Angelier, works tirelessly to ensure that you receive the best possible service. We believe in building relationships based on trust and transparency. With total deposits reaching $802,441,425 and a net worth of $768,766,793, our solid foundation allows us to support our members effectively. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: 1526 E Harmony Road Suite 130, Fort Collins, CO 80525. Whether you're looking for advice on loans where we currently manage over 227,773 loans or exploring savings options with total shares deposited amounting to $6,781,425,970, we are here for you every step of the way. Feel free to reach out at 720-479-5289 or visit us online at bellco.org for more information. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Bellco, we take pride in our rich history and unwavering commitment to the community. Founded in 1936, our Fort Collins branch has been a cornerstone of financial support for nearly nine decades. Located at 1526 E Harmony Rd Unit 130 in Fort Collins, CO, we have grown alongside our members and the vibrant community we serve. Since opening our doors, Bellco has evolved significantly. We now proudly serve over 383,000 members and manage total assets exceeding $8.5 billion. Our journey reflects not just growth in numbers but also a deepening connection with our community. We have continuously adapted to meet the needs of our members through innovative financial services while remaining true to our mission: to improve the lives of our members and empower them to achieve their financial goals. Our mission centers on providing exceptional financial services while fostering a sense of belonging among our members. We believe that everyone deserves access to quality financial products that enhance their lives. Whether it's through personal banking options like checking and savings accounts or offering auto loans and mortgage refinancing, we are here to help you navigate your financial journey. For any correspondence, please note that while members can visit us at our branch address, official letters should be sent to our mailing address at 1526 E Harmony Road Suite 130, Fort Collins, CO 80525. Bellco is committed to being accessible to all. We offer various digital solutions, including online banking and mobile payments, ensuring that you can manage your finances conveniently from anywhere. Additionally, our branch is ADA compliant, making it easier for everyone in the community to access our services. We also understand the importance of giving back. Our partnerships with local organizations and community outreach efforts are designed to uplift those around us. By supporting educational programs and participating in community events, we strive to make a positive impact beyond banking. As you consider becoming part of the Bellco family, know that you're joining more than just a credit union; you're joining a community dedicated to helping each other succeed. Visit us during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM or give us a call at 720-479-5289. Experience firsthand how Bellco can support your financial aspirations and be part of something bigger today!

Branch Location & Accessibility

Welcome to Bellco, your friendly neighborhood credit union located at 1526 E Harmony Rd Unit 130 in beautiful Fort Collins, Colorado. We're proud to be part of the Larimer County community, making it easy for you to access a range of financial services that meet your needs. Whether you're looking for personal banking solutions, auto loans, or business financing, our convenient location is designed with you in mind. While members can visit us at our Fort Collins branch, official correspondence should be sent to our mailing address at 1526 E Harmony Road Suite 130, also in Fort Collins. We're situated near popular landmarks like the Harmony Commons Park and just a short drive from the bustling College Avenue. This makes us easily accessible for all your banking needs. At Bellco, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ample parking to ensure all members can easily reach us. Although we don't have a drive-thru service, we do offer ATM availability so you can access cash and perform basic transactions anytime. We're here to serve you during our lobby hours from 9 AM to 5 PM on weekdays and from 9 AM to 1 PM on Saturdays. Our friendly team is ready to assist you with any questions or services you may need. Feel free to give us a call at 720-479-5289 if you have inquiries or want more information about how we can help you achieve your financial goals. We look forward to welcoming you into our branch soon!

Member Eligibility

At Bellco, we believe that becoming a member is like joining a welcoming family where your financial well-being is our priority. If you live or work in certain areas of Colorado, are a family member of an existing member, or belong to select organizations, you're likely eligible to join us! We invite everyone who meets these criteria to take advantage of our friendly services and community-driven approach. To get all the specifics about eligibility, check out this resource: Bellco Membership Disclosures. Joining is simple! Once you confirm your eligibility, you can start the account opening process and unlock access to a range of benefits tailored just for you. Whether it's competitive loans, savings accounts, or personalized banking solutions, Bellco offers it all. Feel free to reach out at (720) 479-5289 if you have any questions or need assistance. We're located at 1526 E Harmony Rd Unit 130 Fort Collins Co 80525, ready to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your retail store or service-based business with tools that simplify transactions and enhance customer experience. Our merchant services allow you to accept payments easily, manage cash flow efficiently, and focus more on what you love growing your business. Ready to take the next step? Visit us at 1526 E Harmony Rd Unit 130 Fort Collins Co 80525 or call us at (720) 479-5289 to learn more about how we can support your business journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, cater to both small startups and established enterprises. We know how vital it is for businesses to have reliable financial support, which is why we're committed to helping you succeed.

Credit Cards

For everyday purchases or unexpected expenses, our credit cards with rewards program offers benefits that can enhance your shopping experience. With no annual fees and reward points for every dollar spent, you'll enjoy more value from your spending.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills with just a few taps on your phone, we've made banking easier than ever. Plus, with ATM access for cash withdrawals and balance checks available right at your fingertips, you'll always be connected to your money. At Bellco, we're more than just a credit union; we're a community partner focused on supporting our members' financial journeys. If you're ready to explore these services further or have questions about how we can assist you better, don't hesitate to reach out! Call us today at (720) 479-5289 or visit us during our operating hours: Monday through Friday from 9 am - 5 pm and Saturday from 9 am - 1 pm. We look forward to serving you!

Mortgage Solutions

Owning a home is an important milestone, and at Bellco, we provide comprehensive mortgage solutions. Whether you are buying your first home or looking to refinance, our mortgage loans and refinancing options are tailored to fit different budgets and situations. Our experienced staff will guide you through the process, ensuring that you find the right loan that fits your lifestyle.

Personal Banking

We understand that managing your finances is personal. That's why we offer various personal banking services, including checking and savings accounts designed to help you achieve your financial goals. If you're considering purchasing a new car, our auto loans and vehicle financing options can make that dream a reality with competitive rates and flexible terms. For those larger purchases or debt management needs, our personal loans and debt consolidation services are here to assist you in getting back on track.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you're at home or on the go, our online banking services ensure that you have real-time access to your accounts. This means no more waiting in line or rushing to the bank before closing time; everything you need is available whenever it suits you best. With our commitment to making banking easier for everyone, we strive to provide tools that fit into your lifestyle. Join us today at https://www.bellco.org/ and experience the convenience of modern banking with Bellco!

Key Features

Our online banking platform provides a user-friendly experience, making it easy for you to check balances, pay bills, and transfer funds. Want to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few taps on your phone. Plus, with the added convenience of mobile payments and our dedicated mobile application, managing your finances is at your fingertips. Security is a top priority for us at Bellco. We offer electronic signature authorization for a quick and safe way to approve transactions without the hassle of paperwork. You can also opt for e-statements, which not only help reduce clutter but also provide you with immediate access to your financial statements whenever you need them.

Financial Strength

At Bellco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable is essential. That's why we're proud to share insights into our financial health, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $768,766,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $323,739,037, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $725,433,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $55,570 in used auto loans and $6,977,380,980 in total loans and leases. Our operational efficiency is reflected in our $43,333,705, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 368 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $11,580,495. Total Share and Deposit Accounts: 921,579, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bellco is your trusted partner. Visit us at 1526 E Harmony Rd Unit 130 Fort Collins Co 80525 or call (720) 479-5289 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have financing options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges; that's why we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure your path to homeownership is as smooth as possible.

Refinancing Options

If you're considering refinancing your current loan or exploring eligibility options for any of our loan products, our team is ready to assist you in navigating through the process. We believe that everyone deserves access to financial solutions that work for them. For more information about our loan offerings or to discuss how we can help meet your financial needs, feel free to reach out at 720-479-5289 or visit us at 1526 E Harmony Rd Unit 130 Fort Collins Co 80525. Our friendly staff is here to guide you through every step. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $80,099,708 in loans helping members manage their finances effectively. Whether it's for emergencies or daily purchases, our credit cards are designed with your needs in mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By focusing on transparency and reliability, LendMesh ensures that users have access to the most accurate information available. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers displayed are fair and transparent, allowing users to make informed decisions without hidden fees or misleading information. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. LendMesh also offers real-time rate comparisons from multiple institutions. This up-to-date information helps users stay informed about current loan rates and options tailored to their specific needs. For example, thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" In summary, LendMesh stands out as a reliable tool for comparing loans. By prioritizing accuracy and user experience, it empowers consumers to make sound financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans