Bellco Clifton CO Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Bellco, your trusted financial partner located at 570 32 Rd, Clifton, CO 81520. With a rich history dating back to 1936, we have proudly served our community for over 85 years, providing a wide range of financial services tailored to meet the needs of our members. As a member-owned credit union, we believe in putting people before profits, ensuring that our 383,357 members receive the best possible service and value. At Bellco, we are committed to helping you achieve your financial goals. Our total assets of $8,515,955,167 reflect our stability and strength in the financial sector. We currently manage total deposits of $802,441,425 and have provided loans totaling 227,773, making us a reliable source for personal loans, auto financing, and more. Our leadership team is dedicated to guiding our mission. Under the direction of CEO Doug Ferraro and Board President Steven Angelier, we strive to foster a welcoming environment where every member feels valued. Our team of 370 employees is here to assist you with everything from basic banking transactions to more complex financial needs. While you can visit us at our Clifton branch for in-person assistance during our hours of operation (9 AM - 5 PM Monday to Friday and 9 AM - 12 PM Saturday), official correspondence should be sent to our mailing address: 570 32rd, Clifton, CO 81520. Whether you're looking for checking and savings accounts or considering a new vehicle loan, we invite you to explore how Bellco can support your financial journey. For more information about our services or to become a member today, please visit us online at bellco.org or call us at 720-479-5291. Join us in experiencing the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Commitment to Service

At Bellco, we believe that exceptional service goes beyond transactions. Our operating hours are designed with your convenience in mind open from 9 AM to 5 PM on weekdays and until 12 PM on Saturdays. While our branch offers ATM access for quick cash withdrawals, we also provide shared service center options for even greater flexibility. Accessibility is crucial; that's why we've ensured our services comply with ADA standards. Additionally, we're proud to offer online and mobile banking solutions that allow you to manage your finances anytime, anywhere. While members can visit us at 570 32 Rd, official correspondence should be sent to 570 32rd, Clifton, CO 81520 if needed.

Join Us

As we look towards the future, our commitment remains steadfast to provide outstanding financial services while fostering a sense of belonging within our community. If you're seeking a credit union that prioritizes your needs and values personal connections over profits, we invite you to join us at Bellco. Experience firsthand how we're more than just a bank; we're your partner in building a brighter financial future. For inquiries or assistance, feel free to reach out at 720-479-5291 or visit our website at bellco.org. Together, let's continue creating a thriving community!

Our Evolution

Since opening its doors, Bellco has continually adapted to meet the needs of our community. With total assets now exceeding $8.5 billion, we have invested in innovative services that make banking easier and more accessible. Our journey reflects a commitment to not only providing exceptional financial products but also enhancing the lives of those we serve. Our mission is simple yet profound: to empower our members with the financial tools and support they need to thrive. We understand that banking isn't just about numbers; it's about relationships and community impact. Through various outreach programs and partnerships, we strive to uplift Clifton and its surrounding areas by supporting local events, educational initiatives, and charitable endeavors.

Branch Location & Accessibility

Accessibility Features

At Bellco, we understand that accessibility is important for all our members. Our branch is fully ADA compliant, featuring ramps and spacious entrances to ensure everyone can visit us comfortably. We also provide ample parking right outside, making it easy for you to stop by for your banking needs.

Call to Action

If you have any questions or want more information about what we offer, don't hesitate to reach out! Give us a call at 720-479-5291 or stop by our branch today. We look forward to serving you!

Operating Hours

We're here for you during our lobby hours from 9 AM to 5 PM, Monday through Friday. If you need assistance on Saturdays, you can visit us from 9 AM to 12 PM. Whether you're looking to open a new account or inquire about loans, our knowledgeable staff is ready to assist you during these hours.

Services Offered

At Bellco, we offer a variety of services designed to help you manage your finances effectively. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Plus, if you're a member of another participating credit union, feel free to take advantage of our shared service center for basic transactions!

Member Eligibility

At Bellco, we believe in creating a community that supports each other through every financial journey. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in our service area, or if you have a family member who is already part of our credit union, you're eligible to join us. Membership opens the door to a variety of advantages including personalized banking services, competitive loan rates, and access to exclusive financial products designed just for you. To learn more about the eligibility requirements, feel free to visit our detailed page at https://www.bellco.org/personal/personal-banking/bellco-membership-disclosures/. If you're ready to take the next step toward membership or have any questions, don't hesitate to give us a call at (720) 479-5291. We can't wait to welcome you to the Bellco family at 570 32 Rd Clifton Co 81520!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify how you manage transactions. Imagine having a reliable partner who helps you accept payments easily and securely, whether in-store or online. Our services not only streamline payment processes but also provide insights into customer behavior, helping you make informed decisions for future growth. Explore how Bellco can be your partner in success right here at 570 32 Rd Clifton Co 81520, Clifton, CO. Reach out to us at (720) 479-5291 to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessibility and Support

We aim to make banking as easy as possible for all members. Our location features access for basic ATM transactions such as withdrawals and balance checks. For any inquiries or assistance, feel free to reach us at (720) 479-5291 during our operating hours: 9 AM - 5 PM Monday through Friday and 9 AM - 12 PM Saturday. At Bellco, we are committed to supporting our members with friendly service and comprehensive financial solutions. Explore how we can assist you today by visiting us online at Clifton or stopping by our branch! Your financial well-being is our priority, and we're here every step of the way.

Business Banking

For small business owners, we provide essential tools through our Business Banking Services. From Merchant Services that help you accept payments easily to Business Loans designed to fuel your growth, we are here to support your entrepreneurial journey.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! Enjoy benefits like cash back on purchases and travel rewards that make spending more rewarding. It's a simple way to earn perks just by using your card for everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. Check balances, transfer funds, or pay bills right from your smartphone or computer anytime and anywhere! Additionally, our ATM & Cash Withdrawal Services are readily available for when you need cash on the go. With basic shared branch transactions allowed for partner credit union members, depositing or withdrawing funds has never been easier.

Personal Banking

When it comes to personal banking, we offer various options to help you achieve your financial goals. Our Checking & Savings Accounts make it easy to manage your daily expenses while also saving for the future. Imagine having a safe place for your money that earns interest over time! If you're considering buying a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing can help get you on the road without breaking the bank. We work with you to find the best terms that fit your budget. For those thinking about homeownership, our Mortgage Loans & Refinancing services simplify the process of purchasing or refinancing your home. We guide you every step of the way to ensure you understand all options available. In times of need, our Personal Loans & Debt Consolidation services offer flexible solutions to help you manage unexpected expenses or consolidate existing debt into one manageable payment.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can view your account balances, transfer funds, and pay bills whenever it suits you. Imagine checking your balance while waiting for your morning coffee or transferring money to a friend in just a few taps! Plus, our mobile application enhances this experience by putting all these features right in your pocket. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family without any hassle. And if you're looking to stay organized, you'll love our e-statements availability, which lets you receive and manage your financial statements electronically no more paper clutter! For added convenience, we support mobile payments, making it easy for you to shop without carrying cash or cards. Plus, our electronic signature authorization simplifies document signing, allowing you to complete transactions securely from wherever you are.

Security and Accessibility

We prioritize your security with robust measures to keep your information safe while ensuring that accessing your accounts remains straightforward. With our services, you can confidently manage your finances in real-time, knowing that you have control at your fingertips. In summary, Bellco is committed to providing accessible and efficient digital banking solutions. Explore all that we offer today at https://www.bellco.org/, and experience the ease of modern banking tailored just for you!

Financial Strength

At Bellco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a robust financial foundation that allows us to serve you effectively. With a net worth of $768,766,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $323,739,037, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $725,433,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $55,570 in used auto loans and $6,977,380,980 in total loans and leases. Our operational efficiency is reflected in our $43,333,705, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 368 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $11,580,495. Total Share and Deposit Accounts: 921,579, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bellco is your trusted partner. Visit us at 570 32 Rd Clifton Co 81520 or call (720) 479-5291 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we provide flexible financing solutions to meet your needs.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to grow and expand your operations. We're committed to supporting local businesses and helping them thrive.

Credit Lines and Personal Financing

For those looking for additional financial flexibility, our total credit lines amounting to $2,955,388,341 provide options for managing larger expenses. We also offer unsecured credit card loans with a total of $80,099,708 in loans helping members manage their finances effectively. This is ideal for unexpected costs or everyday purchases without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, make buying or refinancing simple. We're here to guide you through the process, offering competitive rates and personalized service every step of the way.

Refinancing Options

We also offer refinancing options for many of our products. This can help reduce monthly payments or lower interest rates on existing loans. If you're considering refinancing your current loan, reach out to us for more details about eligibility and how we can assist you further. For any inquiries or assistance regarding our loan offerings, feel free to contact us at (720) 479-5291 or visit us at 570 32 Rd Clifton Co 81520 in Clifton, CO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our products today and see how we can help you achieve your financial dreams!

Loan Aggregator

Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers presented are fair and transparent. By focusing on verified financial institutions, LendMesh eliminates confusion and uncertainty, allowing users to compare loans with confidence.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the positive impact LendMesh has had on borrowers seeking better rates. Take control of your borrowing experience. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans