Bellco Castle Rock CO Credit Union | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Bellco in Castle Rock, your trusted partner for all your financial needs. Nestled at 4989 Factory Shops Blvd Unit 210, Castle Rock, CO 80108, our branch has been serving the community since 1936, and we take pride in being a part of your financial journey. With over 383,000 members relying on us, we are committed to providing exceptional service and support to help you achieve your financial goals. At Bellco, we understand that every member's needs are unique. That's why we offer a range of services, including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored just for you. Our total assets exceed an impressive $8.5 billion, ensuring that we have the resources to meet your financial demands. With a strong focus on community impact, our dedicated team led by CEO Doug Ferraro and Board President Steven Angelier works tirelessly to foster trust and reliability. Our staff of 370 employees is always here to assist you with any inquiries or services you may need. While members can visit us at our Castle Rock location, official correspondence should be sent to the same address for your convenience. We invite you to explore our website at bellco.org for more information about membership eligibility and the comprehensive services we offer. Your financial wellbeing matters to us. Whether you're looking to open a new account or seeking guidance on loans, our team is ready to help. Feel free to give us a call at 720-479-5283 or drop by during our lobby hours from 9:00 AM - 5:00 PM Monday through Friday, and from 9:00 AM - 1:00 PM on Saturday. Join us at Bellco today, where your financial future is in good hands!

Branch History & Mission

Our Mission

Our mission at Bellco is simple yet powerful: to empower our members to achieve their financial goals while supporting the local community. We understand that financial success goes beyond numbers; it's about building relationships and enhancing lives. That's why we offer a variety of services tailored to meet the diverse needs of our members from checking and savings accounts to auto loans and business banking solutions. We strive to be more than just a financial institution. Our commitment to community support is evident through various outreach programs and partnerships with local organizations. Whether it's sponsoring local events or participating in charity drives, Bellco is dedicated to making a positive impact in Castle Rock. As technology advances, we ensure that our members have access to modern banking conveniences like online banking, mobile payments, and e-statements. We prioritize ADA compliance so that everyone can enjoy our services without barriers. While you can always reach us at our branch location during operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM we encourage you to explore our website at bellco.org for additional resources. In closing, we invite you to join the Bellco family today. Experience firsthand how we blend exceptional service with a heartfelt commitment to the community. Together, let's create a brighter financial future for you and your loved ones!

Branch Location & Accessibility

Accessibility Features

At Bellco, we prioritize making banking easy for everyone. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure that all members can visit without hassle. We also offer ample parking right outside the branch, so you won't have to worry about finding a spot.

Operating Hours

We know your time is valuable. That's why our lobby hours are designed with your convenience in mind: we're open from 9:00 AM to 5:00 PM Monday through Friday and from 9:00 AM to 1:00 PM on Saturdays. While we currently do not have drive-thru banking available, our welcoming team is ready to assist you inside during those hours.

Services Offered

At Bellco Castle Rock, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability on-site, you can easily access cash whenever needed. If you have questions or need assistance, feel free to reach out at 720-479-5283. Our dedicated staff is eager to help you navigate your financial journey! We invite you to come visit us soon and experience the personalized service that makes Bellco stand out in the community. Your financial well-being is our top priority!

Member Eligibility

Joining the Bellco community means becoming part of a caring family that's dedicated to your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is quite straightforward. Generally, anyone who lives, works, or worships in certain areas of Colorado can join us. We welcome individuals from all walks of life! To learn more about specific eligibility details, feel free to visit our website at Bellco Membership Disclosures, where you can find the most up-to-date information. Becoming a member at Bellco is not just about opening an account; it's about gaining access to exclusive benefits designed with your needs in mind. From competitive loan rates to personalized banking services, we're here to support you every step of the way. Ready to take the next step? Just give us a call at (720) 479-5283, and we'll guide you through the easy process of becoming part of our vibrant community. You can also visit us at our branch located at 4989 Factory Shops Blvd Unit 210 Castle Rock Co 80108. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions and enhance customer experiences. Picture this: your customers can pay easily using various methods, from credit cards to mobile payments. This convenience not only boosts sales but also encourages repeat business. Located at 4989 Factory Shops Blvd Unit 210 Castle Rock Co 80108, Castle Rock, CO 80108, our team is ready to partner with you on your financial journey. Contact us today at (720) 479-5283 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Options

For local businesses, Bellco provides comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have resources available to support your business journey.

Convenient Access to Funds

Need cash? Our ATM & cash withdrawal services are available at various locations for quick access to your funds. Plus, with our basic ATM access features like balance checks and withdrawals, managing your money is straightforward and convenient.

Credit Cards and Rewards

Our credit cards with rewards program allows you to earn points on every purchase, which can be redeemed for travel, merchandise, and more. It's a simple way to maximize the value of your spending while enjoying financial flexibility.

Final Thoughts

At Bellco, located at 4989 Factory Shops Blvd Unit 210, Castle Rock, CO 80108, we're dedicated to offering you personalized financial solutions that fit your lifestyle. Our friendly team is always ready to assist you during our operating hours from 9:00 am - 5:00 pm on weekdays and 9:00 am - 1:00 pm on Saturdays. Feel free to reach us at 720-479-5283 for any questions or assistance with our services. We invite you to explore all that Bellco has to offer by visiting us online at bellco.org. Let us help you navigate your financial journey today!

Personal Banking Solutions

Starting with everyday banking, our personal banking services include checking and savings accounts designed for ease of use. Imagine easily managing your finances with just a few clicks through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easier than ever. We offer competitive rates that fit your budget, helping you get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are customized to suit your unique situation. Additionally, we understand that life can sometimes throw unexpected challenges your way. That's why we offer personal loans and debt consolidation services to help you manage expenses more effectively. With our flexible terms and straightforward application process, finding relief has never been easier.

Digital & Online Banking

Enhanced Features

For added convenience, we offer mobile payments so you can make purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer feature allows you to send money quickly and easily. All these services are designed with your security in mind, ensuring that your information remains safe and protected. Managing your accounts has never been easier or more efficient. With real-time updates and easy navigation, our online banking services empower you to take control of your finances whenever you need. Join us today at Bellco and experience the future of banking right at your fingertips!

Key Services

With our robust online banking platform available at https://www.bellco.org/, you can access your accounts 24/7. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. Plus, for those who prefer mobile banking, our user-friendly mobile application makes it simple to handle your financial needs anytime, anywhere. Our digital banking features include electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. You can also opt for e-statements, giving you quick access to your account statements while helping the environment by reducing paper waste.

Financial Strength

A Growing Community

Total Share Accounts stand at an impressive 921,579, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $11,580,495, which further underscores our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Bellco is your trusted partner. Visit us at 4989 Factory Shops Blvd Unit 210 Castle Rock CO 80108 or call 720-479-5283 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $323,739,037, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $43,333,705 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 368 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Your Future

With $725,433,088 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. With $55,570 in used auto loans and a total of $6,977,380,980 in loans and leases available to our members across various sectors, our lending capacity supports your financial goals.

Solid Financial Foundations

With a net worth of $768,766,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you with tailored financing solutions that suit your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, making buying or refinancing simple. We also provide personalized guidance through the process to ensure you find the right fit for your needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we encourage you to explore eligibility options available through our branch. Our team is ready to assist you in assessing your current financial situation and finding the best path forward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Bellco in Castle Rock, CO, we pride ourselves on providing quality service and innovative loan products that cater to our members' diverse needs. Come visit us or give us a call today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $80,099,708 in loans helping members manage their finances effectively. Whether you're planning a big purchase or simply need a safety net for unexpected expenses, our credit cards come with competitive features designed for everyday use.

Loan Aggregator

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Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans