Bellco Brighton CO Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Bellco, your trusted financial partner located at 450 E Bromley Ln Unit 105, Brighton, CO 80601. Established in 1936, we have dedicated ourselves to serving our community and providing top-notch financial services to our 383,357 members. With total assets of over $8.5 billion and total deposits reaching $802 million, we are well-equipped to meet your banking needs. At Bellco, we pride ourselves on our member-centric approach. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we are here to help you every step of the way. Our leadership team, including CEO Doug Ferraro and Board President Steven Angelier, is committed to ensuring that you receive the best service possible. While members can visit us at our Brighton branch, official correspondence should be sent to the same address: 450 E Bromley Ln Unit 105, Brighton, CO 80601-3297. Our experienced staff of 370 employees is ready to assist you during our operating hours from 9:00 AM to 5:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays. As a credit union with a focus on community impact, we understand the importance of supporting local businesses and families. With a net worth of $768 million and cash in hand amounting to $38 million, we remain stable and prepared for any opportunities that arise. Join us at Bellco today! Call us at 720-479-5288 or visit our website at bellco.org to learn more about how we can help you achieve your financial goals. Your journey towards better banking starts here!

Branch History & Mission

Commitment to Accessibility

Understanding that accessibility is crucial for all members, we offer an array of digital solutions such as online banking and mobile payments. Our facilities are designed with ADA compliance in mind, ensuring everyone can access the services they need without barriers. Additionally, we provide ATM services for easy cash withdrawals and balance checks. As we continue this journey together, we invite you to experience the benefits of being part of Bellco. Join us today and discover how we can help you navigate your financial future while making a positive impact in our community. Call us at 720-479-5288 or visit our website at bellco.org for more information on membership eligibility and services. Together, let's build a brighter tomorrow!

Our Mission

At Bellco, our mission is simple yet powerful: to enhance the financial well-being of our members and the communities we serve. We believe that access to reliable financial services can transform lives. Through a range of offerings including personal banking, auto loans, mortgages, and business services we strive to empower individuals with the tools they need to achieve their goals. Our commitment goes beyond just financial transactions; we actively engage in community outreach initiatives that help uplift those around us. We partner with local organizations and schools, providing resources and support to foster economic growth and stability within Brighton and its neighboring areas. While members can visit us at 450 E Bromley Ln Unit 105, official correspondence should be sent to 450 E Bromley Ln Unit 105, Brighton, CO 80601-3297. We invite you to connect with us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

Connect With Us Today!

Whether you're a long-time member or considering joining Bellco for the first time, we invite you to stop by and see what we have to offer. Have questions? Give us a call at 720-479-5288 we'd love to hear from you! Come experience the friendly service and comprehensive banking solutions that make Bellco your trusted partner in finance.

Easy Access and Nearby Landmarks

Situated in Adams County, our Brighton branch is near several local landmarks, making it a breeze to find us. If you're coming from downtown Brighton, just a short drive will bring you to our door. We have ample parking available for our members, and our branch is fully ADA compliant, ensuring that everyone can visit us comfortably.

Operating Hours Tailored for You

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Our lobby is open from 9:00 AM to 5:00 PM Monday through Friday, and on Saturdays, we're here from 9:00 AM until noon for your convenience.

Services That Meet Your Needs

At Bellco, we provide a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're equipped to help you achieve your financial goals. Plus, with ATM availability right on site, you can easily withdraw cash or check your balance whenever you need. While members can visit us at 450 E Bromley Ln Unit 105 for all their banking needs, official correspondence should be sent to the same address as we have no separate mailing address.

Member Eligibility

Joining the Bellco family means stepping into a community that truly cares about your financial well-being. At our Brighton branch, located at 450 E Bromley Ln Unit 105, we welcome members who live, work, or worship in our service areas. If you're a relative of an existing member or even a business operating within these areas, you're eligible to join us! It's easy and straightforward our goal is to make banking accessible for everyone. You can find more detailed information about eligibility on our website at this link. Once you've confirmed your eligibility, opening an account is a breeze! Our friendly team is here to guide you through the process and answer any questions you may have. Feel free to reach out to us at 720-479-5288 during our operating hours, and let's get you started on your journey with Bellco. We can't wait to welcome you as a member!

Business Banking & Commercial Services

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that make everyday transactions easier for you. Imagine having the ability to accept various payment methods without a hitch whether it's credit cards, mobile payments, or online transactions. This not only enhances customer satisfaction but also helps streamline your operations. Located at 450 E Bromley Ln Unit 105 Brighton Co 80601 in Brighton, CO, we're here to partner with you on your business journey. Reach out today at (720) 479-5288 to explore how our tailored solutions can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we know how crucial it is to have reliable financial backing. Our Business Banking services include merchant solutions and business loans tailored to help your venture thrive.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. With services like ATM access for withdrawals and balance checks available at our branches and network ATMs, getting cash has never been easier.

Personal Banking Made Easy

Managing your finances shouldn't be complicated. That's why we offer Personal Banking solutions, including checking and savings accounts designed to help you reach your goals. If you're considering buying a new car, our Auto Loans & Vehicle Financing options can get you behind the wheel with favorable terms and rates. We understand that purchasing a home is a significant step; that's why our Mortgage Loans & Refinancing services are here to guide you through the process, making homeownership attainable.

Ready When You Are

Whether you're just starting out or looking for advanced banking solutions, Bellco is here for all your needs. Visit us during our operating hours from 9:00 AM to 5:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays. For any questions or assistance, feel free to call us at (720) 479-5288. Ready to take the next step? Join us at Bellco, where your financial goals are within reach! Explore all our services by visiting us online at Brighton.

Simplifying Your Borrowing Needs

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options can provide relief during tough times, allowing you to consolidate debt into manageable payments. Plus, if you love rewards, our Credit Cards with Rewards can give back as you spend.

Digital & Online Banking

Key Features

Our online banking services include electronic signature authorization, making it easy for you to sign documents digitally without the hassle of printing or mailing. Plus, we provide e-statements so you can go green while keeping track of your financial activities conveniently. If you're always on the move, our mobile application brings banking right to your fingertips. You can enjoy mobile payments for quick transactions, ensuring you never miss a beat whether you're shopping or paying friends through our person-to-person transfer feature.

Security and Accessibility

Security is a top priority at Bellco. We employ robust measures to protect your information while ensuring that accessing your account remains simple and safe. Our digital tools are designed for real-time account management, allowing you to stay updated about your finances whenever you need. No matter where life takes you, Bellco is here with the digital banking solutions that empower you to take control of your financial journey. Enjoy the freedom of modern banking with us today!

Financial Strength

At Bellco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust is paramount, and our commitment to financial strength reflects our dedication to you. With a net worth of $768,766,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $323,739,037, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is evident with $725,433,088 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $55,570 in used auto loans and $6,977,380,980 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $43,333,705, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 368 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $11,580,495, along with a growing member base reflected by 921,579 total share accounts, we are well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bellco is your trusted partner. Visit us at 450 E Bromley Ln Unit 105 Brighton Co 80601 or call (720) 479-5288 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $80,099,708 in loans helping members manage their finances effectively. Enjoy rewards and features tailored to meet your spending habits.

Credit Lines and Business Loans

For those needing extra funds for personal projects or business expansions, our total credit lines amount to $2,955,388,341. Additionally, for business owners, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to grow and expand.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, make buying or refinancing simple. We aim to make the process straightforward so you can focus on what truly matters enjoying your new home.

Refinancing Options

If you're considering refinancing any existing loans or need more information about eligibility options available at Bellco, we're here to help guide you through the process. Our team is dedicated to finding solutions that work best for your financial situation. You can reach us at 720-479-5288 for more information or visit us at our branch located at 450 E Bromley Ln Unit 105 Brighton CO 80601. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Bellco can support your journey toward financial wellness today!

Loan Aggregator

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Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans