Belco Community Credit Union Lebanon PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Belco Community Credit Union, your trusted financial partner in the heart of Lebanon, PA. Located at 2217 W Cumberland St, we have been proudly serving our community since 1939. With a strong commitment to our members, we offer a range of services designed to meet your financial needs from personal banking and auto loans to business banking solutions. At Belco, we believe in building relationships that last. Our dedicated team, led by CEO Amey Sgrignoli and Board President Terry Hessler, is here to support you every step of the way. With over 74,618 members and total assets exceeding $920 million, we are well-equipped to help you achieve your financial goals. We currently manage over $56 million in deposits and provide loans totaling over 40,202 across various categories, ensuring that we can meet the diverse needs of our members. While you can visit us at our branch for assistance, please note that any official correspondence should be sent to our mailing address: 2217 W Cumberland St, Lebanon, PA 17042-2521. We take pride in being more than just a credit union; we're a part of the community. Our experienced staff is always ready to answer your questions and guide you through our offerings, whether it's opening a new account or applying for a loan. You can reach us at (717) 232-3526 during our lobby hours from Monday through Friday, 9 AM to 5 PM. Explore how Belco Community Credit Union can make a difference in your financial journey by visiting us online at belco.org. Join us today and experience the benefits of being part of a community-focused credit union!

Branch History & Mission

Join Us

As we look towards the future, we invite you to be part of our story. Experience firsthand how Belco Community Credit Union can help you achieve your financial goals while contributing positively to your community. For official correspondence, please use our mailing address: 2217 W Cumberland St, Lebanon, PA 17042-2521. If you're ready to take the next step towards better financial health or want more information about becoming a member, don't hesitate to reach out at 717-232-3526 or visit us online at belco.org. Together, let's build a brighter future!

Our Journey

Our history is rich with milestones that reflect our commitment to making a positive impact. From humble beginnings, Belco has evolved into a trusted financial institution. We've embraced change while staying true to our mission of providing accessible financial services and support to our members. As we grew, so did our offerings from personal banking options like checking and savings accounts to auto loans and mortgages. Today, we stand as a pillar in the Lebanon community, continually expanding our services to meet the needs of our diverse membership. While we do not currently have ATM or drive-thru facilities available at this branch location, we ensure that all members have access to robust online and mobile banking solutions for their convenience.

Our Mission

At Belco Community Credit Union, our mission is clear: We aim to empower individuals and families by providing them with the financial tools they need for success. This means not just offering loans or savings accounts but also being a reliable partner in their financial journeys. We believe in building strong relationships within our community through outreach efforts and partnerships that uplift those around us. We are committed to being inclusive and ADA compliant, ensuring that everyone can access our services comfortably. Our team is here to assist you every step of the way whether you are looking for guidance on personal finance or seeking business banking solutions.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your convenience in mind. We provide ample parking and ensure that everyone can access our services comfortably with ADA-compliant features. Although we currently do not have a drive-thru service, our friendly staff is ready to assist you inside during our operating hours.

Call to Action

We invite you to visit us soon! Feel free to give us a call at 717-232-3526 if you have any questions or need assistance before your visit. Discover how Belco Community Credit Union can help you achieve your financial goals today!

Operating Hours

We are here for you from Monday to Friday, opening our doors at 9:00 AM and welcoming you until 5:00 PM. Our team is dedicated to providing personalized service during these hours, making it easy for you to take care of your banking tasks on your schedule.

Services Offered

At Belco Community Credit Union, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Although we currently do not have ATM availability at this branch, we encourage you to explore our online and mobile banking options for added convenience.

Member Eligibility

At Belco Community Credit Union, we believe that everyone deserves a supportive financial community. Joining us is easy and welcoming! To become a member of Belco, you simply need to meet one of our eligibility criteria. This includes being an employee or member of certain organizations in our service area, living in the communities we serve, or having a family member who is already a member. We aim to be inclusive, so if you have any questions about your eligibility, feel free to reach out to us at 717-232-3526 or check our detailed criteria at this link. Once you find that you qualify, opening an account with us is straightforward and convenient. You can start your membership journey online by visiting this page. We're located at 2217 W Cumberland St, Lebanon, PA 17042, where our friendly staff is ready to assist you in person during our operating hours. By becoming a member of Belco, you're not just opening an account; you're joining a community focused on your financial success and well-being.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running a restaurant that accepts payments from all major credit cards without hassle. Or think about a retail store that can offer quick financing options to customers right at checkout. Our merchant services make it easy for you to manage transactions efficiently, allowing you to focus on what really matters growing your business. Located at 2217 W Cumberland St Lebanon Pa 17042 in Lebanon, PA, we're here to provide personalized service and expert guidance. Let's work together to help your business thrive! For more information, give us a call at (717) 232-3526 or visit our website at https://belco.org/ .

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $209 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $57,920,506, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing are designed with competitive rates and flexible terms that fit your budget. Whether you're looking for a new ride or refinancing an existing loan, we'll guide you through every step of the process. You can feel confident knowing you're making a smart financial decision with our support.

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services, including Merchant Services and Business Loans, provide essential tools for success. We understand the importance of having reliable financial partners who are invested in your growth.

Convenient Access Anytime

With no ATMs at this branch location but full access via our online platforms, managing your finances has never been easier. Our ATM & Cash Withdrawal Services allow members to withdraw cash conveniently when needed. At Belco Community Credit Union, we're committed to making your banking experience pleasant and hassle-free. If you're ready to explore how we can help meet your financial needs or if you have any questions about our services, don't hesitate to reach out! Call us today at (717) 232-3526, or visit us at our Lebanon branch. Your journey towards better banking starts here!

Credit Cards with Benefits

Don't forget about our rewards-driven Credit Cards, offering perks that let you earn while you spend! Perfect for everyday purchases or travel expenses, these cards come with features designed to enhance your spending experience without breaking the bank.

Home Financing Options

When it comes to securing a place to call home, our Mortgage Loans & Refinancing services can help you navigate the complexities of home buying. We provide personalized assistance throughout the entire mortgage process, ensuring you understand each option available. Our goal is to make homeownership accessible and achievable for all members.

Personal Banking Solutions

We offer an array of Personal Banking options that make managing your money straightforward and efficient. From Checking & Savings Accounts tailored for everyday banking to more complex savings solutions, we have you covered. Imagine easily accessing your funds with our Online & Mobile Banking features, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go.

Personal Loans and Debt Management

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation services are here to help you regain control over your finances. Whether it's funding a major purchase or consolidating debt into manageable payments, we work with you to create a plan that suits your needs.

Digital & Online Banking

Key Features for You

We provide electronic statement availability, allowing you to view and manage your statements online securely. This means no more paper clutter just easy access to all the information you need. If you prefer signing documents electronically, our electronic signature authorization makes it simple and fast, saving you time while keeping everything secure. For those who like to make quick payments or send money to friends and family, our person-to-person transfers feature is perfect for you. It's an easy way to share costs or settle up without the hassle of cash. Plus, with our mobile application available, you can handle all these tasks right from your smartphone.

Online Banking Services

With our 24/7 online banking services available at https://belco.org/ , you can easily check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go. No need to worry about time constraints; our services are at your fingertips whenever you need them.

Security & Accessibility

Security is paramount in today's digital world, and we take it seriously at Belco Community Credit Union. Our online banking system is equipped with robust security measures to protect your personal information while providing a smooth experience. Whether you're using a computer or our mobile app, you can feel confident knowing that your data is safe. In a fast-paced life where every moment counts, we aim to make banking as straightforward as possible. With real-time account management and easy navigation through our services, you'll find that handling your finances has never been easier or more efficient. Experience the convenience of modern banking with us at Belco Community Credit Union where simplicity meets security!

Financial Strength

Continuous Investment in Services

With $78,822,375 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,785 in used auto loans and a total of $610,874,635 in loans and leases available.

Growing Member Trust

Total Share Accounts: 185,138, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $107,115. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Belco Community Credit Union is your trusted partner. Visit us at 2217 W Cumberland St Lebanon Pa 17042 or call 717-232-3526 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $198,313,673 in share certificates and $180,832,724 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,447,303, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $1,955,458 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $93,868,038, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.19% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those looking into business opportunities, our outstanding commercial loans totaling $57,920,506 provide the capital needed to grow and expand your business. We also have various refinancing options available to help you consolidate your debt or lower your monthly payments. Explore all our loan products at Belco Community Credit Union located at 2217 W Cumberland St Lebanon Pa 17042. If you have questions or need assistance with your loan application, don't hesitate to reach out at 717-232-3526 during our lobby hours from Monday through Friday from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward better financial health starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $134,143,271 in used vehicle loans and $61,783,346 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide competitive rates and flexible terms to make the process as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $168,283,399, making buying or refinancing simple. We provide personalized service to guide you through the application process and ensure you find the right solution for your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses or unexpected costs? We also offer flexible terms on unsecured credit card loans, with a total of $33,010,312 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit you every time you shop.

Loan Aggregator

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BELCO COMMUNITY CREDIT UNION - Lebanon, PA