Belco Community Credit Union Harrisburg PA | Top Auto Loans & Business Banking

Introduction

Welcome to Belco Community Credit Union, your trusted financial partner located at 4015 Paxton Street, Harrisburg, PA 17111. Since our establishment in 1939, we have been dedicated to serving our community and providing exceptional financial services tailored to meet the diverse needs of our 74,618 members. With total assets of $920,787,590, we stand strong as a reliable institution committed to helping you achieve your financial goals. At Belco, we pride ourselves on offering a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond just providing financial products; we aim to foster a sense of belonging and support within our community. Whether you're looking for assistance with a loan or seeking guidance on saving for the future, our team is here to help. Our leadership team is led by CEO Amey Sgrignoli and Board President Terry Hessler, who are both passionate about enhancing member experiences and driving positive change within our organization. With a dedicated workforce of 225 employees, we ensure that each member receives personalized attention and care. While members can visit us at 4015 Paxton Street, official correspondence should be sent to the same address. Feel free to reach out to us at 717-232-3526 during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today and discover how Belco Community Credit Union can empower you financially. Visit our website at belco.org for more information or stop by our branch we're excited to welcome you!

Branch History & Mission

Our Evolution

From our humble beginnings, Belco has continuously evolved to meet the needs of our members. With total assets reaching an impressive $920,787,590, we have established a strong foundation that allows us to offer diverse services ranging from personal banking and auto loans to business financing. As we celebrate each milestone, we remain committed to enhancing our offerings and ensuring that every member feels valued. Our operating hours reflect our dedication to serving you: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're visiting us for in-person assistance or using our ATM services available on-site, we strive to make your banking experience as convenient as possible.

Our Mission

At Belco Community Credit Union, our mission is clear: we aim to improve the financial well-being of our members while fostering a sense of community. We believe in empowering individuals through education and access to financial resources. Our commitment extends beyond traditional banking; we actively participate in community outreach programs and partnerships that uplift those around us. We pride ourselves on being more than just a financial institution. Our focus is on building lasting relationships with our members and being an integral part of their financial journeys. Whether it's helping with mortgage loans or providing guidance on debt consolidation, we're here every step of the way. While you can always reach us at 4015 Paxton Street, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to call us at 717-232-3526. Join us today at Belco Community Credit Union and experience the difference a member-focused credit union can make in your life. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Belco Community Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and spacious parking to ensure everyone can easily access our services. Whether you're here for a quick deposit or a more in-depth financial consultation, we are ready to assist you.

Address and Mailing Information

While members can visit us at our physical location on Paxton Street, official correspondence should be sent to the same address: 4015 Paxton Street, Harrisburg, PA 17111.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 717-232-3526. We invite you to visit us soon and discover how Belco Community Credit Union can help you achieve your financial goals!

Operating Hours

We know your time is valuable. That's why our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Friday until 6 PM. If you're looking to visit us on Saturday, feel free to drop by between 9 AM and 1 PM.

Services Offered

Our branch offers a range of personal banking services tailored just for you, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Plus, we have an ATM available for your convenience perfect for quick withdrawals or balance checks.

Member Eligibility

Joining the Belco Community Credit Union feels like stepping into a supportive family where your financial well-being is the top priority. If you're wondering how to become a member, it's quite simple! Anyone who lives, works, worships, or attends school in Dauphin County is eligible to join us at our welcoming branch located at 4015 Paxton Street, Harrisburg, PA 17111. The benefits of membership are numerous; from personalized service and competitive rates to a variety of financial products tailored just for you. We're here to help you achieve your goals with ease. To get started on your journey toward membership, check out the detailed eligibility criteria at this link. Once you've confirmed that you meet the requirements, opening an account is straightforward. You can begin the application process online by visiting this page, or feel free to call us at 717-232-3526 if you have any questions. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $209 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $57,920,506, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer robust merchant services designed to simplify transactions and enhance customer experiences. Imagine a local café using our payment processing solution to accept payments quickly, ensuring customers enjoy their coffee without delay. Our services are crafted to meet the real-world needs of businesses like yours. Visit us at 4015 Paxton Street Harrisburg Pa 17111 in Harrisburg, PA, or call us at (717) 232-3526 to discover how we can partner with you for success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide access to ATM and cash withdrawal services, ensuring you have easy access to cash when needed. Our ATMs are available for basic transactions like withdrawals and balance checks. At Belco Community Credit Union, we prioritize making banking simple and accessible for all our members. For more information about any of these services or to get started today, give us a call at (717) 232-3526 or visit us online at Paxton Street. We're excited to assist you on your financial journey!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options can help turn that dream into reality. With competitive rates and flexible terms, you can find the perfect loan that fits your budget. Imagine driving off in your new vehicle without the stress of complicated financing!

Business Banking

Entrepreneurs will appreciate our business banking services, which include merchant services and business loans designed to support growth and operations. Whether you're starting a new venture or expanding an existing one, we offer solutions to help your business thrive.

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our credit cards with rewards allow you to do just that! With every purchase, you can earn points toward exciting rewards, giving you more value from your everyday spending.

Mortgage Loans & Refinancing

If home ownership is on your mind, explore our mortgage loans and refinancing services. We provide personalized guidance throughout the process to ensure you find a mortgage that meets your needs. Whether buying your first home or refinancing to lower monthly payments, our team is here to help every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills with just a few taps on your phone or clicks on your computer.

Personal Banking

We understand that managing your money is essential for a secure future. That's why we offer various personal banking options, including checking and savings accounts that cater to different lifestyles. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that make banking easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. If you're facing high-interest debts or need funds for an important project, we can help you consolidate those debts into one manageable payment or provide personal loans tailored to your situation.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services, you can check your account balances, transfer money, and pay bills anytime you need to. Just visit us at https://belco.org/ to log in or set up your account. Our user-friendly platform ensures that you can navigate through your financial tasks with ease.

On-the-Go Banking

For those who prefer using their smartphones, our mobile application is designed for easy access and real-time account management. You can also enjoy person-to-person transfers, making it simple to send money to friends or family without needing cash or checks. While mobile payments aren't available just yet, we're continually working on enhancing our features for your convenience. At Belco Community Credit Union, we're committed to providing accessible banking solutions that fit into your lifestyle. Embrace the freedom of managing your finances on your terms safely and effortlessly!

Secure Transactions

Your security is our priority. We provide electronic signature authorization, allowing you to sign documents safely from anywhere without the hassle of printing or mailing them. Plus, with e-statements available, you can receive your account statements securely online, helping you stay organized while reducing paper waste.

Financial Strength

A Strong Foundation

With a net worth of $93,868,038, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed to Growth

With $78,822,375 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,785 in used auto loans and a total of $610,874,635 in loans and leases.

Member-Focused Savings

Members' savings are secured through $198,313,673 in share certificates and $180,832,724 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,447,303, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $1,955,458, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust and Reliability

Net Shares (Funds available for lending and investments): $107,115. Total Share and Deposit Accounts: 185,138, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Belco Community Credit Union is your trusted partner. Visit us at 4015 Paxton Street Harrisburg Pa 17111 or call (717) 232-3526 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $134,143,271 in used vehicle loans and $61,783,346 in new vehicle loans already helping members get on the road. If you need financing for your next vehicle purchase, our competitive rates and flexible terms make it easy to drive away satisfied.

Commercial Loans

For business owners looking to expand or improve their operations, we have outstanding commercial loans totaling $57,920,506. Our tailored financing solutions can provide the capital needed for growth and development in your business ventures. If you're considering refinancing any of these loans or want to explore eligibility options for our various loan products, we're here to guide you through every step of the process. To learn more about our loan offerings or to start your application today, give us a call at 717-232-3526 or visit us online at Belco Community Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you turn your financial dreams into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $168,283,399. Whether you're purchasing a new home or looking to refinance an existing mortgage, our team is ready to assist you with the process.

Unsecured Credit Card Loans

Managing finances effectively is crucial for everyone. That's why we provide flexible terms on unsecured credit card loans. With a total of $33,010,312 in unsecured credit card loans available, our credit cards come with great benefits and rewards to help you manage everyday expenses without breaking the bank.

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BELCO COMMUNITY CREDIT UNION - Harrisburg, PA