Belco Community Credit Union Gettysburg PA | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Belco Community Credit Union, your trusted financial partner in the heart of Gettysburg, PA. Established in 1939, we have proudly served our community for over eight decades, helping our 74,618 members achieve their financial goals with personalized service and a commitment to excellence. Located at 1063 York Rd, our branch stands ready to support you with a range of services from personal banking and auto loans to mortgage financing. With total assets exceeding $920 million and total deposits amounting to $56,282,488, we are dedicated to fostering financial growth within our community. Our team, led by CEO Amey Sgrignoli and Board President Terry Hessler, is here to ensure that your experience with us is both rewarding and fulfilling. While you can visit us at our Gettysburg location, please note that official correspondence should be sent to our mailing address: PO Box 82, Harrisburg, PA 17108. We understand the importance of accessibility and convenience; that's why we offer online banking options along with an ATM for quick cash withdrawals. At Belco Community Credit Union, we believe in building lasting relationships with our members. Our total loans and leases amount to 40,202, demonstrating our commitment to providing the necessary support for both personal and business needs. With a net worth of $93,868,038, we are well-positioned to serve you today and into the future. Whether you're looking for a new car loan or planning for homeownership, we're here to help every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (717) 232-3526. Visit us today or explore more about what we offer on our website: belco.org. Join us in building a brighter financial future together!

Branch History & Mission

At Belco Community Credit Union, we are proud of our rich history and commitment to serving the community in Gettysburg, PA. Established in 1939, our branch has grown significantly from its humble beginnings. Over the decades, we have developed a strong foundation based on trust, transparency, and a dedication to helping our members achieve their financial goals. Located at 1063 York Rd, Gettysburg, PA 17325, our branch is easily accessible for those in the area. As you approach our location, you'll find it near local landmarks that make it convenient for our members to visit us regularly. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 82, Harrisburg, PA 17108. Our mission at Belco Community Credit Union is simple yet profound: we aim to provide exceptional financial services while fostering community support and involvement. With over 74,618 members and total assets exceeding $920 million, we strive to empower individuals and families through personalized financial solutions. Whether it's offering auto loans, mortgages, or credit cards with rewards, we prioritize the needs of our members above all else. As we look back at our journey, we celebrate key milestones that have shaped who we are today. From expanding our offerings to integrating digital advancements like online banking and mobile applications, we've embraced change while staying true to our core values. We ensure that everyone feels welcome by maintaining ADA compliance and promoting an inclusive environment. Our team is dedicated not only to banking but also to community outreach initiatives that make a real difference. Through partnerships with local organizations and active participation in events throughout Adams County, we work tirelessly to support those around us. For your convenience, we offer ATM availability and lobby hours designed to fit your busy lifestyle: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. Although we do not have drive-thru service or shared service centers available at this location, our staff is always ready to assist you inside the branch. As we continue forward with pride in our history and excitement for what lies ahead, we invite you to join us at Belco Community Credit Union. Experience firsthand the benefits of membership and let us help you achieve your financial dreams. For more information or to become a member today, please call us at 717-232-3526 or visit us online at belco.org.

Branch Location & Accessibility

Welcome to Belco Community Credit Union, your friendly financial partner located at 1063 York Rd in Gettysburg, PA! Our branch is conveniently situated near local landmarks, making it easy for you to stop by while running errands or exploring the area. Whether you're visiting the historic Gettysburg National Military Park or enjoying a meal at one of the nearby restaurants, we're here to support your banking needs. At our branch, we prioritize accessibility for all members. You'll find ample parking and features that comply with ADA standards, ensuring everyone can access our services without hassle. Although we don't have a drive-thru service at this location, our ATM is available for quick transactions like cash withdrawals and balance checks, providing you with added convenience. We know your time is valuable, which is why our operating hours are designed to fit your busy schedule. Join us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Feel free to give us a call at 717-232-3526 if you have any questions or need assistance before visiting. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 82 in Harrisburg, PA. At Belco Community Credit Union, we offer a variety of services tailored just for you be it personal banking accounts, auto loans, or credit cards with rewards. We invite you to come see what makes us different! Stop by today or reach out via phone; we look forward to serving you!

Member Eligibility

Becoming a member of Belco Community Credit Union is like joining a close-knit family that supports your financial journey. To qualify for membership, you need to live, work, worship, or attend school in certain areas around Gettysburg, PA. Additionally, if you have family members who are already part of our community, you're also welcome to join! This inclusive approach ensures that everyone can take advantage of the personalized services and benefits we offer. At Belco Community Credit Union, we pride ourselves on providing a range of financial products designed to fit your needs from checking and savings accounts to loans and credit cards with rewards. If you're ready to start your membership journey, it's easy! Just visit our website at https://belco.org/credit-union-membership/ for more detailed information about eligibility criteria. When you're ready to open an account, you can do so online by visiting https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad-v2d48r3tjmifs561fllebmv80isx5xbhzcifh1fgfqemu9f5tojhlgohzywk849xwcwn06m1mjctvkvfrszqd9or2cikj23_4nu_terkwpd9xymcdg7irymp2m3cqrqq or give us a call at (717) 232-3526 if you have any questions. We're excited to welcome you into our community at 1063 York Rd Gettysburg Pa 17325!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $209 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $57,920,506, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Beyond loans, we offer essential merchant services that streamline transactions for local businesses. Picture a bustling retail shop using our payment processing solutions to accept credit card payments effortlessly. This allows them to focus on what matters most serving their customers. Located at 1063 York Rd Gettysburg Pa 17325 in Gettysburg, PA, we're here to partner with you on your journey toward success. Reach out today at (717) 232-3526 to explore how we can support your business goals!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive banking solutions including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, we're here to support your goals.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only provide convenience but also allow you to earn rewards on your everyday purchases. Whether it's shopping for groceries or planning a vacation, every dollar spent brings you closer to exciting benefits.

Easy Access Anytime, Anywhere

With Belco Community Credit Union, accessing your accounts has never been easier. Our online and mobile banking services let you check balances, transfer funds, and pay bills right from your phone or computer no need to rush to the branch during business hours. We also provide ATM services for cash withdrawals and balance checks when you're on the go. If you have questions or need assistance, feel free to reach out at (717) 232-3526. Our friendly staff is ready to help you navigate all our offerings. We invite you to explore how Belco Community Credit Union can make your financial life simpler and more rewarding. Visit us today or check out our website at https://belco.org/ for more information on how to become a member! Your financial journey starts here take the first step with Belco Community Credit Union!

Loans for Every Need

Need a new car? Our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. Perhaps you're considering buying a home; our mortgage loans and refinancing services are designed to help you find the best rates available. If you're looking for some extra cash for personal projects or debt consolidation, our personal loans are just what you need.

Personal Banking

When it comes to personal banking, we offer various options to help you manage your money effectively. You can choose from our checking and savings accounts that fit your lifestyle. Imagine easily tracking your savings goals or managing day-to-day expenses all at your fingertips through our online and mobile banking platforms.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to view e-statements. You can say goodbye to paper clutter and keep track of your financial history right from your computer or smartphone. Plus, with electronic signature authorization, signing documents has never been easier no need for printing or mailing! For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts anytime, anywhere. You can check balances, make transfers, and even send money to friends and family with our person-to-person transfer feature. It's as simple as a few taps on your screen!

Security and Convenience

We prioritize your security while providing you with easy-to-use tools for real-time account management. Our online banking system uses advanced security measures to keep your information safe, so you can bank with peace of mind. Plus, if you're ever in a rush, our mobile payments feature makes transactions quick and hassle-free. In today's fast-paced world, having access to your finances whenever you need them is essential. With all these features combined, Belco Community Credit Union is committed to offering an exceptional digital banking experience that keeps you connected to your money securely and conveniently. Dive into the future of banking today by visiting https://belco.org/ !

Financial Strength

Investment in Growth

Our commitment to growth is demonstrated by our $78,822,375 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $8,785 in used auto loans and $610,874,635 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings

Members' savings are secured through $198,313,673 in share certificates and $180,832,724 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,447,303, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,955,458 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $93,868,038, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,019, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $107,115. Total Share and Deposit Accounts: 185,138, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Belco Community Credit Union is your trusted partner. Visit us at 1063 York Rd Gettysburg Pa 17325 or call (717) 232-3526 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $134,143,271 in used vehicle loans and $61,783,346 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier to finance your next vehicle purchase.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $57,920,506 provide the capital needed to expand your business ventures. We recognize that every business is different and offer tailored solutions to meet your specific needs. If you're considering refinancing any existing loans or want to know more about eligibility options for our loan products, feel free to reach out. Our knowledgeable team is here to assist you at every step. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Contact us today at 717-232-3526 to learn more about our loan offerings or visit our website at Belco Community Credit Union. We're excited to help you achieve your financial goals!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,283,399, make buying or refinancing simple. We are here to guide you through each step of the process so you can feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,010,312 in loans helping members manage their finances effectively. These cards come with great benefits that can help you handle everyday expenses while building your credit.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits that build trust and reliability for users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users get up-to-date loan rates from multiple institutions, helping them make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust the information they receive when comparing different loan options.

BELCO COMMUNITY CREDIT UNION - Gettysburg, PA