Belco Community Credit Union Carlisle PA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Belco Community Credit Union, where your financial well-being is our top priority! Located at 320 N Hanover St, Carlisle, PA 17013, we have been serving our members since 1939. With a dedicated team of 225 employees, we are proud to support over 74,618 members in achieving their financial goals. At Belco, we understand that banking is more than just transactions; it's about building relationships within our community. Our total assets stand at an impressive $920,787,590, reflecting our strong commitment to providing exceptional service and support. With $56,282,488 in total deposits and a net worth of $93,868,038, you can trust us to manage your finances securely and responsibly. Our CEO, Amey Sgrignoli, along with Board President Terry Hessler, leads with a vision centered around member satisfaction and community impact. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions tailored for local entrepreneurs. While members can visit us at our branch location for friendly assistance and advice, official correspondence should be sent to the same address: 320 N Hanover St, Carlisle, PA 17013. Whether you're looking to open an account or explore loan options our knowledgeable staff is here to guide you every step of the way. Don't hesitate to reach out at 717-232-3526 or visit our website at belco.org for more information. Join us today and experience the difference of being part of a credit union that truly values its members!

Branch History & Mission

At Belco Community Credit Union, we take pride in our rich history and unwavering commitment to serving the Carlisle community. Founded in 1939, we have grown from a small financial institution into a trusted partner for over 74,000 members. Our branch, located at 320 N Hanover St, Carlisle, PA 17013, stands as a testament to our dedication to providing quality financial services with a personal touch. Since our inception, we have focused on creating an inclusive environment where everyone can achieve their financial goals. Over the years, we've expanded our services and resources to meet the evolving needs of our members. Today, with total assets of $920,787,590, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our operating hours are designed to accommodate our members: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday for drive-thru service until 1:00 PM. Our mission is simple yet profound: We strive to empower our members by providing them with the tools and support they need to improve their financial well-being. We believe that financial education is key to achieving this mission. That's why we offer various resources and workshops aimed at helping our community make informed financial decisions. While members can visit us at 320 N Hanover St for all their banking needs whether it's utilizing our drive-thru services or accessing one of our ATMs we also encourage them to reach out via phone at 717-232-3526 for any inquiries or assistance. Belco Community Credit Union actively participates in local events and partnerships that strengthen our community bonds. We are not just about numbers; we care deeply about giving back. Whether through sponsorships or volunteer work, we are dedicated to uplifting those around us. As we look toward the future, we remain committed to enhancing our digital services while ensuring compliance with accessibility standards so that everyone can enjoy hassle-free banking experiences. Our member-focused approach has positioned us as a pillar of support in Carlisle and beyond. Join us at Belco Community Credit Union today! Experience firsthand how we can help you manage your finances better while being part of a community that values trust and support. To learn more about membership or to open an account online, please visit our website or click here for account opening details!

Branch Location & Accessibility

Convenient Access

Finding us is simple! Located just off the main road, our branch features ample parking for members. For those with mobility challenges, we ensure that our facilities are ADA compliant, including ramps and accessible entrances. While members can visit us at 320 N Hanover St, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to reach out at 717-232-3526; our friendly staff is always ready to help.

Operating Hours

We understand that your time is valuable. That's why we offer flexible hours to accommodate your busy schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, on Friday from 9:00 AM to 6:00 PM, and Saturday drive-thru services are available from 9:00 AM until 1:00 PM. This way, you can manage your banking with ease.

Services Offered

At Belco Community Credit Union, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our offerings are designed with you in mind. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Plus, with our drive-thru service available for deposits and simple transactions, banking has never been easier. We invite you to come by and see how we can assist you today! Whether you're looking for personal banking options or exploring business services, Belco Community Credit Union is here for all your financial needs. Come visit us soon!

Member Eligibility

At Belco Community Credit Union, we believe that everyone deserves a supportive financial community. If you're looking to become a member, you'll be pleased to know that joining us is easy and welcoming. Our membership is open to anyone who lives, works, worships, or attends school in the communities we serve. This means you can enjoy all the benefits of being part of our family as long as you meet these simple criteria. Plus, being a member gives you access to a variety of services designed to help you achieve your financial goals, from personalized banking solutions to competitive loan rates. Ready to take the next step? Opening an account at Belco Community Credit Union is straightforward and can be done online or in person at our branch located at 320 N Hanover St Carlisle Pa 17013. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (717) 232-3526. For more details on eligibility and to check for any updates, please visit our website at https://belco.org/credit-union-membership/ . We can't wait for you to join our community!

Business Banking & Commercial Services

Merchant Services

Imagine having a reliable partner that simplifies your payment processes. Our merchant services offer practical solutions, allowing you to accept payments easily whether online or in-store. This means you can focus on what matters most: running your business. Located at 320 N Hanover St Carlisle Pa 17013 in Carlisle, PA, we're here to provide personalized service and expert guidance tailored to your specific needs. Contact us at (717) 232-3526 today to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $209 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $57,920,506, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide specialized services such as merchant services and business loans. Starting or expanding a business can be challenging, but with our support, you can navigate those challenges more easily.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts from anywhere at any time. Whether you're checking balances, transferring funds, or making payments, everything is just a click away. For those who prefer traditional banking methods, we also offer ATM services and basic drive-thru banking for simple transactions like deposits and withdrawals.

Friendly Support When You Need It

If you ever have questions or need assistance, don't hesitate to reach out! Our team is available at 717-232-3526 during lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM; we're also open on Saturday mornings until 1:00 PM for drive-thru services. At Belco Community Credit Union, we're not just about transactions; we're about building relationships with our members. Explore all the ways we can assist you on your financial journey by visiting us today or checking out our website at belco.org. We look forward to helping you achieve your financial goals!

Loans and Financing Solutions

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. They can assist with anything from debt consolidation to emergencies, giving you peace of mind when you need it most. Plus, don't forget about our credit cards with rewards; they not only give you purchasing power but also offer benefits that add value to your everyday spending.

Personal Banking

We understand that personal banking is the foundation of your financial journey. That's why we offer checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates that help your savings grow. If you're considering buying a car, our auto loans provide flexible financing options that make it easier for you to hit the road in style. And if homeownership is on your mind, our mortgage loans and refinancing options can help turn your dream into reality.

Digital & Online Banking

Key Features

Our online banking offers a wealth of features tailored for your needs. Enjoy the convenience of E-Statements available at any time, allowing you to go paperless while keeping track of your financial transactions effortlessly. Plus, with Electronic Signature Authorization, signing documents has never been easier or more secure. If you're looking for flexibility in payments, our Person-to-Person Transfers feature lets you send money to friends and family quickly without the hassle of cash or checks. And for those on-the-go moments, our Mobile Application puts all these tools right in your pocket.

Security and Accessibility

Your security is our priority. Our online banking platform employs advanced security measures so you can feel confident managing your finances from home or on the move. Our 24/7 online banking services ensure that you have access whenever you need it, providing real-time account management right at your fingertips. In a world where time is precious, Belco Community Credit Union's digital banking solutions help simplify your financial life while ensuring you stay connected and secure. Join us today and experience the ease of managing your money with confidence!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts: 185,138, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $107,115. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Belco Community Credit Union is your trusted partner. Visit us at 320 N Hanover St Carlisle Pa 17013 or call (717) 232-3526 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Approach

Members' savings are secured through $198,313,673 in share certificates and $180,832,724 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,447,303, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,955,458 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $78,822,375 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,785 in used auto loans and $610,874,635 in total loans and leases.

Strong Financial Health

With a net worth of $93,868,038, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $134,143,271 in used vehicle loans and $61,783,346 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you want.

Credit Lines and Commercial Loans

For those seeking additional flexibility or looking to grow their business, we provide total credit lines amounting to $299,511,455 and outstanding commercial loans totaling $57,920,506. These options are designed for both personal and business growth. At Belco Community Credit Union, our mission is to support our members' financial success through accessible and affordable loan options. For more details on how you can qualify for these loans or to explore refinancing opportunities, feel free to contact us at 717-232-3526 or visit our website at belco.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,283,399, make buying or refinancing simple. We offer a variety of mortgage products designed to fit your financial situation. If you're considering refinancing your current mortgage, our team can guide you through the eligibility options available.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $33,010,312 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them without collateral requirements.

Loan Aggregator

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BELCO COMMUNITY CREDIT UNION - Carlisle, PA