Beaver Valley Credit Union Beaver Falls PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Beaver Valley Credit Union, your trusted financial partner located at 601 37Th St, Beaver Falls, PA 15010. Established in 1942, we've been committed to serving our community for over 80 years, helping our members achieve their financial goals with confidence and security. With a total membership of 9,388 and assets exceeding $97 million, we pride ourselves on being a reliable resource for personal banking, auto loans, mortgages, and more. At Beaver Valley, we understand that every member is unique. That's why we offer tailored services designed to meet the diverse needs of our community. Our total deposits currently stand at $24,425,467, reflecting the trust our members place in us. We also boast a net worth of $17,019,096, ensuring stability and strength in all our offerings. Our leadership team is dedicated to fostering relationships built on trust. Under the guidance of CEO Aaron Kniess and Board President Tiffany Bowser, we're focused on delivering exceptional service and innovative financial solutions. Whether you're looking for a new vehicle loan or need assistance with mortgage refinancing, we're here to help you navigate your options. While members can visit us at our branch location for friendly service during our hours from 9 AM to 4:30 PM (until 7 PM on Fridays), official correspondence can be sent to our mailing address at 601 - 37th Street, Beaver Falls, PA 15010. We invite you to explore how Beaver Valley Credit Union can support your financial journey. Feel free to reach out at 724-847-3600 or visit us online at www.beavervalleyfcu.org for more information on memberships and services. Join us today together we can build a brighter financial future!

Branch History & Mission

Beaver Valley has a rich legacy that began in 1942, when our doors first opened in Beaver Falls, PA. Over the years, we have transformed from a small community credit union into a trusted financial partner for nearly 9,400 members. Our branch is located at 601 37th St, Beaver Falls, PA 15010, a place where neighbors come together to build their financial futures. As we grew, so did our commitment to providing exceptional services that cater to the needs of our community. With total assets amounting to $97,938,327, we have the resources and expertise to offer a wide range of financial solutions. From personal banking options like checking and savings accounts to auto loans and mortgages, our goal is to empower every member with the tools they need for success. Our mission is clear: we strive not only to provide top-notch financial services but also to support and uplift our community. We believe in fostering strong relationships with our members and contributing positively to Beaver Falls. This includes partnerships with local organizations and outreach efforts that address community needs. While you can visit us at our branch location for all your banking needs during our operating hours from 9 AM to 4:30 PM Monday through Friday official correspondence can be sent to our mailing address at 601 - 37th Street, Beaver Falls, PA 15010 if it differs from your visit. We take pride in being accessible with ATM availability for convenient cash withdrawals and balance checks. Although we do not currently offer drive-thru banking or shared service centers, we are continuously improving our digital offerings. Members can enjoy online banking and mobile applications designed for ease of use. At Beaver Valley, we understand that financial journeys are unique; therefore, we prioritize customer-centric initiatives that meet diverse needs. Our team is here to guide you through every step, whether you're looking for a loan or simply want advice on managing your finances. Join us today and experience firsthand how Beaver Valley can make a difference in your life. Visit our website at beavervalleyfcu.org or call us at 724-847-3600 to learn more about membership eligibility and how we can assist you in achieving your financial goals!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Nestled in the heart of Beaver Falls, our branch is easily accessible for all members. Just a short drive from local landmarks like the Beaver Falls Historical Society and the scenic Beaver River, we are proud to be part of this vibrant community. Our location offers ample parking and complies with ADA standards, ensuring that everyone can access our services without hassle.

Operating Hours That Fit Your Schedule

Our doors are open from 9 AM to 4:30 PM Monday through Friday, with extended hours until 7 PM on Fridays for those who need to stop by after work. You can always reach us at 724-847-3600 if you have any questions or need assistance before your visit.

Services Tailored for You

At Beaver Valley, we offer a wide range of services to meet your banking needs. From personal checking and savings accounts to auto loans and mortgages, we strive to provide everything under one roof. While we do not have a drive-thru option, our ATM is available for quick cash withdrawals and balance checks, making it easy for you to manage your finances on the go. For official correspondence, please send mail to our mailing address: 601 - 37th Street, Beaver Falls, PA 15010. We invite you to stop by and discover how we can assist you with all your financial needs. Our dedicated team looks forward to welcoming you!

Member Eligibility

Joining the Beaver Valley community is more than just opening an account; it's about becoming part of a supportive family that looks out for you. If you're wondering how to become a member at Beaver Valley, you'll be pleased to know that eligibility is open to those who live, work, worship, or attend school in our local area. We also welcome immediate family members of existing members. This inclusivity means that anyone connected to our community can benefit from our wide range of financial services designed just for you. Becoming a member is straightforward and rewarding. You'll enjoy personalized service, competitive rates, and access to tools that help you manage your finances effectively. To get started, simply visit us at 601 37Th St Beaver Falls Pa 15010 or give us a call at 7248473600. For detailed information on membership requirements, check out our eligibility criteria at http://www.beavervalleyfcu.org/about-us/membership . Ready to take the next step? You can find all the details on how to open an account by visiting http://www.beavervalleyfcu.org/loans/apply-for-a-loan . We can't wait to welcome you!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. Imagine running your business without worrying about payment processing issues. Our solutions ensure that you can accept payments seamlessly, allowing you to focus on what matters most growing your business. Visit us at 601 37Th St Beaver Falls Pa 15010 in Beaver Falls, PA or call us at (724) 847-3600 to learn how our business banking and commercial services can support your entrepreneurial journey!

Comprehensive List Of Services

Business Banking

We understand that businesses have unique needs. That's why we offer tailored business banking services, including merchant services and business loans designed to help you grow. Whether you're starting a new venture or expanding an existing one, we're here to support your success.

Credit Cards & Rewards

Enjoy shopping with our credit cards with rewards, giving you points for every dollar spent. This means more opportunities for cash back or travel rewards, making your everyday purchases even more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, and pay bills with just a few taps on your smartphone or clicks on your computer. Plus, with our ATM services available at various locations, accessing your cash has never been easier.

Member Support

At Beaver Valley, we pride ourselves on providing exceptional member support. If you ever have questions about your accounts or need assistance with any of our services, don't hesitate to reach out by calling us at (724) 847-3600 during our lobby hours from 9 am to 4:30 pm Monday through Friday (and until 7 pm on Fridays). In summary, whether you're an individual seeking personal banking solutions or a business owner needing financial guidance, we're here for you every step of the way. Explore all the ways we can help you achieve your financial goals today! For more information about joining us or opening an account, visit us online at Beaver Falls or stop by our branch!

Personal Banking

Our personal banking services are designed to support you at every stage of life. You can start with our checking and savings accounts, which are perfect for managing your day-to-day expenses while earning interest on your savings. If you're considering purchasing a new car or need to refinance an existing loan, our auto loans and vehicle financing options can provide the flexibility you need to get on the road. For those looking to buy a home or refinance their current mortgage, we offer competitive mortgage loans and refinancing solutions. And if unexpected expenses arise, our personal loans and debt consolidation options can help ease financial burdens.

Digital & Online Banking

Additional Services

While person-to-person transfers are not currently offered, we continually strive to enhance our services based on member feedback. We want to ensure that every member's experience is not only safe but also enriching. In a world where time is precious, let Beaver Valley help you take control of your banking with ease and security. Whether you're checking balances during lunch or managing payments late at night, we're here for you! Visit us at https://www.beavervalleyfcu.org/ today to get started.

Key Features

Our online banking platform offers a range of features that make it easy for you to keep track of your finances. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, with e-statements available, you'll receive your account statements electronically saving paper and providing quick access to important information whenever you need it. If you're looking to sign documents quickly and securely, our electronic signature authorization feature ensures you can complete transactions without the hassle of printing or mailing forms. It's all about making your experience as smooth as possible.

Mobile Application

For those who prefer banking on their smartphones, we offer a user-friendly mobile application that puts all these features in the palm of your hand. Although mobile payments aren't available just yet, our app allows you to manage your accounts easily and stay updated on your financial status wherever life takes you.

Financial Strength

Growing Together

Total Share Accounts stand at 16,232, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations at Beaver Valley, where every decision is made with your best interests at heart. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beaver Valley is your trusted partner. Visit us at 601 37Th St Beaver Falls Pa 15010 or call (724) 847-3600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We currently have $672 in used auto loans and $31,646,515 in total loans and leases available to help you achieve your dreams whether it's purchasing a vehicle or financing personal projects.

Member-Centric Savings

Members' savings are secured through $3,651,703 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not hold any money market shares, our focus remains on providing value to you through other avenues. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 5 part-time employees dedicated to serving you with knowledge and care.

Our Financial Health

With a net worth of $17,019,096, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,738 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $17,019,096 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means your money goes back into the community and supports initiatives designed with your needs in mind.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $9,169,834 in new vehicle loans and $10,742,954 in used vehicle loans, helping our members get on the road with confidence. Whether you're looking for financing for a brand-new model or a reliable used car, we are here to assist you every step of the way.

Contact Us

To learn more about our loan offerings or to start an application today, please contact us at 724-847-3600 or visit us at our branch located at 601 37Th St Beaver Falls Pa 15010. We're open Monday through Friday from 9 AM to 4:30 PM and until 7 PM on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Beaver Valley, we're committed to helping you find the right financial solutions tailored just for you!

Credit Lines and Personal Loans

For those looking for flexible funding options, we offer credit lines with a total availability of $2,000,000. This allows you to manage expenses as they arise without needing to apply for multiple loans. Additionally, our unsecured credit card loans are designed to help members manage their finances effectively; however, currently, there are no unsecured credit card loans issued.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,233,616. Our dedicated team can help you navigate the process and find a mortgage that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing an existing loan, we have options available that may help lower your monthly payments or reduce interest rates. Feel free to reach out to us for more information about eligibility and how we can assist you in this process.

Loan Aggregator

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BEAVER VALLEY FEDERAL CREDIT UNION - Beaver Falls, PA

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