Beaumont Community Credit Union TX | Top Auto Loans & Business Banking

Introduction

Welcome to Beaumont Community, your trusted financial partner located at 660 S M L King Jr Pkwy, Beaumont, TX 77701. Established in 1956, our credit union has proudly served the community for over six decades, providing personalized banking solutions that cater to your needs. With a total membership of 3,551 and assets exceeding $30.6 million, we are committed to fostering financial well-being among our members. At Beaumont Community, we understand that banking is not just about numbers; it's about relationships and trust. Our dedicated team of 8 employees, led by CEO Angel Diamantis and Board President Earl White, works tirelessly to ensure you receive the best service possible. Whether you're looking for a new auto loan or need assistance with personal banking, we're here to help. While members can visit us at our main branch location, official correspondence should be sent to 660 South M L King Jr Pkwy, Beaumont, TX 77701 if different from our physical address. We're proud to offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and business banking options. With total deposits of $2,804,589 and a net worth of $4,587,011, we have the financial strength to support your goals. Our commitment extends beyond just numbers; we strive to make a positive impact in our community through various initiatives. If you're ready to take the next step towards better banking experiences, give us a call at (409) 899-1035 or visit our website at bmtccu.com. Join us today and discover how Beaumont Community can help you achieve your financial dreams!

Branch History & Mission

Beaumont Community, a cornerstone of financial support in Beaumont, TX, has been serving its members since its inception in 1956. Over the decades, this credit union has grown significantly, becoming a trusted partner for over 3,500 members. With total assets reaching an impressive $30,646,777, Beaumont Community is committed to providing exceptional financial services while fostering a sense of community. Located at 660 S M L King Jr Pkwy, our branch is easily accessible and situated near local landmarks that highlight the vibrant spirit of Beaumont. As we look back on our journey, we celebrate milestones that have shaped our mission: to empower individuals and families by offering personalized banking solutions that enhance their financial well-being. At Beaumont Community, our mission extends beyond just providing financial services; it's about uplifting our community. We strive to create positive impacts through various outreach programs and partnerships that support local initiatives. By focusing on personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards, we cater to the diverse needs of our members. Our commitment to innovation is reflected in our modern banking practices. Members can enjoy the convenience of online banking and mobile applications while knowing that we prioritize accessibility through ADA compliance measures. Whether you prefer traditional banking or digital solutions, we ensure a customer-centric experience tailored just for you. While members can visit us at 660 S M L King Jr Pkwy, official correspondence should be sent to 660 South M L King Jr Pkwy, Beaumont, TX 77701 if needed. Our operating hours are convenient Monday through Friday from 8:00 AM to 5:00 PM making it easy for you to access the services you need. As we continue to grow and adapt to the changing landscape of finance, we invite you to join Beaumont Community. Experience the benefits of being part of a credit union that genuinely cares about your financial journey and strives for your success. Together, let's build a brighter future! For more information or to become a member today, call us at 409-899-1035 or visit our website.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is equipped with features such as ramps and ADA-compliant entrances to ensure everyone can easily access our services. Plus, parking is ample and convenient, making your visit hassle-free.

Operating Hours & Services

Our lobby and drive-thru are open Monday through Friday from 8:00 AM to 5:00 PM. Whether you prefer banking in person or through our drive-thru service, we're here to accommodate your needs. We offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more! For those on the go, we also provide online and mobile banking options.

Visit Us Today!

Have questions or need assistance? Feel free to give us a call at 409-899-1035. We invite you to stop by and experience the friendly service that Beaumont Community is known for. Your financial well-being is our priority!

Member Eligibility

At Beaumont Community, we believe that becoming a member is more than just opening an account it's about joining a caring community that supports you in your financial journey. We welcome anyone who lives, works, worships, or attends school in the Beaumont area to apply for membership. It's our way of creating a supportive network where you can thrive financially and feel right at home. If you're interested in exploring our offerings, you can easily check the specific eligibility criteria by visiting this link. Opening an account is simple and straightforward! You can start the process online or give us a call at (409) 899-1035 for assistance. Our dedicated team at Beaumont Community, located at 660 S M L King Jr Pkwy Beaumont Tx 77701, is eager to help you every step of the way. Whether you're looking for savings options or loans tailored to your needs, becoming a member means gaining access to a world of financial benefits designed just for you. Don't hesitate join us today and take the first step towards securing your financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payments for your business. Imagine a local café seamlessly processing customer transactions while managing inventory efficiently all thanks to our reliable merchant solutions. Whether you're a retail shop or an online service provider, our tools help streamline operations and enhance customer experiences. Visit us at 660 S M L King Jr Pkwy Beaumont Tx 77701, Beaumont, TX or call us at (409) 899-1035 to learn how we can assist you in achieving your business goals. Together, let's build a thriving future for your enterprise!

Comprehensive List Of Services

Access When You Need It

Need cash? Our ATM and cash withdrawal services ensure that you have easy access to your funds whenever required. Plus, our basic drive-thru banking allows you to conduct simple transactions like deposits and withdrawals without leaving your car perfect for those busy days! We invite you to experience all that Beaumont Community has to offer. For more information or if you have any questions about how we can assist you further, don't hesitate to reach out at (409) 899-1035 or visit us online at Beaumont Community Cu. Let us help you take the next step toward achieving your financial goals!

Business Banking Solutions

If you're a business owner, we offer specialized banking services just for you. Our merchant services and business loans provide the financial support necessary to grow and thrive in today's competitive market.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options, allowing you to manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills with just a few clicks on your device.

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options are designed to get you on the road quickly and affordably. Picture yourself driving that new vehicle, all thanks to a loan that works for you. And if homeownership is on your mind, consider our mortgage loans and refinancing solutions. We make the process straightforward, so you can focus on making your house a home.

Personal Banking Made Easy

Whether you're opening your first checking account or saving for a big purchase, our personal banking options are tailored for you. We offer both checking and savings accounts that come with user-friendly features, making it simple to manage your money. Imagine having the peace of mind that comes with knowing your funds are safe while still being accessible for everyday use.

Rewards That Matter

Don't forget about our credit cards with rewards! Enjoy benefits tailored to enhance your lifestyle while also building credit. It's not just about spending; it's about earning rewards along the way.

Support for Your Goals

Sometimes life presents unexpected challenges, and that's where our personal loans and debt consolidation services come into play. Whether you need extra cash for an emergency or want to simplify your finances by consolidating debt, we've got you covered.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, transfer funds, and pay bills with just a few clicks. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and quick. Plus, you can opt for e-statements, which not only help the environment but also give you instant access to your financial information without the hassle of paper clutter.

Mobile Banking Made Easy

For those on the go, our mobile application is here to help you manage your accounts right from your smartphone. While we currently don't offer mobile payments, our app provides all the essential functions you need for real-time account management. You can view transactions, deposit checks electronically, and stay on top of your finances no matter where life takes you.

Security You Can Trust

Your security is our top priority. Although we do not support electronic signature authorization at this time, rest assured that all online transactions are protected with the latest security measures. We strive to provide a user-friendly experience while keeping your personal information safe. In summary, Beaumont Community is committed to delivering accessible and efficient digital banking solutions tailored for our members. Whether you're at home or out and about, managing your finances has never been easier! Explore more about our services today by visiting https://bmtccu.com/.

Financial Strength

A Solid Foundation

With a net worth of $4,587,011, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 5,884, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beaumont Community is your trusted partner. Visit us at 660 S M L King Jr Pkwy Beaumont Tx 77701 or call (409) 899-1035 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $4,838,319 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to operate efficiently is highlighted by our $10,424, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $4,559,907 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our diverse lending capacity. We currently offer $192 in used auto loans and have a total of $12,877,258 in loans and leases available for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,870,310 in used vehicle loans and $5,276,966 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we've got you covered. We also provide refinancing options for those who want to lower their monthly payments or interest rates on existing auto loans.

Credit Lines and Personal Financing

Managing your finances is easier with our flexible terms on unsecured credit card loans. With a total of $575,059 in unsecured credit card loans helping members manage their finances effectively, we provide you the freedom to make purchases without the stress of high-interest rates typically found elsewhere. Additionally, our total credit lines amounting to $1,100,000 are perfect for unexpected expenses or planned projects. For business owners looking for capital to grow and expand their ventures, we currently do not offer commercial loans; however, we encourage you to reach out as our offerings may evolve. Our team is dedicated to finding the right financial solution for you. If you're interested in learning more about eligibility requirements or wish to start an application process for any of our loan products, feel free to contact us at 409-899-1035 or visit us at 660 S M L King Jr Pkwy Beaumont Tx 77701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our services today and let Beaumont Community help pave your way towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available at this time, our team can guide you through other financing options that may suit your needs.

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BEAUMONT COMMUNITY CREDIT UNION - Beaumont, TX

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