BEACON FINANCIAL CREDIT UNION

Welcome to Beacon Financial Credit Union, your trusted partner in achieving financial well-being since 1953. Located conveniently at 1102 W Market St Ste 20, Johnson City, TN 37604, we pride ourselves on delivering personalized banking solutions tailored to meet your unique needs. With a total membership of 2,181 and assets amounting to an impressive $30,797,051, we are committed to serving our community with integrity and dedication. At Beacon Financial, we understand that every member's journey is different. That's why we offer a wide range of services, from personal banking and auto loans to business financing options. Our goal is to empower you with the tools and support necessary for financial success. Whether you're looking to save for your future or need assistance with a loan, our knowledgeable team is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1102 W Market St Ste 20, Johnson City, TN 37604. We are here for you Monday through Friday from 7:30 am to 5:30 pm, ready to assist you with all your banking needs. Led by CEO John-Michael Nelms and Board President Shana Tate, our dedicated team of 12 employees works hard each day to ensure that your experience with us is exceptional. We believe in building strong relationships within our community and have fostered a culture of trust and reliability since our inception. Join us at Beacon Financial Credit Union today! Call us at 423-975-0025 or visit our website at beaconfcu.org to learn more about how we can help you achieve your financial goals. Let's build a brighter financial future together!

At Beacon Financial, we're excited to welcome you into our community! Becoming a member is simple and open to anyone who lives, works, worships, or attends school in Washington County, TN. This means that if you're part of our vibrant local community, you can join us and enjoy the benefits of membership. With us, you gain access to a range of financial services tailored just for you like personal banking options, auto loans, and credit cards with rewards. The process is straightforward; just visit us at 1102 W Market St Ste 20, Johnson City, TN 37604, or give us a call at 4239750025 for more details. For the most current eligibility criteria and to start your journey with us, check out our website at https://www.beaconfcu.org/ . We look forward to having you as part of our family!

At Beacon Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our strong financial foundation positions us as a reliable partner for your financial journey. With a net worth of $3,345,125, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,648,115 in share certificates and $2,012,868 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,482,936, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,253,674 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we have $25,813,505 in total loans and leases, including $258 in used auto loans to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $610,854, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees ready to serve you with a knowledgeable and committed team. Our total share accounts stand at 3,682, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $1,443,897, we are well-equipped to meet your needs now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon Financial is your trusted partner. Visit us at 1102 W Market St Ste 20 Johnson City TN 37604 or call 423-975-0025 to learn more about how we can help you achieve your financial goals.