BEACON FINANCIAL CREDIT UNION

At Beacon Financial, we believe that financial services should be accessible, reliable, and tailored to meet the needs of our community. Located at 400 N State Of Franklin Rd, Johnson City, TN 37604, our branch has been serving members since 1953. With a proud history of supporting over 2,181 members, we are committed to fostering financial well-being through personalized banking solutions. While you can visit us at our main branch for all your banking needs, please direct any official correspondence to our mailing address at 1102 W Market St Ste 20, Johnson City, TN 37604. Our dedicated team is here to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. As of now, Beacon Financial boasts total assets of $30,797,051 and total deposits reaching $1,721,212. We understand that trust is paramount in finance; that's why we maintain a strong net worth of $3,345,125 and keep $149,014 in cash on hand to ensure we can meet your needs promptly. Under the leadership of CEO John-Michael Nelms and Board President Shana Tate, our team of 12 employees is dedicated to providing exceptional service. We pride ourselves on being not just another financial institution but a cornerstone of the Johnson City community. Whether you're looking for personal loans or business financing options with competitive rates like our total loans amounting to 955 we have something for everyone. Our commitment to you extends beyond transactions; it's about building lasting relationships that enrich lives. Ready to take the next step? Visit us today or call us at 423-431-6361. Let's work together towards achieving your financial goals! For more information about our services, check out our website at beaconfcu.org.

Welcome to Beacon Financial, your trusted credit union in the heart of Johnson City, TN! Conveniently located at 400 N State Of Franklin Rd, our branch is easily accessible for all your banking needs. Whether you're stopping by to open a new account or seeking assistance with a loan, our friendly team is here to help. If you need to send us any official correspondence, please note that our mailing address is 1102 W Market St Ste 20, Johnson City, TN 37604. This ensures that we receive your documents promptly and can assist you without delay. Our branch is situated near popular landmarks, making it easy to find. With plenty of parking available, you can visit us without any hassle. We also take pride in being ADA compliant, ensuring that everyone can access our services comfortably. At Beacon Financial, we understand that time is valuable. That's why we offer convenient operating hours from 7:30 am to 4:00 pm on weekdays. While we don't have drive-thru banking at this location, we do provide an ATM for quick cash withdrawals and balance checks. Plus, our personal banking services include checking and savings accounts, auto loans, mortgage loans, and more! We invite you to come experience the welcoming atmosphere at Beacon Financial. If you have any questions or need further assistance, feel free to call us at 423-431-6361. We look forward to serving you!

Becoming a member of Beacon Financial feels like joining a welcoming family where your financial needs are truly understood. If you're looking to enjoy the benefits of personalized banking, you'll be happy to know that eligibility is designed to include many within our community. Generally, anyone who lives, works, worships, or attends school in the area can apply for membership. It's a simple process that opens doors to various financial services tailored just for you! To get started, check out the detailed eligibility criteria at . We encourage you to reach out if you have any questions just give us a call at (423) 431-6361 and our friendly team will be ready to assist you. Once you're ready to join, opening an account is straightforward; you can find all the necessary information at https://www.beaconfcu.org/forms/ . Your journey towards better banking starts here at Beacon Financial, located at 400 N State Of Franklin Rd Johnson City Tn 37604!

At Beacon Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial health, which enables us to serve our community effectively and reliably. With a net worth of $3,345,125, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,648,115 in share certificates and $2,012,868 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,482,936, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,253,674 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $25,813,505 in total loans and leases provided to support members' financial goals across various sectors. Our efficiency is evident with a net income of $610,854, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 3,682, showing a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to being your reliable partner for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon Financial is your trusted partner. Visit us at 400 N State Of Franklin Rd Johnson City TN 37604 or call 423-431-6361 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*